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- Name
- Erika Alvarez
- Company
- Krk Mortgage Bancorp
- E-mail
- Contact Krk Mortgage Bancorp
- Website
- http://www.krkmortgagebancorp.com
- Office Phone
- (773) 664-5461
- Cell Phone
- 773
- Fax
- 773
- Address
- 4042 N. Elston Avenue, Chicago, IL, 60618
- Description
- Welcome to KRK Mortgage Bancorp, your preferred destination for mortgage loans and related products. KRK Mortgage Bancorp takes pride in its business ethics, values and customer focus, resulting from over 20 years of serving customers in related business ventures.
$7,500 First time home buyer credit! Call to prequalify!
About Us:
We are dedicated to giving you unsurpassed professionalism!
OPEN HOUSE EVERY SUNDAY!
WE CAN LIST YOURS TOO!
SUNDAY 1-4PM
CALL 773-664-5461
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Coming soon, Walkathon, Bowling Party!!
Feb 28, 2009 9pm-12am
SATURDAY!
Bowling Party fundraiser to support the program to support the & PPCF Programs manners workshops!
Please join us for a fun evening! :)
Price: Tickets are $25.00
You get: shoes, 2 games, pizza and a soft drink!There is a bar on the premises, great music, karokee, arcade, darts, cash bar, fun & more!!!
Polite and Powerful Children's Foundation
WEB: www.politeandpowerful.com
Email: politeandpowerfulfndtn@yahoo.com
Evite will be sent soon!
Burr Oak Bowl
3030 Burr Oak Av
Blue Island, IL 60406-1827
(708) 389-2800
www.mapquest.com
www.signup.com
Coming soon, walkathon this summer!!!
PPCF WALK-A-THON!
SPONSERED MY MAYOR DALEYS EVENTS!
Areas of Expertise
Use this section to write about your specific areas of expertise. Do you specialize in first time buyers - listing high end homes - etc. Are there specific market area's that you specialize in? The more you write about your area's of expertise the more knowledgeable you'll sound to a potential buyer or seller.
Testimonials
Frequently Asked Seller Questions
| 1. What can I do to prepare my house for sale? click here |
| 2. What is the MLS and how does it benefit me? click here |
| 3. How can I find out how much my home is worth? click here |
| 4. As a seller, what do I have to disclose about the condition of my property? click here |
| 5. When is the best time to put my home on the market? click here |
If you cant find your question here, feel free to contact us.
What can I do to prepare my house for sale?
The selling process usually starts months before a property is actually put on the market. It is a good idea to look at your home through the eyes of a potential buyer. This will help you decide what needs to be cleaned, painted, repaired or tossed out. Your realtor can help you make these decisions and list your home at a fair price when it's ready.
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What is the MLS and how does it benefit me?
A Multiple Listing Service, or MLS, is a database that makes it easier to reach a large number of buyers and increase your property's exposure. It is a system that entitles brokers to an agreed upon commission for settlement of a house. For example, if your house is listed with one broker and another finds the buyer who purchases it, they split the commission. You benefit because more people have an interest in selling your house and your home is exposed to more buyers since Realtor®s have access to MLS.
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How can I find out how much my home is worth?
Metropolitan Realty and Development Corp. has thorough knowledge of the current real estate market and will prepare a professional market analysis of your home to help you set a competitive price. Your Realtor will also help you "stage" your home for showing to buyers. It is extremely important to view your home as a potential buyer. Professional staging features your home in the best light, increasing it's marketability.
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As a seller, what do I have to disclose about the condition of my property?
The best policy is truth when it comes to disclosing the condition of your property. You must disclose all known material defects of the property. Normally, these are noted on a Seller Disclosure Form (SDF). This is a form completed by the seller and Realtor®. If an item is not covered on the SDF, you must still make disclosures about known material defects. Even if a matter has been repaired, you should still disclose the previous defect and a report of the repairs completed. By disclosing all problems up front, you can avoid any surprises that many times provoke a lawsuit.
