Name
Joseph Metzler MLO MMS NMLS # 274132.
Company
Mortgages Unlimited, Inc
E-mail
Contact Joseph Metzler MLO MMS NMLS # 274132. (Mortgages Unlimited, Inc)
Website
http://www.JoeMetzler.com
Office Phone
(651) 552-3681
Fax
(651) 994-6425
Address
33 Wentworth Ave E #290, Saint Paul, MN, 55118
Description
Great Interest Rates, and amazing service sets us apart. VA, FHA, VA, USDA, and MFHA First time home buyer experts. MN Based. We are the lender! MN Mortgage Specialist (MMS), National Lic # 274131

About Joe Metzler / Certified Minnesota Mortgage Specialist

St Paul, MN. May 2013: Many of the people listed here are no longer in the business. We are, and we are growing. There are still thousands of lenders to choose from all claiming to be the best:

TOP REASONS YOU SHOULD HAVE US HELP YOU:

  • 1. Extremely low competitive interest rates
  • 2. Rock bottom LOW closing costs
  • 3. Professional highly trained experts to help you select the right mortgage program
  • 4. Honesty and Integrity
  • 5. We make the process easy, convenient, and painless 6. GUARANTEED LOWEST RATE AND COST COMBINATION

Today's Minnesota and Wisconsin Mortgage Interest RatesConsumers: LEARN MORE at my award winning web site: www.JoeMetzler.com

Agents: LEARN MORE at www.JoeMetzler.com/realtors.htm 

With 15 plus years experience, thousands of closed loans, millions of dollars funded, and a 98% post closing satisfaction rating.  Joe is the Loan Officer you are looking for!  

  • Member of the Minnesota Mortgage Association (MMA)
  • Member National Association of Mortgage Brokers (NAMB)
  • 2010 Top 150 Loan Officers Nationwide by Dollar Volume (Origination News)
  • 2011 Top 40 Mortgage Loan Officers to Watch (Nation Mortgage Professional Magazine)
  • Certified Minnesota Mortgage Specialist (MMS) 
    What is the Minnesota Mortgage Specialist (MMS) designation?

Currently less than 75 people in Minnesota have completed the requirements to earn their MMS designation! The Minnesota Mortgage Specialist designation is the title given by the Minnesota Association of Mortgage Brokers, Inc. (MAMB) to Minnesota mortgage professionals who choose to distinguish themselves as experienced, well-educated, ethical operators by successfully completing educational and professional requirements set forth by MAMB. As well as annually participating in continuing education pertaining to industry law and ethics. To achieve this designation, an MMS must have 5-years provable experience in the industry, attend the Minnesota Mortgage Lending School, take Mortgage Law and Ethics classes, and successfully pass the difficult MMS test. To retain their designation, an MMS must maintain continuing education credits each year.

NEW! What is your property worth in todays market. Get A FREE estimated Appraisal of the Value of Your Property Instantly online and E-Mailed to you!

Joe is a lifelong resident of the Twin Cities area, and a 1998 Graduate of the Residential Mortgage Lending School, something very few Minnesota Loan Officers can claim. This is important because prior to January 2011, NO individual LICENSE or EDUCATION was required by the Federal Government or the State of MN to be a Loan Officer, and even after Jan 1, 2011, BANK Loan Officers still DO NOT need any education or testing whatsoever to handle your largest financial transaction. Yikes!

With dozens of competing lenders and mortgage programs to choose from in an industry that depends on quality and service, Joe can't afford to make mistakes and still continue to be strong and effective. His single most distinguishing feature is the consistent level of professionalism and thorough service given to his clients, builders, real estate agents, and investors. Once you meet Joe, it's easy to see why he is a successful loan officer. His track record is exceptional by any standard. Personally, Joe is just as impressive: confident, organized, friendly and helpful. He exudes a professional and personal style that is hard to resist.

Having helped Realtors and Builders successfully close many transactions, knowledgeable and dedicated, Joe believes in doing the job right the first time. He has an answer for even the most complicated situation. He firmly believes in people, community, and home ownership. Joe and his team are committed to providing outstanding service... Service you can depend on!

