Name

Jacob Haddan FHA HUD VA and USDA Lender (Freedom Financial Services) Lone Tree

Company

Freedom Financial Services and Expert Jumbo Lender

E-mail

Contact Jacob Haddan FHA HUD VA and USDA Lender (Freedom Financial Services) Lone Tree (Freedom Financial Services and Expert Jumbo Lender)

Website

http://www.jacobdenver.com

Office Phone

(720) 210-7898

Cell Phone

(720) 210-7898

Alt. Phone

(303) 671-0870

Fax

(866) 426-2203

Address

10463 Park Meadows Dr,. Ste 210, Lone Tree, CO, 80124

Description

Great news for Jumbo loan borrowers 2011! Rates have dropped to record lows. Loans from $400k to $1,500,000 with rates as low as 3 to 5% depending on the term. Call me today 720-210-7898

Free Stuff

Visit www.jacobdenver.com for info on myself and Freedom Financial Services.

Follow me on twitter at twitter dot com /jhaddan

Like me on Facebook. Jacob Haddan

Corporate office link

www.freedomfs.com

Link up with me at

 http://www.linkedin.com/in/jhaddan

Available by text or call at mobile number 720-210-7898

About Jacob Haddan

Jacob Haddan has an extensive background in mortgage financing.  He has loaned millions of dollars to Colorado families during his 10 years of experience in the mortgage industry.Past customers value Jacob's prompt, professional and courteous service. He takes the time to listen to your needs and concerns. You can count on Jacob to research the best financing options for you and to answer all of your questions. Rest assured that Jacob Haddan can find the best program to fit any of your home financing needs.

 Contact Jacob Haddan today for a free consultation. 720-210-7898

Items needed and Success Story!

To join active rain, http://activerain.com/action/referrals/jhaddan

 

About Freedom Financial Services,

Colorado's Mortgage Experts

With a mortgage from Freedom Financial Services, you'll find freedom from worry and freedom from stress. And if you are looking for freedom from the debt that weighs on you, consider debt consolidation with Freedom Financial Services.

Home Loans

Whether you are a first time home buyer or you've already had several home mortgages, Freedom has the right home loan for you. Learn more about a mortgage with Freedom Financial Services.

Debt Consolidation

As a homeowner, you have the opportunity to consolidate debt using the equity in your home. With debt consolidation from Freedom you can -

• Reduce monthly payments
• Reduce interest rates
• Receive tax deductions in most cases

Learn more about debt consolidation.

Refinancing

If your interest rates are too high or your adjustable rate mortgage is about to increase again, refinancing your current home mortgage can get you headed back towards financial freedom. Learn more about mortgage refinancing.

 

 

Jacob and his staff specialize in customizing mortgage financing plans while minimizing costs. He works hard to make the purchase or refinance of a home a positive experience .

He will work with many different situations:

• First-Time Home Buyer (tax credit available until 12/1/09)
• Down Payment Assistance
• Interest Only
• Credit-Challenged
• Self-Employee
• Second Homes
• Investment Property
• Residential Equity Lines

He can help you refinance your home to accomplish many different goals:

• Refinance with Cash Out
• Debt Consolidation
• Make Other Investments
• Home Improvement
• Lower Payments

There are several types of Residential loan programs available that Jacob and his staff can provide:

• Loan Modifications
• State and Local Loans
• Conforming Loans
• Jumbo Loans
• Adjustable Rate Mortgages
• Fixed-period ARMs

 The perfect loan Process

Step 1: Pre-purchase - Buyer works with the lender to get pre-approved. Real estate agent and buyer begin the search for the home. Once a home is found, an offer is made to the seller.  Counter offers may go back and forth until both parties have come to an agreement.  The Realtor will advise the buyer on ordering a home inspection.

 

Step 2: Application- Once the Realtor and client make and offer and it's accepted, the buyer becomes the borrower and completes the loan application with the lender and provides the information that includes employment and income data for the past two years, financial information on assets and liabilities and any other data that could affect the loan decision.

 

Step 3: Processing - Lender orders property appraisal and credit report, mails verifications of employment and deposits and follows up for replies.  Processor reviews documents as they are received.  These documents include credit reports, verifications of asset, income and appraisal.  In addition, debt and payment histories are reviewed and verified.  Borrower should shop for Home Owners Insurance that is required by the lender. 

 

Step 4: Underwriting - Underwriter reviews the entire package.  If there are questions, it is extremely important for the borrower to respond immediately.

 

Step 5: Pre-closing - When the loan is approved:

•·         Title insurance is ordered,

•·         Approval conditions are met,

•·         Closing is scheduled by the Realtors and title company

 

 

Step 5: Closing:

•·         Borrower presents certified check for balance of down payment and or closing costs

•·         Loan closes

•·         Borrower receives keys moves into the new home

below are necessary to process a loan. During processing additional information may be needed, please deliver the requested documents within 24 hours so that we can quickly approve your loan.

  

FOR A REFINANCE OR PURCHASE,    

HOI DEC PAGE,                

HOA NAME AND NUMBER,         

COPY OF MOST RECENT TAX BILL,        

PAYCHECK STUBS COVERED FOR 30 DAY PERIOD,             

FULL TAX RETURNS(JUST W-2'S IF COMMISSION IS LESS THEN 25%),        

RECENT MORTGAGE STATEMENT, ORIGINAL LOAN PAPERWORK,              

3MONTHS OF BANK STATEMENTS,                

ASSET DOCUMENTATION 401K STATEMENT STOCKS BOND ETC. (NOTE ALL PAGES) ,                        

(IF PRIOR AND RECENT) BANKRUPTCY DISCHARGE PAPERS W/LIST OF DEBTORS,

DIVORCE DECREE COURT ORDER IF CHILD SUPPORT .                

