Name

Jason Iacovelli

Company

Centennial Mortgage

E-mail

Contact Jason Iacovelli (Centennial Mortgage)

Website

http://www.GetDebtFreeNY.com

Office Phone

(866) 531-9956

Alt. Phone

(866) 531-9956

Fax

(518) 713-9215

Address

312 Wall Street, Kingston, NY, 12401

Description

I've dedicated my career to helping families purchase homes, clean their credit and get debt free fast! Servicing all of NY from the Island to the Mountains! Feel free to email me anytime.

Who Is Jason Iacovelli?

I grew up in the small town of Roxbury, NY in the Catskills. Being the son of a 20 year Army Veteran, I had the opportunity to see and experience other parts of the world. This experience drove me to leave this small town after high school in search of something bigger. After attending college, I got a job as an assistant loan officer with a mortgage broker out of Towson, MD. I learned the basics but still felt there was much more to helping people than what I was getting from this company. So I left that position to take a loan officer job in Boston for a couple of years.

After two years in Boston, I knew I wanted to come back home to New York. I decided that if I was going to learn everything I could about the mortgage industry, I would need to go to work directly for the companies that make the rules on lending. While living down state in New Rochelle, I held an Account Manager position with Argent Mortgage Company where, I don't mind saying, I was one of the top Account Managers in the company. Closing literally thousands of loans all over Alabama.
 

From there I was promoted to a Regional Production Manager position where I managed a team of 30 people including account managers, funders and underwriters. After marrying my high school sweetheart  (I know it's cliche) in 2003, my wife Alice (seen here) and I decided we wanted to return to our roots in upstate New York. I took a position for a short while with Washington Mutual and then with Countrywide, on the wholesale side. Everyone knows these are two of the biggest lending institutions in the country. You can really learn a lot and you can really learn their weaknesses in a very short time with them. I always knew I'd return to helping the 'average' family. Like I always say, "My parents didn't have a lot growing up. If someone could've showed them how to save $100 per month, it would've meant the world to my family."
 

I decided I had learned everything I needed to truly help average families to buy their dream homes and  to help homeowners get out of trouble with their credit card and other debts. Unfortunately, the one thing I did learn was that there isn't enough education for the average person when it comes to buying a house.  They go to the bank and get turned down and don't know what to do, what to expect or what type of loan best suits them.  It's really a shame.
 

Having been a long time friend of Bruce Katz, president of Centennial Mortgage, and knowing what a great name the company has built for itself over the years. I figured it was a perfect fit. Having lived in Roxbury, Newburgh, and Kingston at different points in my life, I knew I needed to work for a company as dedicated to helping our communities as I am.
 

After all these travels, Alice and I now reside back in my small town of Roxbury with our two cats, Annie and Turtle, where Alice works at the local library and I'm currently serving as Treasurer on the board of Shephard Hills Golf Club, a historic and quaint 9 hole course nestled on the moutainside in Roxbury. 

Areas of Expertise - (These Probably All Read The Same)

I suppose this is where I'm supposed to say things like, 

We Do:

100% Financing with 6% seller's concession,  Home Equity Lines Of Credit, FHA, Cash Out Refi's with Unlimited Cash, Good and Bad Credit, and some other junk like that, right?

Sure I do those things but there's more to it than just a list of products, isn't there?   You're probably hard pressed to find anyone on here who doesn't have access to the same mortgage products.  That's the truth.  It goes so much deeper than that. 

I like to pride myself on educating the customer. Making sure that there isn't an ounce of doubt or confusion in their minds. Honesty and integrity go a long way.  From what I've seen, a lot of so-called loan officers out there jumped into this business during the "refi-boom" because they thought it would be "easy money" and companies needed warm bodies in the seats. 

Now that the boom is over, these guys are floundering.  They've gone from being order takers who pick up the phone and blurt out the lowest rate to trying now to pass themselves off as experts.  Experts with only a couple years in the business and no idea how to properly handle and structure loans and no clue what to do if you don't have a 700 fico and 25% down.  It's ridiculous.

I've been working in mortgages for over 12 years now and I can say I still don't know everything but I do know service and I do know that it's about more than just making a buck.  It's about doing what's right for someone, and doing what's best for them. And educating the client on how the whole process works so everyone will be comfortable and happy from application to closing and for the rest of their lives.

