- Name
- David Millsaps
- Company
- SunTrust Mortgage
- E-mail
- Contact SunTrust Mortgage
- Website
- http://www.suntrustmortgage.com/dmillsaps
- Office Phone
- (704) 362-8548
- Cell Phone
- (704) 942-7640
- Fax
- (704) 362-4069
- Address
- 6836 Morrison Blvd, Suite 400, Charlotte, NC, 28211
- Description
- I love to work with all homebuyers and have products for jumbo loans, FHA, VA and construction permanent financing. My main focus is the Realtor community and impeccable service is my trademark!
There IS a difference!

Welcome to my site! As a seasoned veteran in the lending and finance arena, the most important thing I have learned is this. In the end, regardless of what product you have, price you offer or payment you can provide, what matters most is that you deliver more than what you agreed upon at the start of your relationship and that the service and communication along the way is consistent and clear...with all parties involved.
The purchase or refinance of your primary residence, second or vacation home, or your investment property is one of the most important financial decisions you make in your life and I don't take that lightly. The mortgage industry is undergoing changes that are long overdue and will be very good for all involved long term. It is an unprecedented time for our industry and it is more important than ever to have an experienced, well organized mortgage consultant with a solid reputation and who is employed by a solid bank lender as opposed to a 3rd party lender such as a broker or mortgage banker/correspondent. Over 190 lenders or lending units have closed their doors since the middle of 2006 and many more will follow suit because they do not have the financial backing of a solid bank behind them. We have local underwriting and since we ARE the lender with solid bank funding from SunTrust Bank, you and your clients can rest assured we will go to closing and we guarantee our closing costs as well so no surprises and that makes for smooth loan closings! I call them "celebrations" instead of closings because closings indicate finality to a process and I plan on being with you for life as your personal mortgage consultant!
Areas of Expertise
Jumbo loans including "Doctor Loans" with 100% financing up to $1.5 million...and NO PMI!
Conventional and Construction Permanent (1 time close)
FHA
VA
First Time Home Buyers
Testimonials
I´ve bought many houses over the years and I´ve never had a more thorough, careful, and efficient loan consultant than David Millsaps. He was knowledgeable and helpful at every step of the process and I´d recommend him to anyone!
Dave Demo, Greensboro, NC
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David was great! He helped us refinance our new Kuhns Bros Log Home to a much lower rate which helped us become sales representatives for Kuhns Bros. We now live in our dream home thanks to David.
Mike and Kim Nichols, Greensboro, NC
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As a real estate agent, service and integrity are two of the most important aspects of my business. These same qualities are what I look for in a lender as well to ensure my clients receive the best possible options for their mortgage needs combined with the level of service and integrity that I expect for a pleasant buying experience from the contract date to the closing date! I receive this level of service with David Millsaps. My clients have been very pleased with choosing David for their mortgage needs.
Tom Alexander, Keller Williams Realty, Greensboro, NC
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David did a great job on our re finance package. He made it easy!
John and Shirley, Greensboro, NC
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David is a very personable and fun person to work with. He was very understanding to my needs and kept me up to date on the progress of my loan. He also was very accessible, I even spoke to him a few Saturday mornings! I would recommend him to anyone who wants first class service!
Todd Noe, Dallas, TX
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David worked diligently and on short notice to help us get our loan in time for closing. He had less than a week to get everything organized. He missed no detail and he even showed up for the closing!
Sean and Angela Newsom, Greensboro, NC
David was great to work with and helped explain everything along the way which was very helpful as a first time home buyer. The loan closed on time and was exactly as had been explained from the beginning!
Kevin Luther, Greensboro, NC
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David is truly a miracle worker. From the very beginning to the very end he was right there as not only a loan advisor, but as a friend for consultation on any part of our home buying experience. We had a very complicated case and David saw to it that we came out on top. His time and dedication made the entire process much smoother and less nerve racking. Without him, it wouldn’t have been possible. We would recommend him to anyone!
Kevin & Michelle Carver, Camden, NC