- Name
- Michael Harris, Mortgage Banker, Radio Host
- Company
- United Mortgage Corporation of America/The Real Estate Life
- E-mail
- Contact United Mortgage Corporation of America/The Real Estate Life
- Website
- http://www.YourRealEstateLife.com
- Office Phone
- (805) 530-1199
- Fax
- (800) 778-0663
- Description
- A Mortgage Banker and CEO of United Mortgage Corporation of America, Radio Host of The Real Estate Life in Los Angeles. We strive to find the best loan for each client providing first class service.
Background and Direction
Michael Harris has proudly been part of Real Estate Finance since 1987.
As a current California Real Estate Broker / Owner of United Mortgage Corporation of America. / Owner of A Head For Money Enterprises, Inc. / President of The Real Estate Life, Inc. and Certified Mortgage Planner designate, Mike has strived to educate his clients and fellow industry professionals in Real Estate Finance. While doing this, he has maintained a high level of standards and professional integrity that have been part to his and his client's path for success. Mike's clientele have been able to go from renting, to a first home, a move up home, and in some cases creating additional income with investment property ownership.
Mike had a childhood goal to not have money control every decision that he made as an adult. It was, as today, a difficult mantra to attain and to maintain.
After graduating from the University of California at Santa Barbara in 1987, Mike entered the Mortgage Industry with a Bachelor of Arts in Business Economics. He soon realized speaking to people about home ownership was not the problem; it was getting people to listen to a 22 year old explaining the topic. In most cases it was to people twice his age explaining that he had an idea of what he was doing. 25 years later he is now twice that age and he is the age of those who had trouble listening.
Over the years, the message was the same, with less hair and more grey to show for the ware, the earlier concern has taken care of itself. So with that problem set aside, he turned to radio. Mike continues to reach and educate a growing body of people that do not enjoy the privilege of home ownership. In today's world getting and keeping a home has gained additional meaning. Through Lending, Investment Real Estate, and Education, Mike has sent a message loud and clear that he will make a difference!
In aligning my personal 25+ years of Real Estate Finance experience with other industry professionals, The Real Estate Life, Your Day in Real Estate Radio a show on KFWB News Talk 980 in Los Angeles, there exists a unique opportunity for those who wish to tune in to hear what Mike has to say.
Knowledge and Expertise
I have served the community, clients, agents, and the public for 250 years. During those years I have completed Commercial, Construction, Preconstruction, Residential, 1031, Reverse Mortgages, and many ther types of financial transactions. I subscribe to the concept of Strategic Equity. Creating Wealth through Real Estate. Putting idoled dollars to work for a larger gain. Conservatively leveraging for Real Estate to create other opprtuinties of the same. I am a member of CMP (Certified Mortgage Planner, CAMB, NAMB, LeTip International, Conejo Networking, Past Treasurer, Vice President, and President of multiple affiliated industry groups.
I carefully investigate the United States for the right opportunities for my client's and radio listeners. Together, we add to our wealth and knowledge. I welcome you to call and join us down this path.
I can lend primarily in CA, with availability in WA, OR, and ID. referrrals are available in other States.
