My Background:

Like a lot of people, I had no clue what I wanted to do when I graduated from college. In 1991 I answered a posting for an underwriting position at FHA and spent the next couple years learning how to analyze and grade credit for the Department of Housing and Urban Development. This is not the typical way to enter into the mortgage industry and there was a steep learning curve to work through while at FHA. By 1993 I decided that underwriting files was not my calling in life. I wanted to be more actively involved with helping consumers purchase homes and made the switch to being a Loan Officer.

I first became a Loan Officer in September of 1993. From 1993 to the present I have been working with consumers, Realtors and underwriters to help close residential mortgage transactions. I have had the honor and priviledge to help thousands of customers make informed and educated mortgage decisions over the years. I take my role and responsibility of being an advisor and advocate very seriously. Even after being in the business for so many years I am still excited and passionate about providing information to others that enable them to make positive financial decisions.

In my opinion service is the most important component I can provide during the mortgage experience. To this day I still remember getting my first home and how huge that step is in all of our lives. I treat my customers the same way I would wish to be treated if I were once again applying for my first mortgage. Not everyone's needs are the same - I try to be as flexible as possible to meet the actual needs of my customers.

I am proud to be a trusted advisor to you and your family and will work very hard to earn your business and your referrals. My team and I realize that our business is generated by word of mouth and that we are only as good as our last transaction. Let my team and I use our knowledge and experience in the area of mortgage financing to ensure transactions come together smoothly and in a timely manner for you.

If you are looking for a reliable, caring professional to help you with your home financing, I am here to help and look forward to helping you with your mortgage needs.

How I can Help

I have extensive background in all areas of residential mortgages.

As a Loan Officer, I specialize in truly listening to my customers and putting together a product for them that best meets their needs. Not everyone is the same - products should be catered to what works best for the customer. Customer service should cater to the actual needs of our customers and I work very hard to do that. Myself and my team are relationship driven - virtually all of our business is referral based. Without our loyal customers and business partners we cannot thrive, grow or be successful.

Our future is with you!

Testimonials

In November of 2003 we called Mark to see if he could help us in securing a construction loan for a house we wanted to have built. We had had construction loans in other parts of the country so I knew what I wanted in a mortgage broker. I knew immediately that Mark was the person. He asked all the right questions and gave the right answers.

From the very beginning Mark provided personable service. He communicated weekly regarding the status of the loan and made sure that all of the requested documentation was provided in a timely fashion.

Mark worked very well with the builder. Our builder has since directed other clients to Mark because he was so pleased with the smoothness of the transaction.

Mark effectively managed our expectations and answered our questions quickly and accurately.

He made the whole process painless, something that's hard to do when you're working with finances, people and mortgage companies.

Without a doubt if we were to build another house, our first phone call would be to Mark to make sure we could get the financial package in place."

~ D and F Durham

We gave Mark an impossible scenario and he was able to make it work. His perseverance was remarkable. He never gave up and got us a great deal. He was always positive and worked creatively to get the job done. I would recommend him without hesitation and think of him as a good friend. You can not afford not to use Mark. We are so grateful for what he has done for us.

~ A and A Maki

It has been my pleasure working with Mark Aalto over the last six years. Mark is honest, straightforward and passionate about doing a great job!! I always know my customers are in good hands when I refer them to Mark. He is one of the best in the industry.

~ L Estes - Georgetown Realty, Inc.

When my wife and I decided to buy a house, the only thing more intimidating than the thought of any acquisition of that size, was the idea of having to shop around for a good deal on a loan. When I contacted Mark Aalto at first Pacific Mortgage, he spelled everything out for me in terminology that made sense to me. He was with me every step of the way, from shopping for the best deals and options, to the day we signed and closed on our first house. I have sense referred dozens of people to him and had only positive feedback.

~ T Lang

Mark Aalto and I have been working together since 1996. Mark is one of the most diligent, hard working loan officers that I have had the pleasure of working with. Mark truly takes an interest and cares for his clients. I have had the pleasure over the past 8 years to be invited into the homes of many of Mark's clients while performing appraisals. Without exception, Mark's clients are impressed by his service, sincerity and follow up.

~ Cascade Appraisal Group of Oregon, LLC - K B. Churilla, CEO

I just wanted to take another moment to thank you again for all the time, effort, work, etc. etc. etc. that you put in for us. We know without your support we would not have accomplished what we have so far.

You were absolutely gracious, considerate & attentive throughout this entire process and we can't thank you enough. It was obvious to us that our situation was more than just another file or loan, it was personal to you too and we knew you wanted it to happen as badly as we did. I truly believe that if you hadn't shown the personal interest and attention you did we might have had a much different outcome.

The home we plan to build is a dream of many years and I'm sure you hear this a lot but you really are helping make that dream come true. We feel comfort in knowing that you'll be with us through phase two of our process and wouldn't have it any other way.

So again, THANK YOU - THANK YOU - THANK YOU.

~ M & S

I have worked with Mark Aalto for about eight years now. During those eight years I have witnessed someone who is extremely compassionate and conscientious with his clients. He has shown the utmost professionalism in every situation. I am confident enough with his service to have referred family members. I can honestly say that if you've closed with Mark, you're sure to come back again!

~ D Chase

I interviewed several mortgage brokers and Mark stood out from all the rest. He was personable, friendly, fair and honest. Mark was able to provide me with a mortgage option that beat his competition and throughout the process I knew he would do everything he could to find the mortgage option that would work best for me. As a first time homebuyer I had lots of questions and he was always there with an answer. I've recommended Mark to many of my friends and they've all been very happy that I did.

~ E Brody

Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.