I am a financial consultant who firmly believes in consumer education regarding financial decisions. I conduct seminars to promote better awareness of what constitutes debt, provide strategies to regain control of finances, and ultimately ways to remain debt free once stability is achieved. I counsel each client individually and design tailored ways to assist them in reaching their goals effectively. I am a licensed SD mortgage broker who is a member of NAMB and SDMBA that works in co-operation with them to promote ethics in lending. I am active in commercial, industrial, agricultural, and residential lending. My reputation as a reliable source for difficult lending situations is well established with my referral sources, which include banks, realtors, and other relative businesses.
My clientele include people from all levels of financial position. Although I am able to assist sub-prime borrowers, I try to limit my involvement, because I genuinely care about my clients and their ability to purchase a home. There are too many lenders interested in the money without regard for the consequenses to a borrower who is financially unable to assume such a large responsibility. I do assist such clients, but by educating them in financial awareness, as we proceed in securing financing.
I have been involved in various capacities of the financial industry for over 20 years. I have been a real estate investor, private lender/investor, and financial consultant which provided me with an unique understanding of how people often find themselve in financial distress without understanding of how they arrived there. It was because of this experience that I was prompted to direct my efforts to assisting people through personalized services to guide them to become financially stable. I subcribe to a wide variety of industry information sources and attend seminars regularly to continue to remain informed of the ever changing variables.
