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Name
John Cashion
Company
Wells Fargo Home Mortgage
E-mail
Contact Wells Fargo Home Mortgage
Website
http://WWW.Johncashion.com
Cell Phone
(302) 242-1975
Address
250 Bieser Blvd, Dover, De, 19904
Description
As the nation’s leading retail mortgage lender, we have the home mortgage loan products and the experience to help you make homeownership a reality.

 

Why Wells Fargo Home Mortgage?

Feel comfortable with your home financing. Our track record of service, reliability, and strength is our promise to our customers.

Service

Reliability

  • Our commitment to these responsible servicing principles means that we continue to service our customers' loans rather than sell them.
  • As a lender of integrity, we decided not to offer loans that are inconsistent with our responsible lending principles. We've long lived by our commitment to putting our customers’ needs first.
  • Customers with less-than-perfect credit can count on our Steps toSuccessSM Program to provide free credit-management education.

Strength

  • Despite today's changing mortgage market, Wells Fargo Home Mortgage is uniquely positioned for success.
  • As a mortgage industry leader, we are committed to helping as many customers as possible enjoy the personal and financial benefits of homeownership.

Get started today. or call us at 1-302-242-1975.
Learn about our Online Security Guarantee and how we partner with you to prevent fraud.

Areas of Expertise

FHA

203k Renovation Loans

USDA

VA

Conventinal

Jumbo Loans

Construction Financing

2nd Homes

Investment and Rental Properites

Extensive knowledge of realestate..

 

t’s an exciting time to be considering buying a home. The combination of market conditions and helpful programs provide opportunities for first-time buyers, as well as for current homeowners hoping to downsize or to buy a larger home.

Favorable Market Conditions
The blend of historically low interest rates and the pace of home sales mean that it might be easier to purchase a home.
  • Historically low interest rates. If you were buying or refinancing in 2001, you’d face mortgage interest rates slightly above 8 percent. Today’s lower rates translate into comparatively lower purchase costs.
  • Decreasing housing prices. In August 2006, half the houses for sale in the U.S. were priced above $225,000, while the other half were below (this highly watched reference point is called the market’s median price.) Three years later, the median price dropped significantly to $177,000. This 21 percent decline in home prices suggests good deals for buyers1.
  • Slow home sales. Generally, homes are sitting on the market longer, which means more choices for homebuyers and a better chance of finding the home that you want.

 

Helpful Programs
In addition to favorable market conditions, eligible buyers could also benefit from the current government incentive programs designed to stimulate the housing market and the economy.
  • High conforming-loan limits. If you’re house hunting in a federally designated metropolitan area, you may be able to borrow up to $729,7502 without paying the typical higher interest rates on jumbo loan amounts.
    Learn more.
  • Flexible FHA loans. In addition to low down-payment options, these government-backed loans enable you to use gift funds for down payment or closing costs, and have flexible income, debt, and credit requirements.
    Learn more.

 

Reach out to Wells Fargo Home Mortgage
When you’re ready to take the next step, our unmatched tools and top-notch professionals can help you to find the mortgage that meets your needs. Contact us today.