Testimonials
Great...thxs again Michael you have really made a tough process go smoothly. Patrick., La Canada, CA
Thank you Michael. We didn't even expect a refund, so this is of course wonderful news. Thank you for all your hard work on our loan. We've already given your name to two of our friends. Hopefully, they have / will call you soon. Gratefully, Donna & Jim., Granada Hills, CA
Michael, I heard your radio show today, and I'm motivated to tell you how blessed we all are to have someone with your knowledge, experience, and wisdom out there trying to help people save money. It's absolutely great! Voices like yours haven't always been as easy to come by, but it's just so great that you're there now. I enjoyed the show and learned a lot! David., Monrovia, CA
Michael, I just want to thank you for being so prompt and making it seem like I was the only one you are helping. I am truly honored by the time you are spending and your sincere desire for me to take advantage of any decrease in my mortgage rate possible. I am sincerely grateful. Robin., Simi Valley, CA
Loan Recorded!...Awesome. Thanks for the update and the service. Jason., Chino, CA
Mike, I am impressed with your professionalism, conscientiousness and timely replies. Steve., Burbank, CA
Michael, Thank you again for your patience and hard work we really appreciate it. Craig & Annette., Santa Clarita, CA
Michael, Thank you so very much for all that you have done for us. From all my questions at the beginning so I could gather information to bring to my husband. To deligantly finding us the best rate and loan for us. I want you to know I think you are the best and I will keep my eyes, and ears, open to send you new customers!! Thanks again, Kathy and Bill., Mission Viejo, CA
Glad we are rid of The Big Bank:(Name Removed) Thank you for everything~you are great to work (smart, knowledgeable, return calls and just a pleasure)....Janni., Riverside, CA
Thank you Mike for all your work. I am utterly appreciative to you and how well the process went. Stacey and Leo., Valencia, CA
Michael, Thank you for keeping your word. I will definitely recommend you. Thank you for all your help in regards to the loan. Probably wouldn't have made it by today if you hadn't worked your side. Thanks. SC., El Monte, CA
Your program is great and I learned quite a bit from it. Thanks for the referral and I hope everything would work out. I will certainly keep you posted. Peter., Pasadena, CA
Mike, Appreciate your diligence, patience, and knowledge. Thank you, you were great. Brigette., Inglewood, CA
Hi Mike, Thanks for you help in this process. It is a pleasure to work with you. Mark & Donna., Simi Valley, CA
I am a long time listner of your radio program and I must say you are the best. I learn a lot from your program everytime I listen to it. Thank you. Khaliq., Woodland Hills, CA
Michael, I am so impressed with United Mortgage, because I have refinanced several times and have never received such good customer service. I will recommend your company to friends and family. Irene., Pico Rivera, CA
Hi Mike, Check out the house in Mississippi, it should be done this week! Thank you for giving me this opportunity~!!!!!!!!!!!!!!!!!!!!!!!!!!! Jana., Westlake Village, CA
Fabulous! My day was not starting out well and the good news of you taking care of the extra insurance funds is truly appreciated. You have been wonderful to work with!! Martha Ann., Entiat, WA
Halelouyaaaaaaa!!!!!! Thank you Michael. In the beginning I did not have trust you can do it. But, you sure proved me wrong. I really want to thank you for all your work and effort to finish this in short just 3 weeks on my Purchase. I will definitely recommend you to others. Nick and Anna., Glendale, CA
Not sure if this is the usual process in terms of timeliness of the process.... I think it took just a bit over 1 month which seemed quick. Overrall it was quick, easy and very professional! Can not imagine missing out on the low rates if I had not picked up the phone to call. So glad I was listening to 980 AM that day...Mucho thanks!!! Keith and Teri., Yorba Linda, CA
My wife told me if I ever thought about switching loan agents, which I haven't she would divorce me. She is so very impressed by you. If you could send me some of you business cards I would like to give them to the agents and his colleagues that sold my house as well as the agent I'm dealing with now. If you can please send them to my home. Thank you Dennis., Orange County, CA
You're terrific. Thank you! All the best, Sharon., Los Angeles, CA
We appreciate the note, and the subscription. It's been a pleasure working with you and your associates. Thanks for making the process so smooth! Mike - thank you! We appreciate your help very much, and will definitely keep you in mind if we need lending services again. Our best to you.' Ann., Hermosa Beach
The Real Estate Life program receives questions each and every week. A recent call had to do with Tax Transfer for 55 years and older. An email was provided with attachments and information. Michael, Thank you very much for this information. It answered my question perfectly! Thanks again, Robin., Southern California
"The Mortgage guy is Michael Harris. Again a great guy, won't gouge you and knows all the ins and outs. If you can qualify, he can make it happen. He knows all about the credits that are available etc. He will help through the whole process and make it a easy and painless as possible. I've referred to him several times and everyone was thrilled with his service. He doesn't just hand you a stack of forms to fill out. He digs in with you and gets it done." - Karla., West Hills
