Name
David Oswald, David Oswald
Company
Rivers of Income LLC
E-mail
Contact David Oswald, David Oswald (Rivers of Income LLC)
Website
http://www.davidoswaldonline.com
Office Phone
(908) 405-5337
Description
I am a real estate investor and also focus on repairing credit for people. If you are a mortgage broker, realtor or just an industry professional who has clients with credit repair needs, let's talk!

About Us:

Biography of David Oswald

David Oswald is a real estate investor who also focuses on repairing credit for clients.  He began his career in real estate as a mortgage broker during the refinancing boom of 2002.  It was also during that time in 2002 that he bought his first piece of property.  "I loved the mortgage industry," he says, "but I knew that there was something about real estate that attracted me for the long run."   

Oswald began to purchase rental properties, land lots, do short term loans for others and he experimented with some creative financing.  Soon after, he started buying pre-foreclosure properties and focusing primarily on the wholesaling side of the business, working with as many as fifty to seventy properties at a time.  He also began travelling throughout the country to increase his knowledge of real estate, taking boot camps on every subject matter including creative financing, lease options, land contracts, subject to financing, asset protection, property management, public speaking and began building his  own seminar company, Rivers of Income LLC. 

David is currently in the process of growing his wholesaling business and branding himself and his real estate companies on a national level through a busy seminar and speaking schedule.  He now speaks on the topic of real estate and short sales in front of hundreds of people, does one on one mentoring for students, sells a core package of information regarding the foreclosure and short sale business and on top of that, he continues to run a very large pipeline of short sales for himself. 

In addition, he enjoys long distance running, playing basketball and reading a few books per month.  He is in the process of writing two books, a fictional novel based on his experiences in the mortgage industry and a book on building your business using biblical principles.  For booking for speaking engagements or for mortgage or real estate business consulting, contact http://bookdavidoswald.com 

What We Do

We are interested in buying property throughout the entire state of NJ as well as NY and PA.  Because we always buy at a discount, we are always willing to entertain properties in which the owner(s) are very motivated to sell and looking for a quick closing.  In this particular market that we are in currently, many of the houses out there today are overleveraged, meaning that the homeowner may be behind on payments and looking to sell immediately but they may owe more on the mortgage than the home is even worth.  We also know that many people have damaged credit and we are happy to assist in helping your clients bring their FICO scores back to life.

In those cases, we've been performing short sales on the property, which are nothing more than a negotiation with the existing mortgage holder to attempt to buy the home for a more reasonable price.  If you are a real estate agent and have a property that has been tough to sell because of a situation such as this, we would love to speak to you.  If you are a mortgage broker or loan officer who has a borrower that is behind on payments and simply cannot get a refinance, we can help to bail them out of their situation.  Contact us here at this website if you would like to schedule a meeting with your entire office to better explain what we do or if you would simply like to refer a borrower or credit repair client.

Testimonials

Check out www.davidoswaldonline.com to see great testimonials from students all over the country!

"My first 30 days of the mentorship have been unbelievable!!!  I have a different outlook and approach on how I handle different situations, personal and business. It is not only controlling my own beliefs and outlook on life but others as well. I know that by learning and combining ideas with David we both will be very successful, not only financially but spiritually as well, which is very important to me."  - Paul V., Edison, NJ

"The marketing  program is one of the best I have seen.  When Dave says you get 5% , you better believe him!  Having had over 2 years experience in direct mail in my business, I would have been thrilled with 2% response, but the way Dave does the marketing is incredible and alone worth the consulting fee."  - Josh J., Ocean County, NJ

"Dave helped me to buy my first house when I didn't believe it was possible.  He also made it so easy that I couldn't believe it actually got done so quickly and with as little work on my part" - Terry O., Piscataway, NJ

"You are a great teacher and I will document everything I do because I know at the end of next year I will be a very different person." - Nengi M., Boston, MA

"Dave is always available with insightful perspectives and advice.  He practices what he preaches and is passionate about success and being a coach...My one on one mentorship has included lots of action and learning...with consistent leads through effective marketing." - Omar S., North Bergen, NJ