Jeff Wilson - West End - Glen Allen Realtor®
Name
Jeff Wilson - West End - Glen Allen Realtor®
Company
Web Commerce Solutions
E-mail
Contact Jeff Wilson - West End - Glen Allen Realtor® (Web Commerce Solutions)
Website
http://JeffWilson7.com
Office Phone
804
Cell Phone
(804) 651-1080
Alt. Phone
(866) 544-8504
Address
Henrico, VA, 23233
Description
Serving clients primarily in the areas of Richmond, Henrico, Glen Allen and the West End. I also serve clients in Goochland and Chesterfield. Jeff Wilson is a competent, full-time professional Realtor

About Jeff:

Professionally:

I'm a full-service Realtor® serving clients primarily in the areas of Glen Allen, Lakeside, Tuckahoe, and West End. In addition to Henrico County, I have also worked with clients in Goochland, Hanover, and the City of Richmond.

Whether you are buying or selling property in today's real estate market, it's important to have confidence in your real estate professional. As your local REALTOR®, I am committed to provide you with the personalized real estate service you deserve. You can have total confidence that you are dealing with a consummate professional who expresses the highest level of service and integrity. You will find that I am a forward thinking, results-oriented professional who takes a proactive and innovative approach to real estate. When you are an informed buyer or seller, you'll make the best decisions for the most important purchase or sale in your lifetime. My goal is to keep you informed on trends in the marketplace using the latest statistics in your local area. Although property values continue to fluctuate, real estate is a sound investment for now and for the future. As a local area expert with knowledge of the communities, my objective is to work diligently to assist you in meeting your real estate goals. If you are considering buying or selling a home or would just like to have additional information about real estate in your area, please don't hesitate to call or e-mail me. 
Please feel free to visit my website at www.JeffWilson7.com. Consider it as your online source for local real estate information, and return often for the latest property listing updates.

"Always There For You"® is more than a slogan...it's a way of life!

Volunteerism:

I'm an active volunteer with Cardinal District, Heart of Virginia Council, Boy Scouts of America. Currently, I serve as District Commissioner and a voting member of the District Committee. As a Vigil Honor member of the Order of the Arrow, I currently serve Nawakwa Lodge as the service advisor. As District Commissioner, my overall responsibility is to administer commissioner service on the district and unit levels. I also serve on the committee of troop 715. My past Scouting experience as an adult has been busy. I have served as Cubmaster, Webelos Den Leader, Assistant Scoutmaster, Scoutmaster, Venturing crew committee chairman, crew Advisor, crew committee member, unit commissioner, and assistant district commissioner. I have chaired a number of district camporees. My most recent large activity was vice chairman and camporee chief of the Heart of Virginia Council camporee which hosted over 6,000 campers and visitors.

Areas of Expertise and Home Buying Information

Areas of expertise include:

  • Buyers Agent
  • First-time Buyers
  • Seniors
  • Sellers Agent
  • Innovative Marketing Techniques

As a Buyers Agent, especially with first-time home buyers, I make sure my clients understand the home buying process from start to finish. Surprises are wonderful for birthdays, holidays, etc. but there is no room for surprises with such a major financial investment as buying a home. I make sure my clients are well informed and empowered to make the right decision for their needs. There should be nothing mysterious in buying a home.

My Designations - What They Mean for You:

  • e-PRO® : The Internet has added a new dimension to the world of real estate. e-PRO® Internet Professionals are Realtors® who have earned e-PRO® Certification by completing an extensive, rigorous certification program on using the Web endorsed by the National Association of Realtors®. As an e-PRO®, I employ the latest techniques and services for your benefit. I save you time (and irritation) by providing you with high quality, timely information using the resources of the internet. I maximize your ability to leverage the enormous power of the Internet when you are buying and selling property. Helping you take advantage of the latest Internet innovations result in considerable savings and speed whether you are a buyer or a seller of property. As your e-PRO® Certified real estate professional, I have already proven that I am ready, willing, and very capable. I am prepared to respond to the new market place. I am committed to being more responsive, understand that you are the boss, and completely respect and guard your privacy.
  • GRI - Graduate Realtor® Institute: GRI designates a real estate professional who has made a commitment to providing a superior level of professional services. Realtors® with the GRI designation are highly trained in many areas of real estate to better serve and protect their clients. When you see the letters "GRI" after an agent's name, you can count on receiving the knowledge and guidance you need to make your transaction go smoothly. In short, you can count on getting the best service available from a real estate professional. Don't you deserve the best?  
  • SRES - Seniors Real Estate Specialist: Seniors Real Estate Specialists® are REALTORS® qualified to address the needs of home buyers and sellers age 50+. The SRES® Council awards the SRES® Designation to those members who have successfully completed its education program. By earning the SRES® designation, your REALTOR® has demonstrated necessary knowledge and expertise to counsel clients age 50-plus through major financial and lifestyle transitions involved in relocating, refinancing, or selling the family home. Your REALTOR® has received special training, gets regular updates, and is prepared to offer the options and needed in making life changing decisions.
  • SRS - Sellers Representative Specialist:   8 Reasons to List with an SRS                                                              SRS designees are members of an elite group of trained seller client advocates that know the importance of their client's specific needs by using Seller Counseling Sessions to insure all needs are addressed.

    SRS designees concentrate their efforts on the seller client's ultimate goals to insure the client is at the center of the sale.

    SRS designee is extensively trained in a wide variety of manual and electronic marketing methods to uniquely promote your property to the widest range prospective purchasers.

