Name

John Kim

Company

Orange County CA Pre-Foreclosure Processing - Short Sales

E-mail

Contact John Kim (Orange County CA Pre-Foreclosure Processing - Short Sales)

Cell Phone

(949) 272-6322

Address

Irvine, CA, 92618

Description

Always trying to HELP homeowner(s) with their options during a FORECLOSURE.

SERVICES

     Specializing in the Real Estate pre-foreclosure processing from loan modifications to "Short Selling" your home anywhere in the US.  Having worked on hundreds of files I found that a third party can do and get more than the borrower having it done on their own.  I am a processor that will push to get the file through with an honest and upfront outlook so you know where you are at every step of the way.  Either through proper processing and/or legally assisted negotiations Professionalism and Confidentiality are attributes that comes with my services. 

  Short Sale (No Fees to Homeowners - and currently only servicing the Southern California areas and San Francisco)

Short Sales, "short selling", "shorting", Short Payoff, Pre-Foreclosure Sale, or Compromise of Sale happens when a lender agrees to accept less than the amount owed against the home because there is not enough equity to sell and pay all costs of sale.  In a nutshell it is asking the bank for forgiveness and to let you go with only a few months of credit damage.

  Loan Modification (No Fees or Noninal Fees upon completion of work and I only accept limited files of selective clients)

The lender modifies your current mortgage in order to work with you because of a hardship. The purpose is to help make your loan more affordable. Usually it is in the form of a rate reduction, extending terms, and/or delaying the rate adjustment for a certain amount of time.

 

Just a small word of advice when searching for your best option.  As a homeowner you should know that there are never guarantees on any type of pre-foreclosure options so never consider anyone who promises a guarantee.  If so then have them put it in writing.  Choosing a pre-foreclosure service provider with experience is usually the best choice as a consideration for you and your peace of mind.

BIOGRAPHY

     Born and raised in the east coast (MD/DC and NYC) within a few generations of lawyers in addtion to a few other types of professionals.  Constantly exposed to several key things in life, which real estate happened to be one of those life endeavors, I would have to say that I was able to learn a few things on the way.  That and having my fair share of paper cuts and long nights with Mr. Coffee.  After my collegiate years I was a project manager in both manufacturing (domestic/international) and the entertainment/arts & antiquities industry, then I stepped into the real estate world.

     Before dealing with the pre-foreclosure arena, I was employed by FEMA's Housing Division then I fell into a couple of broker shops before going into direct lending.  My decision to help many people that were starting to loose their homes during the decline of the market in early 2006 was an easy one.  Many of the so called experts from the last recession came back with their antiquated process leaving homeowners in a horrid situation of foreclosure.  So through homeowner referrals and professional requests I decided to commit a large portion of my career to the pre-foreclosure market. 

     My pre-foreclosure clientele consists of homeowners that are from state approved Lawyers, Brokers, Realtors, and with one of the few RE/MAXs that has a dedicated Short Sale / Pre-Foreclosure Division.  In addition I continue to participate in pre-foreclosure classes, seminars, and certifications to help me stand in today's ever changing market.  These are also just a few things that aid me in the process when servicing my clients and peers.  However, due to my scheduling I had to stop teaching and contracting about the pre-foreclosue market.  Even with my busy schedule I'm able to do several "pro bono" pre-foreclosure processing and notary for selective clientele that are in major financial distress.

 

 

CLIENTELE HISTORY

     Individual Homeowners ( AZ, CA, DC, DL, FL, MD, MI, OR, PA, TX, and WA)

     California Law Offices (w/ Multi State Representation)

     Homeland Security & FEMA

     Realtors & Mortgage Brokers

     Direct Lenders (Lending Tree & Countrywide)