Here is a list of many of the loans that set us apart from the rest:
NC Bond..Ranked #1 in NC for 18 straight years by the NCHFA
For Mecklenburg County you need to make less than $64,000 per year
Can not have owned a home in the last 3 years (there are exceptions to this)
Purchase price cannot exceed $200,000 for new construction and $190,000 for existing construction
These rates are generally .5% lower than conventional rates
FHA..Great low rates, down payment assistance available
VA..No down payment required with no PMI
Construction and Construction Perm Loans..Build your dream home
Jumbo Mortgages..Loans to 5 million
Investment Properties..Low downpayment
Renovation Mortgages..Many reasons to update your home
High Debt Ratio Mortgages..Very liberal debt to income ratio requirements
Commercial Loans..Bank of Granite
Land/Lot Loans..buy your land now and build later
Credit Repair..Ask me about my credit simulator
Builder/Seller Abatement Loans..No payments for up to 6 months
Rate Reduction Loans..Huge rate buydowns available
High Rise Condos..Non Warrantable, High investor concentration, etc.
No Down Payment..Many no down payment options
Down Payment Assistance..I work with many non profits and city programs that offer down payment assistance
and much more...
Please feel free to contact me at any time with questions about some of our products at ljohnson@granitemortgageinc.com.