*SELF EMPLOYED* LAST 2 YEARS COMPLETE TAX RETURNS,          

YTD P&L, LETTER OF EXP ON DEROGATORY ITEMS ON CREDIT, LETTER FOR INQUIRES ON CREDIT REPORT, 

VA LOANS NEED VA CERT OF EXP,

DD 214 OR STATEMENT OF SERVICE (IF ACTIVE DUTY) ,

COPY DRIVERS LICENSE,

COPY OF SOCIAL SECURITY CARD, 

$400 CHECK FOR CONVENTIONAL AND $450 FOR FHA. MADE OUT TO AMERICA LENDER SUPPORT.

 

REALTOR SUCCESS STORY!!
 "It was my first year in real-estate and Jacob Haddan was the reason I achieved Rookie of the year! Pueblo Realtor Remax 2005 agent."

 Feedback,

You are a rock star as far as loan guys go!  Thank you so much for everything.                                                                  -Jessica Gambill-

I was impressed with the fact that Jacob worked very quickly to get the loan done.      -Richard Vela-

Jacob was able to help me work through all my credit challenges and worked swiftly to get me into the home of my dreams. 

Thanks you so much Jacob!  Your hard work is greatly appreciated, I will send all my friends to you!

                                                                                                                 -Debra Mason-

"I would like to endorse Jacob Hadden as we worked together previously with the same company. Jacob was always professional and prompt in getting in touch with his clients and Realtors. Jacob also did what was in the best interest of the client. I highly recommend Jacob as a Mortgage Loan Officer. Jeff Krueger" April 1, 2011
 Jeff Krueger, Private Banking Loan Officer, US Bank Home Mortgage
worked directly with Jacob 303-663-5266 at Freedom Financial Services

"Jacob Haddan is a hard-working guy. He is trustworthy and sincere and can always be counted on." March 31, 2011
 Amber Dover, Owner, the Archive
was with another company when working with Jacob 303-663-5266 at Freedom Financial Services

"Jacob did a GREAT job with the refinace of my mortgage and I would highly recommend him." March 30, 2011
Top qualities: Great Results, Good Value, High Integrity 
 Lynn Lancaster,
hired Jacob 303-663-5266 as a Mortgage in 2010

"Jacob is a very hardworking, intelligent loan officer. His attention to detail is so important in his field. His genuine interest and friendliness makes everyone feel very comfortable with him." March 30, 2011
 Sara Krueger, Realtor, HomeSmart Real Estate
was with another company when working with Jacob 303-663-5266 at Freedom Financial Services

"We used Jacob to refinance our home and he did a fantstic job with a difficult loan. Thanks Jacob!" March 30, 2011Top qualities: Great Results, Good Value, Creative
Brandon Johnson, CFA,
hired Jacob 303-663-5266 as a Mortgage Broker in 2010

"Jacob stays on top of the transaction and makes sure things go according to plan. Would highly recommend." September 21, 2010
 Bob Van DIest, Broker Associate, RE/MAX Alliance
was with another company when working with Jacob 303-663-5266 at Freedom Financial

"It was a pleasure working with Jacob. His on time and regular communications helped move the transaction along and ensured a timely closing. I look forward to another opportunity to work with him." September 16, 2010
 Yolanda Greer, Broker Associate, Home Real Estate Colorado
was with another company when working with Jacob 303-663-5266 at Freedom Financial

"Jacob was very responsive and considerate of my needs. He was always professional and helped me every step of the way in my first time home buying loan process. I highly recommend Jacob to anyone going throught the home loan buying process." January 5, 2010Top qualities: Great Results, Personable, On Time 
 Patricia Sherman,
hired Jacob 303-663-5266 as a Home Loan Officer in 2009

"I had the great pleasure of partnering with Jacob for a year and to watch him interact with his clients was veyr educational. He is very intent on listening, advising, and truly caring for his clients and their needs. I would recommend his services as he goes above and beyond to make sure you have the best." December 30, 2009
 Anita Hammond, General Manager, Corporate Office Centers
was a consultant or contractor to Jacob 303-663-5266 at Freedom Financial

"As an Account Manager in the title industry, I work with many Loan Officers. I find Jacob to be very honest and loyal to to his customers. He is well versed and educated in his industry and you will find that he will exceed your expectations." December 29, 2009
Dave Hickey, Account Manager, Security Title Guaranty Company
was a consultant or contractor to Jacob 303-663-5266 at Freedom Financial

"Jacob is a great lender to work with for real estate and refinancing needs. He has closed deals that no one else was able to do. He is very detailed and communicates with the client and agents throughout the entire lending process." December 27, 2009Top qualities: Great Results, Expert, High Integrity
^t Stacye Pratt,
hired Jacob 303-663-5266 as a Lender in 2009, and hired Jacob 303-663-5266 more than once

"Jacob's company focuses on leveraging all of the tools available for those looking purchase a home. His attention to detail and personable nature are attributes that make him a professional. Jacob is a strong resource for those who are looking to purchase their first home." December 26, 2009
^t Michael Beninati, Broker, The Herman Group
was with another company when working with Jacob 303-663-5266 at Freedom Financial

"Jacob is educated in the field he specializes in. He is available to answer questions, provides direction on financial quest and strives to find the best solutions for his clients." December 24, 2009Top qualities: Great Results, Personable, Good Value Joyce Daniels,
hired Jacob 303-663-5266 as a Financial Advisor in 2008

"Jacob worked many innovative loan options, providing a variety to choose from. He was always quick to respond to questions, and was very thorough." December 24, 2009
 Michelle Lantz,
hired Jacob 303-663-5266 as a Financial Advisor in 2009