Name

David Hamilton

Company

Wells Fargo Reverse Mortgage

E-mail

Contact David Hamilton (Wells Fargo Reverse Mortgage)

Website

https://www.wfhm.com/wfhm/david-hamilton/index.page

Office Phone

(877) 288-5519

Cell Phone

(951) 834-2149

Fax

(951) 766-4995

About Us: Wells Fargo

Working with Wells Fargo for your home financing means you're working with one of the industry's leaders:

• We are the nation's leading retail mortgage lender¹, providing funding for one out of every 16 homes financed in the United States.
• The majority of the Fortune 100 companies conduct their employee relocation business with us.
• Wells Fargo Home Mortgage is the nation's leading lender to buyers of newly constructed homes.²
• We are a leading provider of jumbo mortgages and adjustable-rate mortgages (ARMs), as well as the nation's leading retail originator of reverse mortgages.
• Wells Fargo Home Mortgage has one of the most diverse and extensive product lines in the industry.

¹ Based on year-end 2006 statistics by Inside Mortgage Finance, 2/23/07.
² Based on 2006 year-end MarkeTrac® data.

Areas of Expertise

Welcome! Looking for an experienced mortgage professional? By specializing in reverse mortgagesfor the past 7 years, I will use my experience and industry knowledge to help senior homeowners find financial solutions for their specific needs. I am dedicated to unsurpassed excellence and service.

As a representative of Wells Fargo Home Mortgage, I can help senior homeowners, at least 62 years of age use the equity in their homes to realize financial independence and peace of mind.
- Use funds for home repairs, covering your health care expenses, travel, supplementing your retirement income - anything you choose!
- Receive monthly payments instead of making them
- Flexible disbursement options make proceeds available in a lump sum, in monthly payments, a line of credit or a combination of any of these options

Call or e-mail me and let me show you how I am more than just a loan officer - I'm a personal Reverse Mortgage Consultant! Reverse Mortgages Are My Specialty
I have the experience and the expertise to help you understand how a reverse mortgage works, and how it may help you. I've helped many senior citizens like you live more securely and comfortably in the home they've grown to love.

Three Essential Facts About Reverse Mortgages

How a reverse mortgage works
If you're at least 62 years of age, a reverse mortgage could be an effective way for you to use your home to get the funds you need. Reverse mortgages are unique and often misunderstood. As you learn about their advantages on the following screens, keep these Three Essential Facts in mind:

As long as all property tax, insurance and maintenance requirements are met:
	1. You cannot owe more than the value of the home.
	2. You keep the title to your property.
	3. You receive payments instead of making them. Contact us for details about when repayment may be due.

A reverse mortgage pays money to you, as though you had sold your house. You can receive monthly payments or a lump-sum payout based on the value of your house, but you cannot owe more than your house is worth. Moreover, in most cases, you won't have to move or even give up ownership.¹ The house remains yours, just as it is today.