Affluent clients buy nice homes ($300,000 min.required) and need the following coverage included free: unlimited replacement of the dwelling (-most home policies have coverage caps - and 20% of total losses nationwide end up with out of pocket expenses which can even run into the hundreds of thousands of dollars). Affluent clients need ID Fraud Expense Reimbursement, locks replaced if keys stolen, broader coverage for Jewelry, Stones and Watches, Ordinance & Law, Tool Theft not capped at $5000, Water Backup, the ability to rent watercraft (up to $25,000 in value) for up to 30 days and have liability and property damage, Personal Injury Liability.

 Affluent clients also need excess liability of 1 - 10 million+ dollars if someone is injured on their property or by their car or boat or by the client or resident relative in a hunting (Dick Cheney!), fishing, family skiing/ boarding/snowmobiling/rec.veh./boat/ bicycle/motorcyle accident, and coverage for libel, defamation, slander and false arrest, and 1 million dollar excess uninsured motorist injury coverage for injuries in their car up to when hit by an uninsured/underinsured motorist. 

And affluent clients need worldwide auto liability, medical and physical damage(some countries are excluded) when renting a car - including loss of use of the rental car if damaged, full replacement coverage for a total loss of a new car and the ability to rent vehicles - including motorhomes, RV's and motorcycles without any extra insurance cost. Coverage for most rental property and second homes is available too. Surprisingly, for almost all my clients, all this extra coverage actually is less money than what they are paying now for sustantially less coverage.

Affluent clients also need specialized life insurance, and insured retirement income options for their IRA's, 401k's, 527, pension and profitsharing plans that can maximize safe growth in a tax smart way. I work statewide from my office in Leavenworth, WA via email, fax and phone and if possible, I love to meet client's in person.

I provide most personal insurance: auto, home, liability, boat, motorcycle, RV, motorhome and Medicare Supllement insurance tailored for the affluent client who must reside in Washington State (minimum home value $300,000). I also offer unique strategies and products designed to maximize retirement income, tax advantages, safety from market volitility and provide for heirs and charities. You can't make money on investment losses so I have learned to avoid losses altogether while compounding interest and dividends - it makes for a great night's sleep!

I was an insurance Underwriting Specialist for years at a huge national company and received extensive training in policy coverage, exclusions and endorsements.  I make recommendations for you to purchase insurance from me or I refer the business to someone who handles that type of coverage.

I am a graduate of Seattle Pacific Univ. and am  happily married to Suzann and have two wonderful kids, Caleb and Marika - both at Taylor University in Indiana. I enjoy geopolitical news, theology, hiking, travel and Lily, our Bernese Mountain Dog.

"I love Leavenworth Insurance. I have two cars and my home insured with them and they have saved me lots of money over my previous agent. I send lots of my clients to them." January 03, 2007 by Geordie Romer in Cashmere, WA

Response: "Thanks Geordie! It was a pleasure to provide you with substantially better coverage on your home and cars." - January 03, 2007