Name
Larry Dague
Company
Credit Score Solutions
E-mail
Contact Larry Dague (Credit Score Solutions)
Website
http://www.ohiocreditscoresolutions.com
Office Phone
(330) 703-4855
Fax
(866) 902-8685
Address
P.O. Box 3778, Akron, Oh, 44314
Description
Rapid score improvement for the Real Estate and Mortgage industry. We have the credit bureau and lending background to be able to provide the fastest path to home approval lbdague@aol.com

About Us

Who opens Credit Repair companies?  Some large law firms have tried to "dabble" in the business.  Some ex-lenders have set up large mass production shops.  Some former collectors have gone in to the business.

There is no class you can take in "graduate level bureau interpretation"....you cannot study up on Fair Isaac's "black box" and how the score ranges are broken down.

I coordinated the installation of one of Fair Isaacs first scoring systems in the country in 1982...that was 6 years before they introduced the credit bureau scores.

I have been a lender and a collector.  I have worked for two Equifax affiliates and for Trans Union.  I have taught and certified thousands of lenders for 19 years on the Fair Credit Reporting Act.  I have taught consumer classes in credit bureau interpretation and I present a "graduate course" in credit scoring discussing the 10 different score cards with their ranges and meanings.

Please look at our website to learn more about us www.ohiocreditscoresolutions.com

Our Process

Our goal is not to secure a score improvement customer for 24 months....our goal is to get YOUR client to a score level where he/she may be approved for a mortgage in the shortest time possible.  Our program is geared for 30 to 90 day score improvement along with consultation on paying habits and credit maintenance for keeping those score levels.

We don't pull credit files.  Actually, it is against federal law for a credit remediation company to pull a file.  Realtors or Brokers forward copies of their customer's files (after obtaining permission).  We provide a summary to the realtor and/or the customer of what is causing the score problems as well as a plan for improvement. 

Most score improvement (90 percent conservatively) can be done in 90 days.  Why should your customer pay $1300 and then $30 a month for 12 months for credit remediation?  Once the initial score improvement is complete, bureau scores will continue to rise on their own.

We charge $250 for an individual and $400 joint.

What do our customers and consumers say about us?

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Hi Larry, 
Thank you for your prompt response and reply.  You are professional,capable and instrumental in assisting with solutions, and because of that our credit score improved.  Thank you, we have put into action  your suggestion and now are on course with respect and honor to our commitments. You are special and we appreciate you , again, thank you! Justin Messer  gave us the best referral;  Larry Dague.  We wish you continued success and may your business continue to prosper.
Sincerely,
Kenneth and Linda

Hello Mr. Dague

 

I would like to take the time out to "Thank you" for all of your help. The service that you provide is exceptional and should be well recognized. Your accuracy and knowledge of content was very beneficial and therefore I would recommend you to a whole host of people. I never thought that my scores would improve as much as they did but thanks to you and your service I am in a great place now. You were very professional with sending out the paper work in a timely fashion, returning phone calls and responding to emails.

 I encourage you to continue to do a wonderful job. I will keep my numbers where they should be after all this hard work. Not to mention this was resolved in less than 90days.

Again I thank you for everything. 

Rhonda L

Larry, I just got to make a phone call on behalf of your Pro Bono advice....and I wanted to share it with you! 

Several weeks back, You reviewed a credit report from me for Jon  ... 

This is a man who has stable employment, fabulous income, no debts.... And a wife and 2 kids.

He has been renting for the last 6 years, and tried to get pre approved for a mortgage 3 times. 

You reviewed his credit, gave us 2 accounts for him to work on....

Only 3 weeks ago, he was a 594 FICO

Today, he is a 634!!!!

And I have him pre approved!