- Name
- Erik Kukk
- Company
- Kukk Law Office
- E-mail
- Contact Erik Kukk (Kukk Law Office)
- Website
- http://www.kukklaw.com
- Office Phone
- (203) 775-0200
- Cell Phone
- (203) 948-6026
- Fax
- (203) 775-6885
- Description
- Kukk Law Office performs Residential and Commercial Real Estate closings throughout Connecticut and New York. Professionalism, thoroughness, and communication is the foundation of our service.
About Us:
Erik Kukk, a life-long Brookfield resident, is admitted to practice law in both Connecticut and New York. Attorney Kukk graduated from Brookfield High School in 1990. Upon graduation, he served with the United States Army until 1996. He was a Counter-Intelligence Agent who investigated espionage and acts of terrorism. He then started an Investigation and Bodyguard company while actively seeking his Bachelors degree and Juris Doctorate in Law. He graduated from the University of Connecticut School of Law, where he earned many awards. Attorney Kukk's diverse background as a veteran, intelligence agent and investigator, sets him apart from his peers. He also belongs to the American Bar Association, Connecticut Bar Association, and the New York Bar Association. Mr. Kukk is also serving on the Board of Directors and is the Secretary of the Brookfield Chamber of Commerce.
Real Estate Transactions
Kukk Law Office Real Estate practice encompasses the representation of borrowers, lenders, purchasers, sellers, and developers in residential and commercial loan closings and other real estate transactions in Connecticut and New York. Kukk Law Office are capable of handling all matters pertaining to zoning, permitting, land use, and environmental assessment. We also negotiate leases and provide representation in dispute resolution and litigation proceedings for commercial and residential evictions.
Real Estate Transactions - Representation of Borrowers and Lenders
Our attorneys strive for efficiency. Our lawyers are able to successfully complete in excess of ninety residential real estate closings per month. The attorneys are able to accomplish this in large part due to our extensive computer support and software, attention to detail, as well as our proactive support staff who ensure that all the required information is available well in advance of closing.
What sets the Kukk Law Office apart from many other law firms providing closing services is our attorneys' flexibility in accommodating client needs. Our lawyers will travel to out of office closing locations and meet at times convenient to clients' schedules. Alternatively, parties to a transaction may meet with our attorneys in privacy at one of our in-house conference room
Real Estate Transactions - Representation of Purchasers and Sellers
Our attorneys can represent purchasers and sellers of residential and commercial property. From location of prospective real estate, to identification and resolution of potential problems, our lawyers will assist you through the process to ensure the transaction flows smoothly and achieves your goals.
Real Estate Transactions - Representation of Developers
Kukk Law Office assists real estate developers in turning their visions into reality. After the initial purchase, as described above, we provide relevant tax advice and are able to set up condominiums and sub-divisions. We call in our Zoning, Permitting, Land Use and Environmental Team for representation in these areas.
Zoning, Permitting, Land Use and Environmental
The attorneys at the Kukk Law Office can be counted on to provide knowledgeable and thorough representation before local, state, and federal regulatory bodies, when necessary. Our lawyers can handle and assist in all aspects of Environmental Site Assessments and other due diligence related to the purchase and development of real estate.
Our attorneys work with clients to develop comprehensive presentations for regulatory bodies, such as town and city zoning and planning boards. Combining state of the art technology with professional presentation binders containing relevant documents, our lawyers do their very best to ensure your proposal will be successful.
Commercial and Residential Landlord/Tenant Relations
From the initial negotiation of a lease to resolution of disputes, our attorneys can handle every aspect of the landlord/tenant relationship. When representing either party, our lawyers do their best to further their client's interests. When disagreements occur, our attorneys will negotiate on behalf of our client to resolve the matter quickly and peacefully. When the situation necessitates it, our lawyers are prepared to proceed with litigation to ensure a fair result.
OUR PROMISES
- Contracts prepared within 24 hours
- Constant communication with client, realtor, and mortgage representative
- Prompt return of all telephone calls and emails
- Competitive prices
Closing Costs and Procedures
Sample Closings Costs from Attorney, Title and Town for $300,000.00 home.
Attorney fee $700.00
Title Search and Review $150.00
Courier Fee $36.00
Recording Fee $190.00
Title Insurance (Owner Policy) $1050.00
Homeowners Insurance (Unless Condo) $900.00
Year must be paid ahead and in full
Town or City Taxes $2625.00
If taxes are due within 60 days of closing
Apportionment – Oil or Propane $380.00
If there is oil or propane at residence
Apportionment – Taxes $0.00
Take Yearly Taxes and divide by 365, then Multiply by number of days till taxes are due.For Example: Closing is 12/1/2006 and taxesare $5,250.00. $5,250 / 365 = $14.38 per day.$14.38 x 31 (days until next tax payment) = $445.78 TOTAL $6,031.00 Note: The numbers in blue do not change as sales price change. The numbers in red change as sales price, tax rate, oil or propane amounts change.
Closing Procedures Get Preapproved by bank to see how much home you can purchase.
Select a realtor or ask for referral from your bank, attorney, relative, or friends.
Identify a property and make an offer to purchase. Usually put down a 1% binder.
Once offer to purchase is accepted and signed, then attorneys will draw up contracts.
Provide bank with all of you information to start the mortgage approval process.
Perform home inspections.
Review and sign contracts with your attorney if home inspections revealed no issues. Home inspections will reveal deficiencies, you determine if those deficiencies are great enough to renegotiate or terminate the contracts. Usually 9% more deposit provided to seller at contract signing, however this is negotiable.
Work with bank to get them all necessary paperwork and information. This is necessary to ensure that you receive your mortgage commitment before the contractual expiration date of the mortgage contingency clause.
Bank will provide Good Faith Estimate. Remember to include taxes and apportionments.
Select a homeowners insurance company and pay them for the first year’s premium. Contact your attorney and provide him/her with Agent’s name and telephone number.
Approximately two days prior to closing, depending on bank, you will receive the amount that you will need to bring to closing.
You sign all bank and legal documentation for closing, provide your remaining balance, and collect the keys and garage door openers. You can ask your attorney if you can sign all the bank documents the night before the closing so you do not have to take the day off of work to close.
If you ever have any questions, please feel free to contact me at (203) 775-0200 or email at ekukk@kukklaw.com