Whether you are a first time homebuyer buying your first home, or a seasoned owner moving up to your dream home, refinancing, or a debt consolidations loan, Joe has seen your situation before, and HE CAN HELP!

The Metzler Team consists of a dedicated highly trained team of loan officers, processors, and assistants who work for, and close loans primarily in the Minneapolis, St Paul metro area, but we are licensed for all of Minnesota and Wisconsin.

We look forward to adding YOU to our long list of satisfied customer.

About the Metzler Team at Mortgages Unlimited

 

 

As a Minnesota based Direct Mortgage Lender, our combination of loan programs, rates, and services are unsurpassed in the marketplace. 

My team and I have the ability to give you the personalized home mortgage loan experience you expect.

I personally love to deal with First time home buyers. The joy of seeing the smile from ear to ear when they are handed the keys to their new home is extremely rewarding.

FHA EXPERTS: Recent lending guidelines have many small brokers and Loan Officers just now getting HUD approval to provide FHA loans. With all these rookies jumping on the FHA loan bandwagon, you must be careful. Don't let some inexperienced or Internet lender practices FHA with your loan. We are True FHA Experts

The Metzler Team Client Testimonials

View Our Customer Testimonials 

"Who needs paid endorsers when customers say nice things about you for free!"


"Satisfied clients don't come easy.  It requires knowledge, commitment, and dedication, combined with excellent rates and costs" - Joe Metzler

We closed on our refinancing on Friday. Just wanted to let you know that this refinance was one of the most efficient, if not the most efficient, I have experienced - Thank you. Also, your costs were reasonable, and you did what you said you were going to do (something that is not as common as it should be). Thanks again, and I hope to work with you both again.
- Mike G. White Bear Lake, MN. (January 2013)

"Joe/Eric... I just closed. I want to thank you guys. You did an excellent job. Highly professional, excellent communications throughout the process, and tightly focused on getting this done. If you ever need a reference, call me. Thanks again" - Phil Egan, Gainsville, GA (Sept 2010)

"Joe and Eric, I would like to thank both of you for helping me purchase my new home. You made the process relatively easy and stress free. I will definitely let friends and family know about the great service you provided me. I’m really glad I didn’t go with 1-800-BIG-BANK. Once again, thanks for making this possible. - Joe Xiong, St Paul, MN (May 2010)

"Thanks for helping us get this done, didn't really think it would happen. I called on a whim because you had placed my original mortgage on this house. Now we will be enjoying a lower house payment for years to come. Best wishes to you." - Angie W (Feb 2010)

Joe is genuinely concerned about finding the BEST loan for you. Very honest and hard working. I will refer all my friends to Joe.
Emily S. (April 2006)

Very informative. Made the process easy. Joe worked with us as a client, not a loan number.
Eugene and Linda G. (Oct. 2005)

Professional. Made a person feel very at ease.  Answered all my questions and concerns. Super good listener.
Bruce S. (Aug. 2005)

Joe is very friendly and straight forward. I would recommend a friend, relative, or colleague to Joe.
Angela B. (Sept. 2005)

This is the second time we have used Joe as our loan officer. He is very good and works hard for his clients. We will use him again and would refer others to him!
Robert and Emilie W. (Aug. 2005)

Thank you for taking the time to educate us - it helped us make the right decision. Education is the key to making good business and financial decisions. We appreciate the time and attention we were given.
Alan and Laurie W. (Aug. 2005)

Hi, Joe and Eric,
As I'm sure you assumed, everything went well yesterday.  I have developed a bad case of carpal tunnel...  Although you both have explained things to me, there are a few questions I might have, but I won't ask them until I have looked more carefully at the documents I brought home with me.  I have been telling everyone I talk to about you two; you may hear from one or two of them in the near future.  I hope you are still in this business when I am ready to do this again.  You are a valuable resource, and beyond that, you have both earned my trust, admiration and respect, and unwavering loyalty.
As you told me that first time I talked to you, Joe, you truly have very little competition. 
Thank you.
Ronda W. (July 1, 2005)

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