- Name
- Daniel Guest, CMPS
- Company
- HUB International
- E-mail
- Contact HUB International
- Website
- http://www.hubinternational.com
- Office Phone
- (888) 679-8155
- Cell Phone
- (609) 203-8293
- Fax
- (917) 934-4660
- Address
- 1065 Avenue of the Americas, New York, NY, 10018
- Description
- Daniel Guest currently serves as Vice President –Private Client Advisor for HUB International, a leading, full-service insurance brokerage, ranked globally as the 8th largest brokerage firm.
The HUB Advantage
Our Client Commitment
HUB International is dedicated to maintaining and upholding the highest standards of ethical conduct and integrity in all of our dealings with you, our client. We want to be your trusted risk advisor, and as such, we need to earn your confidence. So we are making a promise. We call it the HUB Advantage. Our mission is to make the advantage yours-and this is our commitment.
• We strive to secure the most favorable terms from insurers, taking into account all of the circumstances-the risk you need to insure, the cost of insurance, the financial condition of the insurer, the insurer's reputation for service, and, of course, any other factors that are specific to your situation.
• We are open and honest as to how we are paid for placing your insurance. Our answers to your questions will be forthright and understandable. When we intend to seek a fixed fee for our efforts, we will disclose it to you in writing and obtain your approval prior to coverage being bound.
• You make the ultimate decision as to both the terms of, and the insurance company providing, your insurance coverage. Our objective is to provide you with choices that meet your insurance needs and to educate you so your decision is fully informed and best suited to your circumstances.
• We comply with the laws of every jurisdiction in which we operate, including those that apply to how insurance brokerages and agencies are paid. If the laws change, we will respond in a timely and appropriate manner.
The HUB Advantage. The privilege is ours, but the advantage is yours.
Protect What Matters Most
A personal needs assessment from HUB International Personal Insurance. You've worked hard for your success and have carefully selected your home, your cars, your investment strategies and your fine possessions. Have you been as careful in selecting the insurance that protects them? Our personal needs assessment can help you evaluate the strength of your current personal insurance program.
CONSIDER THE FOLLOWING QUESTIONS:
Home
.. If your home was totally destroyed, will your insurer rebuild it regardless of cost?
.. Can you take cash for your home or do you have to rebuild to get paid?
.. If personal property is stolen or damaged, will you be paid replacement cost or depreciated value?
.. Are you covered for failure of your sump pump?
.. Are you covered for fl ood insurance?
.. Has your agent offered various deductibles and the estimated savings for these options?
.. Does the amount of coverage on your home reflect its true replacement value?
Personal Excess Liability
.. These scenarios may present an increased liability exposure. Do any of them apply to you?
.. You or a family member conducts a business from your home.
.. You or a family member is an officer or member of the board for a non-profi t organization.
.. You own a pool or trampoline.
.. You own a seasonal or secondary home or condominium.
.. Do you currently have an excess liability policy? If so, does your limit of liability reflect the full value of
what you own or what you're "worth"?
.. Does your insurance policy include coverage for identity theft?
Automobile
.. Do you know what you'll be paid if your car is totaled in a covered loss? Is it important to you to know the
valuation of your vehicle before you have a total loss.
.. How much coverage do you have if you're involved in an accident with a driver who has little or no
insurance?
.. If you cause an accident, how much liability coverage do you have?
.. What amount of coverage does your automobile policy provide for a rental car in the event that you need a
replacement vehicle after a covered loss?
.. Does your insurer pay for your choice of repair shop and original equipment manufacturer's parts?
Jewelry
.. How much coverage does your homeowner policy provide for theft, damage or disappearance of jewelry
and other valuable possessions?
.. Are you relying on your homeowner policy alone for coverage for your valuable possessions and are you
aware that it offers limited coverage?
.. How will your insurer compensate you in the event of a covered loss to a valuable item?
.. Will you be required to replace it at a designated store in order to receive full reimbursement?
Collection & Collectibles
.. Do you collect any of the following? Do you have special insurance coverage for these valuable items?
.. Fine art ..Antiques .. Silver
..Wine ..Furs ..Coins
..Stamps .. Sports Memorabilia .. Other valuable items
Watercraft
.. Do you own watercraft?
.. Do you have an adequate amount of liability for the watercraft that you own?
.. What are the navigational limits provided by your insurer?
For a personal consultation, please contact:
Daniel Guest
Vice President-Private Client Advisor
1065 Avenue of the Americas
New York, NY 10018
609-203-8293 direct
917-934-4660 private fax
Daniel.Guest@HUBinternational.com
Testimonials
