Cary Brewster
Name
Cary Brewster
Company
CBC Loan Processing
E-mail
Contact Cary Brewster (CBC Loan Processing)
Website
http://cbcloanprocessing.com
Office Phone
(801) 548-3332
Cell Phone
(801) 548-3332
Fax
(800) 986-1257
Description
Contract Loan Processor 13 YEARS EXPERIENCE AT PROCESSING LOANS ALL TYPES!!

About Us:

Hi my name is Cary Brewster the owner of CBC Loan Processing. I was born and raised here in Utah. I am married to a wonderful man by the name of Les Collins. Les has two twin daughters, who are married and we have one active and fun grandson.  I have 2 adult daughters who I raised as a single mother for 18 years.   I have been in the mortgage business since 1993 and involved in all aspects of this business as well, so I am extremely knowledgeable in all areas of the mortgage process, which allows you, my client the comfort of knowing EXACTLY what is happening with your mortgage file as it is happening!   I am very passionate about Loan Processing and I have developed  unique and organized way of proccessing mortgage loans that works for me which I am sure you will find works for you as well!!  

SPECIALIZING IN FHA AND VA MORTGAGE LOANS 

13 plus YEARS EXPERIENCE.

Many loan originators have suffered a dramatic loss in income as a result of the sub-prime market shifting back to a more traditional underwriting model.

Become a savvy loan originator and turn all your old sub-prime files into money and qualifying these borrowers on an FHA Mortgage Loan.

CBC Loan Processing will help you save time and money by processing your  FHA loans while you do what you do best.................. Originate!!

 

Relax and let me take the stress out of your pipeline.......    

Are you feeling stressed because you don't have enough time to market and develop new business?  

Are you spending too much time doing paperwork and following up on frustrating details?    

Let CBC LOAN PROCESSING do your mortgage loan processing which will allow you to spend time where it is most valuable.................................. ORIGINATING MORE LOANS!!!
 

Experience

RESUME:

2003 - 09/2006                    Castle Cooke Mortgage LLC                        Senior Loan Processor

                                        Mcafee Mortgage

  • Processed Conventional, FHA, VA, and Sub prime loans from application to funding
  • Analyzed property appraisals, and preliminary title reports.
  • Evaluated credit reports to determine credit grade and credit worthiness.
  • Prepared Loan packages for D.E. Underwriter according to FHA / VA guidelines.
  • Entered loan information for underwriting approvals: Clout 2.0, GMAC/RFC Asset wise Direct, Indy Mac Emit, Fannie Mae, and Freddie Mac. DO, DU and LP
  • Review of HUD 1 prior to closing

  

2002-2003:                           Axiom Financial                                                               Loan Processor

 

  • Processed Conventional, FHA, VA, and Sub prime loans from application to funding
  • Analyzed property appraisals, and preliminary title reports.
  • Evaluated credit reports to determine credit grade and credit worthiness.
  • Prepared Loan packages for D.E. Underwriter according to FHA / VA guidelines.
  • Entered loan information for underwriting approvals: GMAC/RFC Asset wise Direct, Fannie Mae, and Freddie Mac. DO, DU, and LP
  • Review of HUD 1 prior to closing.

 

2001-2002:                           Home Mortgage                                                               Loan Processor

  

  • Processed Conventional, FHA, VA, and Sub prime loans from application to funding
  • Analyzed property appraisals, and preliminary title reports.
  • Evaluated credit reports to determine credit grade and credit worthiness.
  • Prepared Loan packages for D.E. Underwriter according to FHA / VA guidelines.
  • Entered loan information for underwriting approvals: GMAC/RFC Asset wise Direct, Fannie Mae, and Freddie Mac.

1997-2001:                           First Plus Freedom Mortgage     Underwriter / Loan Processor

 

  • Analyzed property appraisals, preliminary title reports credit histories and other loan documentation submitted by processing to evaluate potential risk.
  • Evaluated credit reports to determine credit worthiness.
  • Trained and supervised 3-5 Loan Processors and developed a system of flow for department.
  • Decision-making, quality assurance and Customer Service.
  • Processed A - C paper, and Conventional Loans from application to funding.

1993-1997:                           Secured Equity                                                 Loan Processor / Office Manager

 

  • Processed & submitted to underwriting loan files according to specified loan matrixes/guidelines.
  • Evaluated credit reports, preliminary title reports, property appraisals, and other documentation submitted by borrower to determine loan eligibility.
  • Collected all information needed for full, lite and stated doc, NINA, 80/20 etc.
  • Processed Conventional and A - D paper loans from application to funding.
  • Managed and trained 2 - 5 employees, through formal and on the job training.
  • Solved problems related to employees and the work environment.
  • Provided customer Service, decision-making, and quality assurance.

  

  

Fees

BASIC PROCESSING FEES:

FHA, VA Conventional, Conforming, Non Conforming........$495.00 / closed & funded loan

Piggy Back Seconds (same lender)...................................No-additional charge

Piggy Back Seconds (different lender)...............................$100.00
Stand Alone Seconds.........................................................$250.00

Rush Fee...........................................................................$150.00