Horizon Home Mortgage is dedicated to providing unsurpassed honesty, integrity and expertise along with the best loan products available from a variety of lenders across the nation. In addition to vast industry knowledge, our mortgage professionals excel in analyzing and structuring the entire transaction to ensure your process is as smooth and hassle free as possible.

I have a burning desire to educate and enlighten others to the power of real estate and its use as a wealth building/debt elimination tool. I am also the coordinator of the Buyer's Club and Homeownership Ministry, which consists of a series of workshops conducted by Horizon Home Mortgage, designed to aid our clients in debt management and credit improvement.

As an active real estate investor myself, I also understand the needs and desires of buyers to minimize their risk, investment, and exposure while maximizing their return. My keen analytical skills combined with a passion for helping others certify me as one of the most highly productive mortgage professionals in the area, and it is my goal to provide you with all the necessary tools to make your dreams become a reality.

• First-time homebuyer Education
• FHA/CHFA Approved Lender
• Investment Property Financing
• Small Commercial (5-20 Units, Mixed Use, Gas Stations, Storage/Warehouse, Restaurants, Motels, Boarding Houses, etc)
• 100% Financing
• No Income Verification

"Things went so well that I was scared. Once I met Earnell, I immediately felt comfortable. He didn't play games, was very professional and extremely detailed oriented. He is a great inspiration to other African American people. My family and I thank you for allowing us to have a part of The American Dream. I will never forget what you have done for us."

- Karvada H.

"Earnell was great. I would recommend his services to anyone. Thanks so much."

- Denise S.

"Horizon Home Mortgage provided great customer service!"

- Luis R.

"Thank you so much for being so helpful to us. I will tell all of my friends and family what a great job your company did. Excellent work!"

- Nurys S.

"I would tell anyone I know to use Horizon Home Mortgage."

- Albert M.

"Earnell did a sensational job answering all my questions."

-Latorie W.

"Your company was great!"

-Darlene P.