Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
We are mortgage bankers (a direct lender) located in Shreveport, Louisiana. Our in- house underwriting allows for flexible decisions and a streamlined process on all FHA, VA, and conventional loans.
Why We Are Different:
The consumer is constantly exposed to advertising that boasts about a mortgage company having the lowest rates, the best service, etc. The truth is clients are simply looking for honesty and the best overall program and plan for their situation. The average "rate shopper" misses out on the best mortgage plan by failing to factor the many variables that go into solid mortgage planning such as: Various mortgage insurance programs available (lender paid, client paid, FHA mortgage insurance, VA funding fees); How long the client plans to stay in the home: Best strategies for lowest payments; Best strategies for paying off the home faster. There are many other important items to consider when determining which mortgage program/product fits the overall needs of a client.
Some loan officers commoditize the process by simply discussing rate with a client. This usually happens because many loan officers are untrained when it comes to understanding how to structure a mortgage as a financial instrument rather than a loan to buy a home. We are a professional firm that knows how to assist our clients in taking part in the best transaction to fit their situation. Because we are correspondent (direct) lenders we often have better pricing/rates than a broker but we believe that the overall plan which often results in the lowest payment is more important than simply focusing on rate. We offer a comprehensive plan to all our clients that usually provides a comparative analysis of three programs that compare rates, terms, fees, loan types (FHA, VA, Conventional), programs (fixed, adjustable, etc.), strategies to get the loan paid off early, and equity establishment comparisons for each program. The best item to consider is that the cost of getting a full service mortgage lender in us is no more costly to the client or perhaps even less costly (think Ritz-Carlton vs. Motel 6 for the same price- A NO BRAINER). I am the only Certified Mortgage Planning Specialist (CMPS) in North Louisiana and one of only two in the entire state of Louisiana. Less than 1% of all mortgage loan officers in the United States hold this accreditation. I have over fifteen years in management in the mortgage and financial services profession. My staff and I have the credentials required to get the job done.
One of the unique features we offer is a customer for life program for all clients. We set up each client on a rate watch program and keep in touch through database marketing when rates drop to the point where a refinance opportunity exists. We offer a "no points/no fees" refinance for our past clients at that time. We also have consumer direct marketing systems in place that allow us to pre-qualify borrowers and deliver referrals to our preferred CPA, financial planners, and top Realtor partners. This provides a win for the clients and everyone else involved in the process. We also have a daily status report that is delivered to all parties in the transaction (listing agent, buyer's agent, title company, buyer, seller, etc.). Because we are a lender, we can have our documents delivered to the title company days in advance. These simple systems help us and our clients avoid the "surprises" often associated with a mortgage closing. Check out my blog at http://kevinwhatley.net or contact me directly at 318-675-1010 with any questions or comments. I look forward to quality interaction with other Active Rain members and/or clients.
Areas of Expertise
- The FHA Authority - The only Certified Mortgage Planning Specialist in North Louisiana - No points/No fees refinances
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.