- Name
- Michael Lucas
- Company
- PHH
- E-mail
- Contact Michael Lucas (PHH)
- Office Phone
- (803) 315-8880
- Cell Phone
- (803) 315-8880
- Fax
- (803) 957-5235
About Us:
I want to earn your business! I provide 2 of the strongest guantees in the industry: 1)I'll give you a same day loan decision, or give you $250; and 2) I'll meet your requested closing date, or reduce your interest rate by 1/8 of one percent for the life of your loan*. Also, I commit to all my buyers my "Best Price Check. This means, all it takes is a quick call to me and I will tell you if I can beat any other lender, and worse case I will validate you are getting the best loan for your specific scenario. A 15 minute phone call with me can save you thousands over the term of your loan!
Areas of Expertise
I specialize in quick closings. I do this without sacrificeing customer service or ethics. I have a VIP program that allows buyers not to have to provide proof of income, bank statements, appraisal, term mite letter, home inspection. Most lenders who offer this service do it at a price to the buyer, but my buyers don't sacrifice their low rate or the low fees for this program. If you have a proven great pay history and you put down atleast 5% you qualify for the best rate without the hassel other buyers must perform to get a loan!
Testimonials
I would like to tell you how grateful I am for having found you through my real estate agent, who worked so dilligently to see that I got what I was looking for in the way of an investment property. Even though my investment was not a large one you made me feel as if it was very important to you; you made my mother and I feel as if we were friends of yours for years. I have dealt with loan officers from your competitors like Bank of America and Founders Credit Union but none of them were as warm amd open or as responsive as you, and even with the closing being finished, you are still on the job making sure that we got settled and are comfortable with our purchase. I've many family members there in Columbia SC and here in NY who plan to relocate in the near future to be near my mother and I have told them about you and your great rates with low fees. I really didn't have to do much or worry about much as you and your assistant put me in touch with the right people. She even helped me find a property manager. I'd be a fool to go with another lender when I get the kind of service that you provide. I hope to get another property very soon and I would be more than happy to have you by my side because I know I wont be disappointed. FYI this is not a paid endorsement, LOL, but my hones (un)biased oppinion.