I am committed to providing my customers with excellent customer service by understanding their individual home financing needs and providing solutions that fit with their short term and long term plan.

I bring over a decade of experience in consultive sales and has received many awards for excellent performance.

With an eye toward the future of my business, I share my real estate and finance knowledge with my clients to ensure a professional experience for every client.

I live by the credo that if you put other people first, you'll never finish second. Your home loan is likely your largest debt and it should be managed with a loan plan to ensure that long term and short term goals are met. Most American's spend more time planning their vacation then their largest debt - and if you think about that you'd probably agree that these values seem to be out of line. While Mortgage Planning is my passion, I recognize that it isn't the most exciting concept for most people. Rest assure that I will provide you with the dignity and professionalism that every borrower deserves while we establish your mortgage plan. I assist borrowers in:

• Buying a Vacation Home
• Refinancing a Mortgage
• Investing in Real Estate
• Improving Your Credit Rating
• Reducing Debt
• Preparing for Retirement
• Financing Children's Education
• Caring for Elderly Parents
• Changing a Job or Career
• Starting or Selling a Business
• Financial Strategies for Divorce Situations
• Improve Personal Cash Flow
• Saving Money on Taxes

The Mortage Industry average customer satisfaction rating is 75%. My Customer Satisfaction rating is 96%. Here are some comments from my borrowers and my partners:

"Just wanted to say when it looked like my client's loan wasn't going through and everything was falling apart right before closing, Kevin was there and worked a FHA Loan from start to finish in just 3 day! Now that's amazing, thanks Kevin!"

Natalie Harper Crye-Leike Realtors Spring Hill, TN

"Kevin went above and beyond the ‘usual' required services. If it would not have been for his specific attention I would not have bought this house. Kevin has been a great help and I truly appreciate the world-class customer service. Keep up the great work! I will always recommend Kevin."

Lucia Talavera, first time homebuyer

"Kevin looked at my entire financial situation and put my needs first. I had to take a sub-prime loan to buy the house because of my credit. But he stayed with me until my credit improved and we were able to refinance into a prime loan just a year later. I really experienced the difference between Kevin and other lenders when the buyer of my home had problems with his loan. Kevin even stepped in at the last minute and put all the pieces together in just a couple of days."

Lynn Hock

"As a REALTOR, I've seen a lot of different mortgage companies and I believe that Kevin Michelson is among the best. He communicates with me every step of the way so I know that the sale of this home is going to happen. Kevin's team keeps me in the loop so that there are no surprises. They tell me right away if a borrower isn't qualified allowing me to run a better business. What more could you ask for a business partner then constant communication and honesty?"

Matthew Dymond, Florida Home Sales and Investments, Miami Beach, FL