1st, Let me start by saying that my worst day as a Mortgage Planner is far better than the best day I ever had as an Accountant/Finance Manager! Why?  Very simply...I spent 8 yrs in the Accounting & Business world and found myself dreading the work, but thriving on the relationships. Now - I love what I do with a passion & truly enjoy watching my clients eyes open to the possibilities they never dreamed possible.  We don't advise normally on the vanilla everyday loans.  We instinctively choose to listen to our clients in hopes of hearing what's really important to them - not what's most profitable for us!

We absolutely pride ourselves on WOWING our mortgage clients, whether they live in Roanoke, VA or in New Bern, NC and all cities in between!  We've built our success solely on referral relationships with past clients and strategic partners.  Don't believe the hype!  There are some amazing things happening in the mortgage world right now and, when used properly, can have an extremely positive effect on your financial goals.

Of course we will be glad to serve your needs as they relate to a regular 30 year fixed FHA, VA, etc... loan - but is that what you REALLY want?  We look at every client as an opportunity to help their financial future forever.  We work with Virginia's premier financial consultants in order to truly give our clients a mortgage that will provide a roadmap for achieving their goals. 

Did you know that there are literally 100's of different options available to a borrower that may be MUCH more effective than the regular 30 year fixed?

I first heard about the Home Ownership Accelerator (HOA) program from an article in Money magazine.  After about 3-4 weeks of research I was referred to Josh Perrington from 1st Metropolitan Mortgage.  Armed with the knowledge of the internet, I quizzed Josh on this product.  I was quite impressed not only by his knowledge, but his ability to answer my in-depth questions about the program.  I consider myself a savvy investor and never saw the financial sense in paying off a mortgage before fully retiring.  I figured I'd invest heavily in my portfolio and sell whatever real estate I had at age 60, or so, then buy my retirement villa outright.  However, with the HOA I am still able to be aggressive with my portfolio and payoff my existing mortgage before I'm 55.  I've dealt with a lot of mortgage loan officers and brokers, but Josh is by far the most prepared and genuinely concerned.  He even fielded and answered my questions during the Christmas holidays and over a couple of weekends.   My next real estate deal will without a doubt be closed with Josh and 1st Metropolitan Mortgage.  Thanks Josh!  Semper Fi

- P. Dowdy, Chesapeake, VA  

While searching for our home, we were introduced to Josh Perrington and were so grateful to him for his help. Josh made the whole "buying a house" ordeal very easy and such a smooth process. He went above and beyond what is required of him and came to our house after his normal work hours to discuss our options and helped to show us what would be best for us. He guided us through the entire process right up to closing day.

We would recommend Josh Perrington for any and all of your financial needs.

Josh, we thank you!

- David & Karen W., Roanoke, VA

Roanoke, VA