2,293 Points

Name

Marcos Ramos, Jr.~Team Leader~

Company

1st 2nd Mortgage Co.

E-mail

Contact 1st 2nd Mortgage Co.

Website

http://www.e-loanhome.com

Office Phone

(800) 562-6466 x 205

Cell Phone

(845) 642-5003

Alt. Phone

(201) 227-6905

Fax

(201) 227-2954

Description

1st 2nd Mortgage Co. is the oldest & most prestigious Filipino-owned mortgage banker and the only approved Seller-Servicer for Fannie Mae and Freddie Mac. We offer the Best of Both Worlds.

WHO WE ARE

We are a Direct Lender offering affordable residential loans across the nation. Founded in 1982, we are a full-service mortgage banker who Originates, Processes, Underwrites, Closes, Funds and Services loans directly in our offices.

1st 2nd Mortgage Co. has built an impressive mortgage banking resume: 

• HUD/FHA Direct Endorsement (Full Eagle In-House Underwriter)
• FNMA Seller / Servicer (Desktop Underwriter Licensee)
• FHLMC Seller / Servicer (Loan Prospector Licensee)
• GMAC-RFC Seller / Servicer (AssetWise Licensee)
• IndyMac Bank Seller (E-Mits Licensee)
• Credit Suisse First Boston (CSFB) Seller (Direct access to Wall Street)

Approved Correspondent Lender with various leading industry lenders.

WHAT WE OFFER

Conforming FNMA / FHLMC Loans

• Lowest fixed rates
• Flexible, up to 97% LTV
• Interest-Only Program

Non-Conforming Alternative Documentation Loans---DISCONTINUED-UNTIL FURTHER NOTICE

• Stated Income
• No Ratio
• No Income No Asset Verification
• No Documentation

Jumbo / Super Jumbo A Loans

• Loan amounts up to $3 Million

Sub Prime Loans----DISCONTINUED- UNTIL FURTHER NOTICE

• Low Credit Scores
• High LTV's

FHA Loans

• First Time Homebuyers
• Low Income Borrowers

WE RECOGNIZE THAT BEHIND EVERY LOAN IS AN INDIVIDUAL WITH SPECIFIC NEEDS AND EXPECTATIONS.

WE BUILD LONG-LASTING RELATIONSHIPS BY FOCUSING OUR SERVICE ON THE CUSTOMERS NEEDS.

That is what "BUILDING CUSTOMERS FOR LIFE"  is all about.

WHERE WE ARE

We have branches and loan originators in multiple states:

CA, CT, DE, FL, HI, IN, MD, MO, MT, NJ, OK, PA, SC, TX, VA AND WA

*Other states exempt and/or pending approval. 

TESTIMONIALS:

----- Original Message -----

From: ( Lombard, Rosemary)