I've been in the mortgage business for 17 years and have been through the low rate craze, the higher rate craze and the middle of the road craze and I'm still not scared! I can honestly say that in my years as a loan officer that I have never worked for such a great company as GMAC. Anyone can claim to have great rates and give great service. It's more than that, and each client has individual needs and circumstances and it takes creativity and dedication. No one client is treated any differently than another as each loan is just as important as the next when it comes to purchasing a new home. So not only do I have a great team and a great company behind me, I personally have the knowledge and the expertise to get the job done! I'm not your average 9-5 banker that's for sure, and my customers and realtors can always count on reaching me in the evenings and on weekends if the need arises. It's the value added things that make a difference. One of the best things about the company is that we're a direct lender, which means we don't charge those unnecessary fees, points or inflate our rates. We have over 1000 programs that we hand select the best to meet your needs. I didn't get to this point in my career by being ordinary..we work hard to be extraordinary instead!

We've made it even easier! You can apply online for your free pre-approval or your mortgage right in the privacy of your own home. Visit my website at www.donnaignasz.com. Don't worry - it's a secure site directly through GMAC Mortgage's website so your info is secure.

Interesting in being part of our dynamic team?? Give me a call to set up an appointment with our branch manager

Everyone can offer a regular 30 year fixed rate, but in the times of unique programs and buyers, we need to be just a little bit different, especially in this somewhat slow market. Some of our unique programs include:

• 1st time homebuyer programs - did you know you can purchase a home with very little money, if any, out of pocket? We work with Delaware State Housing in Delaware and CDA in Maryland who both offer below market rates with plenty of settlement help to get you into your 1st home!
• Is Your Credit Less than Perfect? We can do loans for people with credit scores under 500% And even better, this isnt a sub-prime loan which means a "normal" interest rate. We have aggressive FHA underwriting to get these done! Don't worry, if your credit needs some serious help to get it cleaned up, we can offer you free credit counseling as well - we'll work with you until you're ready to buy.
• Construction/Perm Financing - Build your new home with very little out of pocket! All closing costs can be paid by the builder and payments can be deferred while the house is being built.
• Equity Advance Program - This program is great for those homes currently listed and not selling as quickly as you'd like! With this program you can purchase your new home without selling your current home and make NO payments on the new home until your current home sells, for up to 6 months! Don't miss out on the perfect house!
• Financing on Manufactured and Modular homes

These are just a few, but we have many more great programs each as unique as our buyers. Just give me a call to find out more.

"Donna - I really, really like working with you.  We seem to have the same level of commitment to our clients and also it seems like you are as much as a workaholic as I am....".DH, Realtor, Maryland

"Yes, somedays it seems as if we work our butts off and for no apparent reason...nobody appreciates our efforts...or so it seems. The ability to move on and help those that really have no idea we ARE helping them is a virtue. Life is a journey...it is what we make it. How awesome to create something that is new, vibrant, screwed up sometimes, (but what isn't?) You are good and we know it. .."R..Broker, Maryland

"Donna played a major part in this contract.  She beat out a competitor's closing costs by over $2000.00!  Plus gave a lower rate.  Very thankful to have her in our office".. JS, Realtor, Maryland.

"Thank you so much for getting me my new home!!!! My credit was so bad that no one would even try to get me approved and you took the time to help me. You have no idea how much that means to me. You are a wonderful person and I will always appreciate what you did to help me. I'll certainly tell all my friends and co-workers about you!!. Thank you again!!". PG, Wilmington

"Donna, your dedication to what you do amazes me. I couldn't ask for a smoother transaction". MS, Newark

 "After finding our perfect house on a Sunday afternoon, we couldn't believe it when our Realtor brought us back to her office and told us to call you to do our mortgage and you were available! We couldn't believe we bought a house and got a mortgage on a Sunday. The rest of the experience was wonderful and we closed in 2 weeks! Thank you to you and your assistant for all of your help. I'd recommend you to anyone who asks. Vickie D., Wilmington