When I'm not helping someone buy a house or using my debt planning software and TPA to get someone debt free (you can see that here), I also run a mortgage mastermind group for loan officers all over the country.  We discuss various marketing strategies, client retention and follow up plans and enough loan scenarios to make your head spin.  The mastermind group mentality turns clients from just working with 1 loan officer to literally accessing 30 people to help them accomplish their goals. It's also great to have the opportunity to work with a newer guy (or gal) who really wants to learn this business, helping them to achieve their career goals.  This probably sounds self-righteous but believe me, I am sincere with this. 

As always, if someone needs to (or just wants to), you can reach me at jasoni@catskill.net or at the office at 866-531-9956.  Emails the easiest but I will call you back if you leave a message too.

Testimonials - They Like Me, They Really Really Like Me

Bad things happen to good people.  Fortunately, Jason found a solution that would give our family the breathing room we so desperately needed!

Thank you Jason for all your help!

Robert Peplowski (retired police officer)
Michelle Peplowski (nurse)
Troy, NY

Visit my website for more testimonials. Click here.

Realtor shocked as Jason does the “impossible”!!

Cathleen’s a real estate agent who wanted to buy a new house for her and her children. As a real estate agent, she spoke
to the loan officer in her office who told her “At the very best you’ll get 10% if it can even be done.” She tried an online
company, like Lending Tree who sold her info to everyone and their brother, but got no help from anyone. A bit
discouraged and scared, Cathleen called Jason Iacovelli to see if he could help. Here’s what she has to say:

“My credit score was hurt by an online lender who ran my credit over 50 times. I tried one mortgage place who wrote
an application and was looking for 10% if the loan could ever be done because of the low credit score. I had a package in
my mailbox with Jason’s info and I called him.”

Much to my surprise he said he could do the mortgage for 1.5% less than the other company with a lot less down and a
plan to resolve my credit score! I was very pleased with Jason and I recommend him to anyone looking for a decent loan
to help them afford their payments.”

Cathleen Leggiere
Real Estate Agent
Realty USA
Sidney, NY

Visit my website for more testimonials. Click here.

 

“With Jason’s Help Nothing Is Out Of Reach!”

<!--[if !supportEmptyParas]--> <!--[endif]-->

<!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"/> <v:formulas> <v:f eqn="if lineDrawn pixelLineWidth 0"/> <v:f eqn="sum @0 1 0"/> <v:f eqn="sum 0 0 @1"/> <v:f eqn="prod @2 1 2"/> <v:f eqn="prod @3 21600 pixelWidth"/> <v:f eqn="prod @3 21600 pixelHeight"/> <v:f eqn="sum @0 0 1"/> <v:f eqn="prod @6 1 2"/> <v:f eqn="prod @7 21600 pixelWidth"/> <v:f eqn="sum @8 21600 0"/> <v:f eqn="prod @7 21600 pixelHeight"/> <v:f eqn="sum @10 21600 0"/> </v:formulas> <v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"/> <o:lock v:ext="edit" aspectratio="t"/> </v:shapetype><v:shape id="_x0000_i1025" type="#_x0000_t75" style='width:252pt; height:189pt'> <v:imagedata src="file:///C:/DOCUME~1/Jason/LOCALS~1/Temp/msoclip1/01/clip_image001.jpg" o:title="Dave Brewer2"/> </v:shape><![endif]--><!--[if !vml]--><!--[endif]-->

<!--[if !supportEmptyParas]--> <!--[endif]-->

“I’ve been a truck driver all my life and I never really thought about owning a home, especially once I got over 50 years old.  I talked to some local real estate agents and they all felt that I’d have to put at least 10% down, if not more because I’m self employed.”

<!--[if !supportEmptyParas]--> <!--[endif]-->

“My wife Linda and I didn’t have that kind of money laying around.  We really thought our chances were shot until someone told us to call Jason.  He walked us through the whole process and answered questions from me every day to reassure me that everything was going to be ok.  Well, it was better than ok!  Jason helped us get into our new home without any money down at all.  And not at ridiculous rate either!  He kept our payments where we needed them to be and now our dream has come true!”

<!--[if !supportEmptyParas]--> <!--[endif]-->

Dave & Linda Brewer
Self Employed Truck Driver
McDonough, NY

 

Visit my website for more testimonials. Click here.