- Name
- Joe Phalen
- Company
- Professional Mortgage Partners
- E-mail
- Contact Joe Phalen (Professional Mortgage Partners)
- Website
- http://www.phalenrates.com
- Office Phone
- (630) 390-1206
- Cell Phone
- (773) 303-0400
- Alt. Phone
- (877) 845-1757
- Fax
- (630) 390-1178
- Description
- The Best Rates & Lowest Fee Structure in the market place
99% Voicemail Free from 8:00 am to 8:00 pm 7 days a week
Over 111 years combined Experience
100% Word of Mouth Referral Business
About Us:
Phalen Mortgage Group
- The Best Rates & Lowest Fee Structure in the market place
- 99% Voicemail Free from 8:00 am to 8:00 pm 7 days a week
- Over 111 years combined experience in the business
- A pledge to be Consumer Advocates
Ranked 34th in the entire country for number of transactions closed in 2005 by Mortgage Originator Magazine!!
Looking for current rate information? Link to http://www.phalenrates.com/ for 24/7 updates on the most competitive rates in the market place.
We will match or beat any rate and fee quote in writing, or give you a $300.00 Home Depot Gift Card. Please call or e-mail us for details!
pmg@promortgagepartners.com
Remember to GET IT IN WRITING AND THEN COMPARE!!!
Areas of Expertise
PMP vs. local banks and mortgage brokers
Our advantages over local banks:
- Access to multiple lenders. Local banks generally don't have multiple lending sources -- they rely on a couple of partner institutions for their mortgage business. As you've no doubt heard, lenders will compete for your business! PMP works with over 70 different lending institutions to find better deals.
- A commitment to service. Banks generally offer mortgages to bank customers as an ancillary service; it's not their primary focus. Often, you will be simply "passed off" to their partner after a single conversation. At PMP, our Loan Officers have a single, proven successful purpose: Mortgage Banking!
Our advantages over mortgage brokers:
- Access to better rates. Mortgage brokers claim to have access to many different loan sources, and they do. However, the large national lenders that offer the best rates only offer them to mortgage bankers. For example, we sell many of our loans directly to Freddie Mac (the government-run home financing institution). Your local mortgage broker can't do that. It's the difference between paying wholesale and retail.
- More control over the entire lending process: As a mortgage banker, we will prepare your closing documents ourselves and provide the funds for your closing with our own check. We are not at the mercy of a third party for these services. In many cases, we can also approve your loan ourselves, without sending it out to a lender for review. Mortgage brokers rely on the end lender for these services, which means less control over the entire lending process.
Testimonials
I will definately be contacting you in the future. Brad and I can't stress enough what a wonderful experience it has been working with Phalen. Thank you very much. - Carly
I just wanted to thank you for all of your help with my refinancing. Everything turned out the way you said it would. So I thank you very much for that. Thanks again for everything! - Tracy
Thank you for your advise. Your company is the only one I've found in the real-estate market, including agents, attorneys, loan officers...that has gone out of their way to help a buyer. Most of the time (and I mean most of the time) I receive bad advise that I must question and then the advise somehow is adjusted to be right. I truly thank you for your help. The investment is huge for someone with my income and I need to know exactly what I am doing. I appreciate all you have done. - John
It was great working with your organization. I will definitely use your company for my home purchases. As a side note, our lawyer mentioned it was the most organized closing ever, due to the job performed by PMP. Thank you! - Heather
