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Name: Caryll Miller ( Mortgage Specialist!)
Company: Nations Funding Source
E-mail: Contact Caryll Miller ( Mortgage Specialist!) (Nations Funding Source)
Website: http://www.ahlprocessing.com
Office Phone: 800AHL5440
Fax: 800AHL8165
Address: Mount Vernon, NY, 10550
Description: Former Sailor servicing Military & Civilian's mortgage needs in all 50 states including VA, NY, NC & FL. I do Conventional, FHA, VA, Fractional Commercial, Construction, Hard Money & Reverse Mortgage

About Us:

I my name is Caryll Miller and I am a the Reginol Director of Nations Funding Source. At NFS we providing our customers with access to over 700 hundred lenders nationwide. We are licensed to do loan in 46 states including AK, CO,DE, DC, FL, IN, NC, MD, MN,MO,NE,NH,NM,NY,TX,VA.

Why use a Mortgage company

Many banks would have you believe that you are at a disadvantage by using a Mortgage Broker. They use this tactic to cover up what we can offer that they can't. As a Loan Officer for a Mortgage company I have the flexibility to work with over 700 lenders like, Wells Fargo, Chase etc....., most time pitting one against the other to get you the lowest rate possible. So instead of you going from bank to bank pulling your credit over and over, we pull your credit once and market it to all the lenders that fit your loan type. Due to this flexibility we are able to get loan for various credit types. So when the banks say no don't despair because Carteret is here!

Always Striving for Customer Satisfaction

If there is one thing the Navy thought me it was Customer Service. Working with sailors pay account and military funds customer service was key. I strive to bring the same HONOR, COURAGE and COMITMENT to the mortgage business by utilizing the following.

I make it my business to take time out to find out what my customer loan needs are
I will always return your calls promptly
I will always be courteous and patient
I will give you different program options when warranted
I will always assist you in deciding the right loan for you
I will always let you know everything in advance
I will only help put you in a loan that will benefit you and your love ones

Give me a chance to earn your business

Please visit my website www.advancehomelending.com and fill out an application so we can get started with the loan you want.

Areas of Expertise:

I pride myself in keeping up-to-date in offering the following programs.

FHA

REVERSE MORTGAGE

Purchase and Refi with scores less then 580

Conventional

Jumbo & Super Jumbo

First Time Buyer Programs

HELOC / Second Mortgages

115% Financing on Purchase and Refinance

Lowest Rates in the Business

No Money Down programs

100% financing for Investment properties

Commercial Loans

Church Loans

Fractional Ownership loans at market rate

Hard Money / Private Money

I also have fast turnaround time and I always keep my clients and Realtor up-to-date on the progress of the loan.

Always looking for Realtor Partners if you want to team up with a hard working LO please give me a call.

Programs

Here are some of the products we offer for all our Jumbo, Super & Mega Jumbo Loans.

Fixed Term ARMs - 3 to 7 years fixed interest rate with fully amortized or interest only payments.
Interest Only Mortgages - We offer interest only payment on all our loan program. It allows you the borrower more flexibility on monthly payments due to the size of the loan.
Option ARMs - This one of our more popular loan programs because it allows the borrower more flexibility every month on wether they want to pay a minimum amount up to the fully amortized payment.
Pledged Asset Mortgages - You will be able to borrow upto a 100% of the value of your home or the purchase price with no MI. This loan is pledge again your other asset which means you would not need to touch your assets keeping them were there are getting you better returns.
Structured Mortgages - 100% financing without pledged assets For loan sizes over $25mil only.

How to get started -

1) Last 2yrs W-2 (If self employed we will need Last 2yrs 1040 w/ all schedules)

2) 4 weeks pay stubs (If self employed 1099, Profit & Loss or CPA letter)

3) Last statement for your IRA/401K etc.

4) Last 3 months Bank Statement (If self employed 12 months Business & Personal)

5) Copy of driver's license & SSN Card

6) Copy of Purchase Contract

7) Copy of your Mortgage Statement

8) Copy of your Home Owner's Insurance declaration page.

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If you are currently facing a foreclosure for what ever reason we have portfolio lender back by attorney's who will stop your lender in their track and refinance you into a better situation. This is how the program works.

80% Loan to Value -We only lend up to 80% of the sale value of the property if you owe more than 80% the attorney will come in a negotiate a short refinance with your lender so that we will still be able to refinance you in your new loan.
9.5% Interest only loan - No matter Value or Location our rates remain the same.
Interest Reserve for one year - To help you get back on your feet we build in at least 1 yrs payment so that you can use your income to payoff debt and build up your reserves so that you can refinance in FHA or regular Conventional loan with in 1yr.
You must a have Solid exit strategy - You must have a solid plan of how you will be able to refinance and afford your mortgage with in 1yr.
How to get started -

1) Last 2yrs W-2 (If self employed we will need Last 2yrs 1040 w/ all schedules)

2) 4 weeks pay stubs (If self employed 1099, Profit & Loss or CPA letter)

3) Last statement for your IRA/401K etc.

4) Last 3 months Bank Statement (If self employed 12 months Business & Personal)

5) Letter of explanation

6) Copy of driver's license & SSN Card

7) Copy of your Mortgage Statement & Foreclosure Notice/ Bankruptcy papers

8) Copy of your Home Owner's Insurance declaration page.