We’re a part of your community.  Our business relies on the references you provide to your neighbors and friends.  So that’s why we don’t stop working with you until your loan has been settled and you assure us that you have become another satisfied Open customer.

I am a first time home buyer.  I am concerned about how to qualify for a mortgage.  In fact, I’m not looking forward to the process at all. Why choose Open Mortgage?

How much money do I have to put down to qualify for a mortgage?

Do you recommend a fixed or adjustable mortgage?

I do not have a very pretty credit record.  In fact, my credit report shows some late payments. Realistically, what are my chances for getting a new mortgage or a home equity line?

What about my credit score?  What does it need to be?

I’m not even certain what else I need to worry about – things like pre-payment penalties.  Can you help?

How much house can I qualify for?

How much down payment will be required?

First time home buyer?

Can you refer a real estate agent to me?

If I refinance my mortgage, how much money can I save each month?

I have an Adjustable Rate Mortgage.  I’m afraid the rates are about to increase on me.   Can I replace it with a fixed mortgage?

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