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When is the best time to put my home on the market?
Peak selling seasons change from year to year and sometimes weather has a lot to do with it. Often early spring and early fall are the prime listing seasons because houses tend to show better in those months than they do in the heat of the summer or the cold of winter. Keep in mind there are more houses on the market during the prime seasons, so you'll have more competition. You shouldn't base your decision to sell on what season it is because each selling situation is unique.
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If you cant find your question here or if you feel like asking any thing esle, feel free to contact us.
©Copyright 2007
| Now Hiring! |
. is now hiring new and experienced agents to join our fantastic team!
For more information call us at |
| Thinking about becoming an agent? |
Classes forming now! For broker and agent state licensing! Free tuition and extensive personal training when you sign a 3-year brokerage contract with us!
For more information & class schedules at no obligation call: 773.742.1000 |
| Dreaming of owning your own business? |
Coming soon, franchising opportunities from Metropolitan Realty! Offered nationally and internationally! You have free reign and design of your own office, under the protection and award winning brand name recognition!
For more information call us a |
©Copyright 2007
| Customer Information |
| First Name: |
| Last Name: |
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| Current Address: |
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| Find a Home |
| City: |
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| Price Range: $0 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 - to - $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 no maximum |
| Beds: any 1 or more 2 or more 3 or more 4 or more 5 or more |
| Baths: any 1 or more 1.5 or more 2 or more 2.5 or more 3 or more 3.5 or more 4 or more |
| Property Types: All Types Single Family Home Two Flat Three Flat Town House Condominium Commercial Other |
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| Free Comparitive market analysis |
| First Name: |
| Last Name: |
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| City: |
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| State/Province: AB AK AL AR AZ BC CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MB MD ME MI MO MN MS MT NB NC ND NE NH NJ NM NV NY OH OK ON OR PA PR RI SC SD SK TN TX UT VI VT VA WA WI WV WY |
| Zip Code: |
| Price Range: $0 $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 - to - $10,000 $20,000 $30,000 $40,000 $45,000 $50,000 $55,000 $60,000 $70,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,500,000 $4,000,000 $4,500,000 $5,000,000 $6,000,000 $8,000,000 $10,000,000 no maximum |
| Beds: any 1 or more 2 or more 3 or more 4 or more 5 or more |
| Baths: any 1 or more 1.5 or more 2 or more 2.5 or more 3 or more 3.5 or more 4 or more |
| Property Types: All Types Single Family Home Two Flat Three Flat Town House Condominium Commercial Other |
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©Copyright 2007 Metropolitan Realty & Development Corp
| Mortgage Calculator |
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© Copyright 2007 .
Frequently Asked Buyer Questions
| 1. I'm thinking about buying a home. Where do I start? click here |
| 2. How can Metropolitan Realty & Development Corp help me find a home? click here |
| 3. What should I consider when looking for a home? click here |
| 4. What do all of the abbreviations in the property ads mean? click here |
| 5. As a buyer, what are my rights to obtain past information about the property i am interested in purchasing? click here |
| 6. What are some costs when purchasing a home? click here |
If you cant find your question here, feel free to contact us.
I'm thinking about buying a home. Where do I start?
The first step in the plan for potential home buyers is a credit check. It's best to keep an eye on your credit reports so you can spot any mistakes and dispute them. Also, avoid running up high credit card bills in the months prior to buying a home. These two things will help you in the next part of the plan; pre-approval on a mortgage. A full-service lender will be able to help you with this portion of the plan. Pre-approval includes analyzing your income, assets and present debt to estimate how much house you can afford. This means the lender has committed to loaning you the money subject to the house you choose to buy. Being pre-approved for a loan will make you attractive to sellers because the contract won't be tied up with financial issues.
