I'm a Mortgage Planner.  I help my clients successfully manage their home equity to increase liquidity, safety, rate of return, and tax deductions.  Unlike a traditional loan officer, my role is to help my clients integrate the loan that they select into their over-all long and short-term financial and investment plan to help minimize taxes, improve cash flow and minimize interest expense.

We offer products for residential purchases and refinances for all credit scores.  We have expertise for FHA, VA, Massachussets and New Hampshire housing products.  When your ready to retire we will work with you to leverage the equity in your home with a REVERSE mortgage that will allow you to live in your home mortgage free.  If your a realestate investor or looking to by a commercial property, we offer various financing solutions to meet your needs.  We are your First Call and your last stop for financing real estate.

David helped us with a reverse mortgage so we could afford to stay in our home.

Yorks

Working with David ws such a pleasure.  Everybody else wanted us to roll in all our debt that was on low interest rate cards.  David showed us a way to lower our mortgage payments and use the extra funds to pay off our debt sooner.

Cliff

When you work with David, you get the truth.  He tells you like it is.  When we first bought our credit was not that great.  David worked with us to improve our credit and refinanced us at NO cost when our score went up and our mortgage rate went down. He is always looking out for his clients.

Armitage