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Name: Gary Miljour - Mortgage Lending for Tempe Arizona
Company: Cherry Creek Mortgage Company
E-mail: Contact Gary Miljour - Mortgage Lending for Tempe Arizona (Cherry Creek Mortgage Company)
Website: http://www.garymiljour.com
Office Phone: (480) 251-0002
Cell Phone: (480) 251-0002
Fax: (480) 558-5190
Address: 1630 South Stapley Drive Ste. 100, Mesa, AZ, 85204
Description: I provide full service mortgage planning and guidance for the Tempe Arizona community. I specialize in helping first-time homebuyers obtain homeownership through FHA, VA and conventional mortgages.

About Gary Miljour

Definitive Mortgage Planning and Guidance

Trusted Advisor

Gary Miljour has over 15 years of experience in the Real Estate and Mortgage Services Industry. His studies in business management have prepared him to consult, educate, and guide his clients into solid mortgage solutions. You can put your trust in Gary to get the job done.

Integrity & Knowledge

Gary prides himself on being a professional through every step of the transaction. He has made a choice of not trying to be a fit for all individuals, but instead choosing to work with those that he is best suited to help. Having focused knowledge of his client's specific loan programs and products allows Gary to create better and stronger relationships with his customers.

"A solid, long term mortgage plan is always better than a short term solution" Gary E. Miljour

Mortgage Lending for Tempe Arizona

Homeowners First

The purchase of your first home will be one of the largest investments you will ever make. You will need a plan and some thorough guidance along the course of that long term investment. Gary is the trusted advisor that you can rely on for education and guidance.

Specializing with first time home buyers, Gary has an expansive knowledge of programs such as FHA, VA, government bonds, little down payment, or zero down payment loans. He presents customized options and services for all of your financing possibilities.

Gary believes it is of the up-most importance to keep the client informed throughout the entire transaction. He meets with clients in person, sets flexible appointments and will work around even the most hectic schedule. Gary is there at your side from the beginning of the loan application to signing the final papers at the title company.

Gary's years of experience and knowledge allows him to help with every facet of the transaction. With his expansive network of reliable, trusted professionals you can count of him to direct you to the right service provider.

Investors

Mortgage planning requires highly specialized financial expertise. It demands hands-on experience throughout the entire investment process. Gary understands the time, labor, and costs involved in completing investment projects. Whether it is the short term endeavor, equity/appreciation opportunity, or long term cash flow property, Gary has solutions for the real estate investor. He offers discounted services based on volume purchases, and is dedicated to relationships that make sense.

Gary has hand selected an expansive network of reliable, trusted professionals from every area of real estate. As a client, you become a member of an exclusive team that is prepared to assist you in every aspect of your investment.

The Small Business Professional

Locating untapped resources within your organization can be the cornerstone toward obtaining life's financial and retirement goals. Gary helps uncover these hidden resources. By restructuring mortgage loans and equity, he can help fund additional projects and expand your business. He also assists in freeing up funds for long term investments and retirement goals.

Interest Rate Commentary

Updated on Aug 21 2009 11:06AM EST

Friday's bond market has opened down sharply following stronger than expected housing news and a strong opening for stocks. The Dow is currently up 123 points while the Nasdaq has gained 23 points. The bond market is currently down 16/32, but I am not expecting to see much of a change in this morning's mortgage rates due to strength in bonds late yesterday. This morning's losses should simply erase yesterday's afternoon gains, keeping mortgage pricing near yesterday's morning levels.

The National Association of Realtors reported this morning that home resales rose 7.2% last month. This was nearly triple the increase in sales that was expected, indicating that the housing sector may be strengthening at a quicker pace than many had thought. While that is good news for homeowners, it is bad news for bonds because a strengthening housing sector makes a broader economic recovery more viable. Since bonds are more attractive to investors in a weaker economy environment, a strengthening economy can lead to higher mortgage rates.

Fed Chairman Bernanke is speaking this morning at a conference in Jackson Hole. I doubt that he will say anything new that will surprise the markets. The topic of the speech is the past year's financial crisis. He may address future economic activity, but probably nothing that we have not already heard.

Next week is fairly busy in terms of economic reports scheduled for release in addition to more Treasury auctions. There is no relevant data due to be posted Monday, but Tuesday does bring us an important release. Look for details on next week's events in Sunday's weekly preview.