- Name
- Josh David (JD) 704.998.7609 Builder/Alliance Group: New Construction
- Company
- American Homebank
- E-mail
- Contact Josh David (JD) 704.998.7609 Builder/Alliance Group: New Construction (American Homebank)
- Website
- http://applynow.bankahb.com/jdavid
- Office Phone
- (704) 998-7609
- Cell Phone
- (704) 998-7609
- Fax
- (877) 732-9423
- Address
- Charlotte, NC , 28202
- Description
- Nationwide Construction to Perm = 1x close to 95% LTV. FHA 2x close to 96.5% LTV. Manufactureres and builders welcome!!
About Us:
Freshly "Certified Renovation Specialist"; "Wells Fargo is the #1 Renovation Lender in the country, as well as "#1 Mortgage Lender in the country as of 1st and 2nd quarter 2009.
Prosperity Mortgage has just launched the most aggresive "Construction to Perm" product in the entire county. Prosperity Mortgage focuses on full project capture with local builders and developers to get projects approved through Wells Fargo Bank in order to become the #1 preferred lender!
Areas of Expertise
Construction to Perm loans, BUILDERS WELCOME!!!
This is the most aggressive Construction loan in the entire industry, and "Prosperity Mortgage" is the only entity that has it......
- 96.5% LTV for FHA Financing
- 95% LTV for Conventional Financing
- FHA = 620 score and higher
- 9% Seller contributions
- 12 month FREE RATE FLOAT DOWN
- Loan Amounts up to $750,000
- Servicing; AK, AL, AZ, DC, FL, MD, MS, NV, NC, NJ, OH, OK, PA, SC, SD, TN, UT, WV, & WY
Full project approvals for high/low rise condos & builders developments
- Closing over $50B in loan volume in 2008
- Prosperity Mortgage ability to approve projects in a timely fashion
- Our project approval process and experience is second to none
- Direct relationships with our builders and developers, making the approval process painless, short and sweet
- Prosperity aims to be the #1 preferred lender on all our partner projects
Refinance and Realtor Purchase transactions;
- In house underwriting
- A Direct Lender and National Bank
- Wachovia merger
- Instant approvals
- Apply online 24 hrs a day at www.josh.david.com
- Low Fees
- Great Rates
- Quick turn times and closings
Renovation loans:
- Wells Fargo has a 40% market share on Renovation loans
- #1 Renovation lender in the country
- Accepting short sales and foreclosures w/open arms w/our renovation loan (no 3rd party investors included)
- Up to $35,000 for repairs, rolled into the loan
- FHA guidelines apply
- 620 score and above
- Can finance up to 110% of the renovation costs, on top of purchase price
Please call for immediate details!
Josh David-704.998.7609
Testimonials
September 1, 2009
My name is Frank C. Redford and my wife and I recently purchased a home in Charlotte, NC. Josh David, or JD as we know him, was extremely helpful in putting our finance package together, getting us the lowest rate and the best terms available at the time. We would both recommend JD to anyone who is considering the purchase of a home, knowing he'll do the same great job for you that he did for us.
Josh, really helped me out when i was in a bind! I was initially working w/another loan officer that would not return my phone calls, and happened to leave the country without me knowing. Josh was given my loan from the other loan officer and immediately called me up to discuss what it was i was hunting for.
Josh returns calls very quick, and his communication is above average. I have now used Josh on 2 of my personal loans, and will continue to refer him to my friends and family. I finally found a GREAT LOAN OFFICER!!
Benjamin O. California
Josh went the extra mile for me and my wife. Josh was the only one who would take time and work with us and get our credit back on track. Josh did qualify us for a new home, and took it upon himself to represent me as his client when i was dealing with the seller. Our scenario was a little different. I bought from a For Sale By Owner, and I knew nothing about AZ property purchase contracts. Josh managed to negotiate with the sellers to pay for our closing costs, as well as helping us out with the purchase contract. Josh went above and beyond our expectations, and because of him we are living in our beatiful home in the lovely Mountainious regions of AZ. He is also a great friend.
Russ & Marie R. Arizona
"Josh in an example of good customer service. He is an extremely responsive person and he was available to help us answer questions at any time. He made sure we got a wonderful deal and he did everything on his power to make the process of getting a loan as smooth as possible. I would definitely recommend anybody to contact Josh for their loans as I am sure they will be very happy with his service".
C.Alvarado Charlotte, NC
You are very much welcome. Thanks for all the help with getting my clients financed. I look forward to doing many deals with you!!
J.Land Charlotte, NC Realtor
