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Former Foreclosure Hunter Turned Loss Mitigation Expert Eric Rice Sheds Light on Distressed Homeowners SAN DIEGO -- Foreclosures have hit an all time high in the United States during the current economic downturn. Many desperate Americans find themselves with no one to turn to for help. In this tough time, Loss Mitigation Expert Eric A. Rice, President of Dyer Beech (www.dyerbeech.com), works night and day to provide homeowners with the tools they need to keep their homes. With foreclosures increasing by over 68% in the past year, loss mitigation services have become a viable alternative to losing one's home. Though these services are accessible to everyone, media focus on negativity leaves foreclosure prevention overlooked. Unfortunately, lenders are only receptive to homeowners once payments have become delinquent. Eric Rice works with homeowners at all stages of the mortgage process to prevent problems before the situation becomes dire. Dyer Beech consists of a variety of handpicked specialists including attorneys, CPAs, financial planners, and guidance counselors. They are passionate about helping people find alternatives to foreclosures. "Mortgage loss mitigation provides solutions to disasters before they occur," stated Rice. "Dyer Beech's negotiations establish permanent positive changes for your loan terms and payment plans." Eric Rice understands the personal and emotional element of foreclosures and wants to share his expertise. "Charlie Kent was going through a rough spot and was overwhelmed with his home mortgage. He was going through a divorce and needed the help badly. We developed a program specifically for Charlie to stay in his home so that his kids didn't have to change school districts. I now make 1/3 of the payments on his home, and I believe I have gained a friend for life," said Rice. 4 Need-to-Know Concepts to Prevent Foreclosure as advised by Eric Rice 1. Loan Modification - designing a plan to continue making payments for the long term as well as short term by having the lender change the rate, duration of payback, payment and type of rate (fixed or adjustable). 2. VA Loan Modification/Refunding - when The VA buys a veteran's debt note from their bank and modifies it for the benefit of the veteran in hardship. 3. Repayment Plan - a structured plan that helps the homeowner catch up on missed payments over a period of time with the goal of becoming current. 4. Special Forbearance - borrower has the right to ask for a break in payments; payment is negotiated for a later date (similar to a student loan). Dyer Beech is a full service loss mitigation firm. Services include: legal consultation from leading loss mitigation attorneys, CPA consultation regarding all possible tax consequences, in-house team working around the clock to keep borrowers in their homes, preferred membership to the best credit repair firm in the country, property tax reduction and professional financial planning.

Areas of Expertise

Dyer Beech is a full service loss mitigation firm. Services include: legal consultation from leading loss mitigation attorneys, CPA consultation regarding all possible tax consequences, in-house team working around the clock to keep borrowers in their homes, preferred membership to the best credit repair firm in the country, property tax reduction and professional financial planning.

Testimonials

I cannot say enough good things about Dyer Beech. Being represented by Dyer Beech helped us lower our payment allowing us to stay in our home! - Carl and Nancy Mathis

Dyer Beech was the most responsive agency I have ever dealt with. Phone calls were returned quickly and I never had to wait long for an answer. They handled everything and I didn't have to speak with my lender any more. I never felt as if I was imposing when I had an urgent need or question. Thanks for saving my home Dyer Beech!

- Jeff and Kristy Sugich Our home was on the market as a short sale for several months and we weren't sure how we were going to get out from under it. Dyer Beech was able to get us out from under our home without finding a buyer and we were able avoid foreclosure. We are grateful for the terrific service. -

Jared and Sarah McClane In uncertain times, it's nice to have someone to count on. Thanks helping me stay in my home and get my credit score back up Dyer Beech! - Nick Mullaney

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