Certified Mortgage Planning Specialist (CMPS) with an emphasis on cash flow improvement, debt management, real estate equity management, as well as building wealth.

Member, National Association of Responsible Loan Officers (NARLO)

Member, Financial Planning Association (FPA)

Agent, United First Financial

What would you do if you could build wealth and eliminate debt simultaneously, by putting your money to work for you? Would you take a vacation? Start a college fund? Invest in real estate?

United First Financial can help you achieve your financial goals through the strategic interest cancellation and wealth-building power of the revolutionary Money Merge Account program.

You can save time and interest on nearly every debt you have. The key is to make your money work smarter with little impact to your standard of living. The Money Merge Account program calculates the fastest way to pay off your mortgage and consumer debt, and build a substantial savings nest egg based on your specific income, payments, living expenses and financial goals. You never have to guess which loans to pay off first, when to pay, or how much extra to spend.

But it doesn’t stop there. It also applies the same advances interest calculations to help you build interest, putting your money to work more effectively than ever before.

The Money Merge Account Program offers enhaced features that truly take your financial life to a new level:

• Comprehensive budgeting system, fine-tuned to the sensitivity of each client's goals
• Enhanced calculations to pay down debt
• Software settings that let you select how aggressivley to pay down debt -- or build wealth
• Ability to pay down multiple properties at the same time
• Text messaging bill pay
• Improved, user-friendly software interface
• Financial education and coaching
• Toll-free client support

See what the Money Merge Account program can do for your financial future. Schedule a FREE ANALYSIS today!

At first, it seemed like something that was too good to be true. We had to start thinking about things in a totally different way, but it has been completely worth it. It has given us more freedom, more breathing room, and it feels really good. It helps you reach your goals and see the light at the end of the tunnel. I love the fact that we are so much more aware of our financial well-being at any given time. The software is helpful and the technical support that they have is amazing. We always get a call right back and they are totally willing to talk you through things and help you problem-solve. We’re sharing this with our entire family.
— Jeff and Terry Hinson

My sister started this same program and started convincing me that I should give it a try. It’s pretty amazing because it’s already saving me $500 a month, just because of the way that it has restructured my payments. I also love it because it shows me exactly where I’m at and I can check on the website at any time to see my progress. I’ve done the math and I am saving so much money in the long run than I would just by having a conventional mortgage. I would totally recommend it and I already have. When you find something that works, you just want to give people a heads up and let them know how they can save money too.
— Dave Michaelson

This program has worked great with our lifestyle because it just gives you so much more time. It lets you completely manage your finances and gives you total control. It’s like you can feel yourself getting out of debt because you can see it right in front of you. Whenever I make a transaction, it’s just so simple and clear. I have recommended it to a lot of my family and friends, and I would recommend it to anyone. Everyone should have the opportunity to get out of debt, and this is such a great way to do it. Everyone I have talked to at United First Financial has been so honest and upfront with me that I feel like I really have found a way to accomplish my financial goals.
— Susan Meyers

One of the most amazing things to us about this whole process is how we have been able to take our money that was just being wasted away or sitting in an account that made no interest and use it in an organized way and see how much difference it made in our progress towards paying off our mortgage. We’re not losing anything in the process... we seem to buy the same things that we always have but the money is just more efficiently used. I think that if we can do it, anyone could and it’s just an incredibly positive feeling. Some things seem like they’re too good to be true, but this one is the real deal.
—Lee and Carol Gross