After you know how much you can spend, you can begin window shopping for homes. This is the time for you to become familiar with neighborhoods and the features of a home. Educate yourself by visiting local real estate websites and viewing the inventory of listings. This is also the time for you to decide what you want and need in a home. Metropolitan Realty and Development Corp. can help you through all steps of the plan, prepare you for any unforeseen problems, and eventually help you to buy the home of your dreams.
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How can Metropolitan Realty & Development Corp help me find a home?
The Internet and newspaper ads are good places to start researching the current housing market. You can also find information to help answer many of your financing questions. Once you have looked at what's available to you, it's time to get a professional involved. You might spend hours scanning newspaper ads and home magazines, driving through neighborhoods looking for "for sale" signs, phoning on individual listings, and still miss the opportunity to see some of the best homes available. A professional from ------will save you time, money and make a wealth of information resources available.
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What should I consider when looking for a home?
First, put together a list of features and benefits you want in a home. Think of such things as pricing, location, size, and amenities. If you can't get a home at the price you want with all the features you are looking for, figure out what features are most important to you and rank them in priority so you know what you're willing to sacrifice. Would you rather have a large kitchen and smaller bedrooms? Also consider your needs in the future. Maybe now is the time to buy a larger home rather than expanding a smaller home in the future. Metropolitan Realty can help you compare the price of homes with the features you are looking for or suggest alternate uses of space.
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What do all of the abbreviations in the property ads mean?
What do all of those abbreviations in the property ads mean? If you find yourself stumbling to understand a description of a property, the following list should help you out. We have composed a list of the most frequently used abbreviations.
| BA |
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bath |
| BR |
- |
bedroom |
| BRK |
- |
brick |
| DK |
- |
deck |
| DR |
- |
dining room |
| ENTR |
- |
entrance |
| FDR |
- |
formal dining room |
| FP, FRPLC, FPLC |
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fireplace |
| FR |
- |
family room |
| GAR |
- |
garage |
| GRMET KIT |
- |
gourmet kitchen |
| HDW, HWF, HDWD |
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hardwood floors |
| LL |
- |
lower level |
| LR |
- |
living room |
| MBR |
- |
master bedroom |
| PVT |
- |
private |
| PWDR RM |
- |
powder room |
| UPR |
- |
upper floor |
| WBFP |
- |
wood burning fireplace |
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As a buyer, what are my rights to obtain past information about the property I am interested in purchasing?
Yes. Sellers are required to disclose all known defects associated with the property. With the help of your realtor, you can find out what has happened to the property in the past. You should make careful observations, examine the property and request or otherwise obtain any records important to you. These requests should be in writing. If you decide to put an offer on a home, it is important to have a professional inspection completed before closing.
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What are some costs when purchasing a home?
As a buyer you may be responsible for the following costs:
| Attorney's Fees |
$400 - $1,000 |
| Property Inspection |
$250 - $400 |
| Lead Paint Inspection |
$200 - $350 (Optional) |
| City of Chicago Transfer Tax(Stamps) |
$7.50 per $1,000 of Purchase Price |
| Home owners Insurance |
Varies |
| Settlement or Escrow Closing Fee |
$175 up to $1,000 Plus $.50 for every additional $1,000 |
| Costs Associated with Lender |
Varies |
| Loan Application (& Appraisal) |
$250 - $400 |
| Closing Points or Loan Orgination Fee |
$0-3% of Loan (Optional) |
| Private Mortgage Insurance (PMI) |
Required if loan amt is less then 80% of purchase price |
| Underwriting Fee |
$250 - $500 |
| Document Preparation or Recording Fee |
$100 - $150 |
| Flood Certification Fee |
$20 - $40 |
| Lenders Title Insurance Policy |
$150 - $400 |
| Tax Service Fee |
$50 - $100 |
| Reserve Fund for Tax Escrow |
27 months prepaid Estate taxes (may be received as credit from seller) |
| Prepaid Interest |
Interest on loan from closing date to end of month |
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If you cant find your question here or if you feel like asking any thing else, feel free to contact us.
©Copyright 2007
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