- Name
- Ginny Nieves-Zmijewski
- Company
- Ginny Realty
- E-mail
- Contact Ginny Nieves-Zmijewski (Ginny Realty)
- Website
- http://www.ginnyrealty.com
- Office Phone
- (336) 380-5374
- Cell Phone
- (336) 380-5374
- Address
- Mebane, NC, 27302
- Description
- You've Got A Friend in the Real Estate Business.
Hablo Espanol
Broker-Realtor.
www.ginnyrealty.com
NAHREP.com
Whether is buying or selling, I am your broker. I love referrals
About Me:
I enjoy living in our area and take pride in knowing and serving my neighbors in all their real estate needs. People in this town know they can call on me whether they have a simple real estate question, or need a free market analysis.
I believe that a good AGENT should know their community inside and out. I keep abreast of the latest market happenings so that I can answer all your questions-especially the hard ones!
As your an AGENT I will work closely with you in all of your real estate needs and make sure that your customer service experience is one that you will tell others about! Your best interests are my #1 priority. With the backing of the most respected company in the area I can help make your dreams a reality.
Don't forget that I am bilingual in Spanish and would love your referrals!!!
I really look forward to hearing from you soon.
Sincerely,
SPANISH VERSION BELOW-VERSION EN ESPANOL LE SIGUE
Me llamo Ginny Nieves Zmijewski y soy una Agente de Bienes raices con la compania Exit Realty Carolina que sirve su area. Gozo vivir en nuestra ciudad y estoy orgullosa de instruido y servir a mis vecinos en todas sus necesidades de bienes raices. Las personas en este pueblo saben que ellos me pueden visitar si ellos tienen una pregunta sencilla de bienes raices, o etesian un analisis del mercado libre.
Creo que un AGENTE bueno debe saber su comunidad del interior y fuera. Estoy al Corrientes de los ultimos acontecimientos de mercadotecnia para que pueda constestar todas sus preguntas - especialmente las dificil.
Como su AGENTE, yo trabajare cerca con usted en todas sus necesidades de bienes raices. Yo le garantizare que su experiencia de servicio va hacer una que usted le dira a otros acreca de! Sus mejores intereses con mi #1 prioridad.
Con el Apollo de la compania mas respectada en esta area yo puedo ayudarle a que sus suenos sean una realidad.
Llameme hoy al 336-380-5374 o visite mi pagina en el internet http://www.ginnyrealty.com
Espero conocerlo/la pronto!
Sinceramente, 
Areas of Memberships, Certifications, and Expertise
I am also bilingual in Spanish and English.
I am a member of the National Association of Realtors in NC and a broker in NC.
I specialize in residential, land, commercial, and industrial real estate property.
I am a member of the National Association of Hispanic Real Estate Professionals.
BUYER'S TIPS
WHAT TO EXPECT WHEN BUYING.......
Buying a home is usually the largest single transaction in which most people become involved, thus the most important thing anyone can do is be prepared. I first recommend that you speak with a mortgage lender of your choice. If you need assistance with choosing a mortgage lender I have a list of preferred lenders in the area that I can recommend to you. I also have a lot of Bilingual lenders in the area who are hardworker and care about their customers. If you have a regular banking relationship, that is a good place to start. When speaking with this person, it is of utmost importance that you be completely honest. Almost everyone can get a mortgage loan. The more accurate information you can give the loan officer, the better job he or she can do with matching you with the right mortgage loan. Keep in mind, if your credit history is less than stellar, you can expect to pay a higher interest rate and other conditions may be placed on the loan.
The lender must give you a good faith estimate of the costs involved in securing your loan. Below are some, but not necessarily all of the costs that you may expect to incur.
- Down Payment
- Origination Fees
- Discount Points
- Appraisal
- Credit Report
- PMI (Private Mortgage Insurance)
- Hazard Insurance (Premium plus escrow)
- Property Taxes
- Recording Fees
- Title Insurance
- Survey
- Inspection Fees
The lender will usually either "pre-qualify" or "pre-approve" you for a certain amount. Keep in mind that "pre-approval" is stronger than "pre-qualified", and will have a more positive impact when your offer is presented to a Seller.
Once you are pre-approved or pre-qualified, it is time to contact me. We will discuss confidentially your financial situation, your time line, and your desires for a home.
