- Name
- California Home Loans - Hans Bruhner
- Company
- Benchmark Mortgage
- E-mail
- Contact California Home Loans - Hans Bruhner (Benchmark Mortgage)
- Website
- http://www.AskTheLoanMan.com
- Office Phone
- (707) 887-1275
- Alt. Phone
- (866) 385-1650
- Fax
- (866) 385-1650
- Address
- 6550 Front Street, Mail: PO Box 582, Forestville, CA, 95436
- Description
- I am a certified mortgage planner licensed to conduct business in California and Hawaii. I have been in the real estate industry since 1989.
Call me to see why most of my business is referred to me
About Hans
My name is Hans Bruhner and I manage a branch of First Priority Financial in the north bay. We are licensed in all of California but we concentrate on Sonoma , Marin, Napa, Lake and Mendocino counties, YES in that order. I don't know what I meant by that except that we all live in Sonoma county..........
I have been in the real estate business since 1989 when I started as a property manager in Sacramento. I moved into the mortgage side of the business in 1992 and aside from a side trip into selling real estate for a year, the mortgage end of the business has been my focus.
Having started my career in Sacramento, I became familiar with all of the acronym loans...... FHA, VA, PERS, STRS, FNMA, FHLMC and it served me well as a base of knowledge to build my career on. When I started, we did not have FICO scores or stated income loans. We looked at tax returns and paystubs and actually qualified the borrowers on their own merits. Today, we rely heavily on FICO scores and stated income loans have gone the way of the dinosaur.
My experience and background gives me a unique advantage over my local competition. loan officers who have not been in the business longer than 5 years have not had to read a tax return or analyze complicated income situations. They have also not needed to use VA & FHA loans because they just did not fit our unique landscape. Experience and integrity count for a lot in today's market and my advice does make a difference.
Check out wy video blog at www.AskTheLoanMan.com my web site at www.PlanAmortgage.com
Areas of Expertise
I am an expert at home loans to purchase real estate. I refinance homes for my clients all the time but my expertise really comes into play when you are trying to figure out which loan program, how much money do you put down, working with appraisers, title companies, real estate agents, underwriters, funders, document drawers, processors..... There are a lot of people to deal with on each and every loan and that is where my team really shines.
Testimonials
"I Did not think I was going to be able to buy a home at all..... I would reccomend you to anyone."
Ed Browne
Guerneville, CA
"Hans has provided invaluable guidance and support to my husband and I over the last 5 years. We have obtained several loans from him and will continue to do so in the future. Hans always takes extra time to explain our options and we're always comfortable with our decisions. Most importantly, we know that Hans is always watching our backs."
Julie Crosby-Brooks
San Diego, CA
"Hans - You are the very best. Thanks so much for giving me so much of your time last week. As always, you wre very helpful and gave me some grounding! I appreciate it very much!
I think you should call yourself a Financial Healer!"
Lynn Newton
Forestville, CA
"THANK-YOU!!!!
This was such an easy process!!! I really appreciate that you were able to help me. It took a lot of stress off of me! Since this whole move has been stressfull enough!"
Sandra Arnopole
Sacramento, CA