    SRS designees understand that negotiation skills are critical to a successful transaction and are trained to position their client to receive the best possible outcome during negotiations of the sale.

    SRS designees adhere to the highest level of professional ethics and business practices in delivering ‘Client Level' services with integrity.

    SRS designees are uniquely qualified to exceed the expectations of their clients yielding client trust.

    SRS designees know the importance of staging your property for best results. Staging is a critical component, along with accurate pricing, to attain desired results within a timely manner.

    SRS designees have an advanced level of understanding on how to collaborate with a variety of cooperating agents of all skill levels in the marketplace to insure that the ‘best' buyer has an opportunity to purchase your property.

Are you pre-qualified or pre-approved for a loan?
Before you begin to shop for a new home, you should set up a time to meet with a lender in order to figure out how much you can afford. This will put you in a better position as a buyer. That's when it is important to understand the distinction between being pre-qualified for a loan and pre-approved for a loan. The difference between the two terms will be crucial when you decide to make an offer on a house.

To get pre-qualified for a loan, the loan officer will collect information about your debt, income, and assets. He will look at your credit profile and assess goals for a down payment and get an idea of different loan programs that would work for you. The loan officer will issue you a pre-qualification letter indicating the amount you are pre-qualified to borrow.


It is important to understand that a pre-qualification letter is just an estimate of what you are eligible to borrow, not a commitment to lend. Getting pre-approved for a loan gives you competitive advantage when the time comes to bid on a home because you have been approved for a loan for a specified amount.


To get pre-approved, you will complete a mortgage application and provide the loan officer with various information verifying your employment, assets and financial status such as W-2 forms, bank records and credit card statements. He'll review your mortgage options and submit your application to the lender that best meets your needs. Once the application process is complete you will receive a pre-approval letter indicating the amount your lender is willing to lend you for your home.


A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home you wish to purchase and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, your lender must review your situation and recalculate your mortgage amount accordingly.

Getting Preapproved for a Loan May Not Be Enough

(Article From InmanWiki)

For years, real estate agents have advised their clients to get preapproved for a mortgage before they start looking at houses. Today, getting preapproved for a loan may not be enough to prepare you to be a bona fide buyer. You also need to know that you're insurable.

Years ago, lining up homeowner's insurance was one of the last things you did before closing a sale. Now, buyers are finding that it's wise to make it one of their first priorities.

Homeowner's insurance is required to close any home purchase where a new mortgage is involved. A mortgage lender won't give you a loan unless you have hazard insurance on the property with the lender named as an additionally insured. If you can't get insurance, you can't have the loan.

Very few purchase contracts presently include insurance contingencies that make the purchase contingent on the buyer's ability to obtain acceptable homeowner's insurance. But, that situation could change, given current conditions in the insurance industry.

Homeowner's insurance carriers have recently been hit with skyrocketing costs due to an increased number of mold and water-related damage claims. In an effort to control costs, carriers have become hyper-diligent about who they will insure, and what properties they will insure.

For years, insurers have scrutinized applicants to make sure they were a good financial risk-checking credit reports and scores. Now, they also look at your claims record to see if you're a good insurance risk.

HOUSE HUNTING TIP: Insurance carriers are also checking out the property to make sure its claim record is clean before they'll agree to write a policy. This means that you could have a squeaky-clean record, but you could be denied insurance if a claim or two has been filed on the property you're attempting to buy within the last 5 years.

Most insurers participate in a claims-sharing database, the Comprehensive Loss Underwriting Exchange (CLUE). CLUE reports detail every claim /active_engine/javascripts/tiny_mce/themes/advanced/langs/en.js?v=307" type="text/javascript"> // --> made on a property during the last 5 years.

A homeowner can obtain a copy of the Clue report on his home online at www.choicetrust.com for less than $15. A buyer cannot directly access the Clue report on a property unless the seller provides a copy. However, an insurance agent who has access to Clue can, and will, check the claims record.

Insurers are also tightening up with already insured homeowners. Long-time insured customers may not be renewed if they have submitted a claim in the last year. To make matters worse, what you think is a casual inquiry, the insurer may interpret as a claim.

A woman who had been with an insurer for over 10 years, called to ask if damage caused by a leaky roof would be covered by her policy. The insurer said that it would. The insured never made a formal claim. She replaced the roof and repaired the damage herself. The insurer dropped her at the next renewal date. Her benign inquiry qualified as an unpaid claim. If you call your insurer for general information, be sure to begin the conversation by saying: "This is hypothetical."

Before you go house hunting, talk to an insurance agent to see if you're insurable. First-time buyers should consider taking out a renter's insurance policy. Insurers will often write homeowner's insurance for their existing customers.

THE CLOSING: If your purchase contract doesn't include an insurance contingency, find out if the house is insurable at a price you can live with before you remove your inspection contingency. You can probably find insurance to cover a home with a bad CLUE report, but the cost may be prohibitive.

Dian Hymer is author of "House Hunting, The Take-Along Workbook for Home Buyers," and "Starting Out, The Complete Home Buyer's Guide," Chronicle Books.

Copyright 2003 Dian Hymer

 

Testimonials

"...we have been saying how great it has been to work with you.  We would definitely refer you to anyone we know and we are too looking forward to you handing us the keys to our first home.  Man, what a special time." MLR

"You came highly recommended"  TS

"Thank you for being our agent and all you did for us to sell our house so quickly. And for top dollar! We are glad you were our agent!" L&DW