"Well over a year ago I was involved in 3 purchases of investment real estate, and Michael was one of the individuals that I worked with to get the deals done. Of all the individuals involved, Michael is absolutely straight up trustworthy, and highly knowledgeable in real estate lending, and cash flow investment opportunities. He tells you like it is, and does exactly what he says he will do. Isn't that refreshing? If you have a real estate problem, you could not ask for a better 'partner' if you want to acquire home ownership or increase your wealth through real estate." - Ken., Northern California
"I called The Real Estate Life after hearing their program. They were prompt to provide me with valuable information allowing me to make an educated decision. After reviewing my credit The Real Estate Life helped me to raise my score over 90 points and saved me needless lender fees for a credit score below 680. I am truly thankful to everyone at The Real Estate Life. I love my new monthly payment. It is one a happy to make!"- Carol., Woodland Hills, CA
"The Real Estate Life made a difference for me and my family. The team was there for me from the first call to the day we closed our transaction. The cost for our refinance were lower than where we agreed. How often can one say that? I am happy to refer them and could not be more pleased". - Phillip., Mission Viejo, CA
"I turned to Mike and the team at The Real Estate Life when others failed. They got the loan I needed, had funds in 16 days, got an extra $200,000 and allowed me to buy a new Business. I had reserves and to boot I paid no points and he saved me $45,000 over the term of my loan. I will never turn to anyone else. I found my Lender for Life." - Ben, Agoura Hills, CA
"I am Self-Employed and needed 100% financing for my first home purchase. I called Mike and the team and he took over. I watched them negotiate my credit, rate, and costs. I had no idea that a Lender could accomplish what was done in 2 weeks. My credit score went up 25 points, my rate went down .75% and I saved $4,200.00 upfront and much more over term of my loan. I cannot say enough about Mike and the team." - James, Simi Valley, CA
"My Realtor handed me to Mike and the team with rave reviews. I continue to rave. They were instrumental in allowing me to buy my first home. I had a difficult property, but the team had solutions that allowed the loan to close on time. The extra care and time that Mike and the team took was the difference. They saved me $1,000.00 + dollars at the close and $100.00 + monthly. I will refer to all that will listen." - Jennifer T., Valley Village, CA
"Incredible! Mike and the team at The Real Estate Life had helped my family buy with no money down. We came back 2 years later and received a no point, no fee loan that fixed our rate of interest and saved us $125.00 every month. We plan on buying a new home soon and Mike and his team will be our first and last call. The time, energy, and dedication that Mike and the team shows cannot be equaled anywhere. Stop looking! You found your man!" - George R., Los Angeles, CA
"Thanks for keeping in touch. For someone who has a radio show and talks to hundreds of people every week, that’s pretty impressive!" - Paddy, Southern California
"My new (investment) home looks great. It feels good saying that and I am eager to close. I want more!" - Nick, Anaheim Hills, CA
"If you are buying a property and need a Lender, STOP LOOKING. You cannot find a more dedicated group of individuals at The Real Estate Life to help you throught the process. Mike and his team's communication and follow up are unequaled. We got close on time at a rate that was better than the local banks. In this market getting a loan can sometimes be a challenge...not with Mike and his team!" - Scott., Thousand Oaks, CA
"I am self-employed and not able to get financing with all the lending changes. I called Mike and the team at The Real Estate Life with my dilemma. They were quick to act. I received approval in 5 days from a private source and closed on the home in less than 3 weeks. The home needed some work and no other lender would touch the file. Rest assure that Mike and the team will get all my business and everyone I can tell." - Kim., Oakview, CA
"Moving can be a trying experience. It was made easy with Mike and the team's assistance at The Real Estate Life. The loan was approved well before contingency dates, the rate and cost were below the good faith estimate and all questions were ansewered promptly. I do not know how he does it. Rest assured everyone I know will be told about your servies." - Kimberly., Laguna Woods, CA
"I'm glad you stepped in or who knows when this would have happened." - Ronnie., North Hills, CA
Michael and Team, I'm happy to say we signed all of the loan documents this a.m., so hopefully it will all be completed soon. Guess I can't say it was fun, but it was as pleasant and efficient as possible because of your excellent service. Thank you, Connie., Chatsworth, CA
Thank you, Mike. As is usual, this was very painless. I truly appreciate all your hard work and keeping us posted along the way. Thanks again! George & Terrie., Santa Monica, CA
