- Name
- Chris Montz
- Company
- Benchmark Mortgage
- E-mail
- Contact Chris Montz (Benchmark Mortgage)
- Website
- http://www.benchmarkofbirmingham.com
- Office Phone
- (205) 408-4060
- Cell Phone
- (205) 531-8189
- Alt. Phone
- (205) 912-8500
- Fax
- (205) 408-7050
- Address
- 4518 Valleydale Rd, Suite 202, Birmingham, AL, 35242
- Description
- Branch Manager and hold a CMPS (Certified Mortgage Planning Specialist) designation. Sr. Loan Officer, Mortgage Broker, Branch Manager
About Us:
My name is Chris Montz of Benchmark Mortgage. I entered into the mortgage business in 2002 and worked for a mortgage broker for 3 years. To diversify and expand the available products and services I could offer my clientelle, I began my own brokerage in 2005 and opened a branch of Benchmark Mortgage. I am well versed in many different types of loans ranging from residential to commercial. In the spring of 2007 I earned a designation of a Certified Mortgage Planning Specialist (CMPS). To obtain this distinguished designation required countless hours of study in areas of economics, tax, financial planning, and advanced mortgage strategies. In my practice, I teach the consumer how to strategically use certain mortgage products to operate as an investment, rather than simply a debt obligation. As a CMPS Mortgage planner I strive to place each client into the best loan that can help him maximize his tax benefits while satisfying his mortgage needs. My goal as a mortgage planner has always been to create a client for life. I strive to educate and inform my clients in order to assist them to make well reasoned and informed decisions regarding their mortgage. This means maintaining communications beyond the closing date. My clients should never look anywhwere else for their changing mortgage needs.
Areas of Expertise
I am deversified in many different areas of the mortgage industry. I mainly do residential lending but also do some commercial. I have specialized in the past with self employed borrowers and the high end market but due to the changes in the market I have started targeting the first time buyers and FHA market since the industry has turned to that in the last 12 months. I am familiar with the Alabama and Florida markets but am licensed in 8 other states too.
Testimonials
Chris saved us from losing our house. Even though he hasnt done a loan for us before he was able to guide us on how to work with the lender and get our ARM modified. Our payment had went up $600.00 a month and we were able to get it lowered back down to where it was before it adjusted, also get it fixed on a 30 yr fixed rate. We will definately use him on our next transaction and refer him to family and friends.
Cindy
We had been turned down by 2 other lenders and Chris was able to work with us and got us the loan we needed. We will use him and recommend him to anyone we know who needs a loan. Thanks Chris
Joseph R
