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Comprehensive knowledge of hundreds of loan programs and years of experience add up to a kind of top-notch expertise and proven results that you need. Specializing in FORECLOSURE CONSULTING AND CREDIT
Loan Modifications and Short Sales - Effective Ways to Get Out of Trouble
It's no secret that the mortgage market is struggling. Unfortunately, homeowners have fallen victim to turbulent times. As a result, loan modifications and short sales are growing in popularity and lenders have responded by working with loss mitigation specialists to reach work out agreements.
This is your chance to avoid the problems so many others have fallen victim to. The foreclosure market grows every day. People are losing their homes. This doesn't have to be you.
Homeowners Can Stop Worrying About Their Mortgage Payment and Do Something to Fix it For Good
If homeowners are up at night worrying about their mortgage and what they can do about it, US Loss Mitigations is an ally you can't do without. We will clearly discuss their options and what we can do. Lenders have financial incentive to actively pursue a home loan modification or short sale. We know what it takes to get it done and we have over 95% success with working with lenders.
In every situation we like to transform our clients financial picture from bad to good or from good to excellent with a financial services.
Can't refinance, no equity, mortgage lates, Bad Credit?? We can help those clients
Your clients are not alone. Millions of people work hard every day to pay relentless bills, one after the other. The largest bill for most people is their mortgage payment. The stress over not being able to make your mortgage payment may seem unbearable, but there are actions you can take and we are here to help.
We understand it is frustrating to sit on the phone with your lender, explain your situation over and over again, hold for hours only to be disconnected and start all over again. The process is overwhelming to say the least. Our job is to do the hard work and mediate with your lender on your behalf to lessen your financial burden.
Our professional loan modification consultants will be on your side of the case to find a resolution and save you time. The sooner you call, the sooner help is available.
Stop Worrying About Your Mortgage Payment and Do Something to Fix it For Good
What can loss mitigation do for your clients?
A. The goal of loss mitigation is to work out an agreement between the homeowner and the lender that will stop foreclosure proceedings permanently. This allows the homeowner to stay in their home and protects their credit history.
Q. How do we stop foreclosure?
A. Our company specializes in resolutions of mortgage delinquencies or home foreclosure claims on behalf of you, the homeowner. We perform a detailed financial analysis and work with you to determine your best alternatives. We review your lenders loss mitigation policies and your state's foreclosure law to make sure that we give you the best service within the context of your situation. By working with you and your lender we can tailor a resolution to meet your specific criteria and financial circumstance. We do all of this quickly and effectively because we have been doing this for 20 years and have thousands of satisfied customers.
Q. How long do I have to act?
A. Time is of the essence when you are behind on house payments. Time is definitely not your friend in this situation. Each day that passes makes it that much harder to get a work out agreement with your lender that you can live with. The home foreclosure process can take anywhere from a few weeks to many months, depending on your state law and the method of foreclosure your lender chooses to use. We have encountered many homeowners who did not even know that they had already lost their house!
Q.What is Loan Modification
Available on a very limited number of VA loans with lender and/or investor approval) (Called Recast for FHA)
If you have incurred a long term financial hardship, our office can assist you in supplying the appropriate information to lender to take the appropriate measures to modify the term(s) of your mortgage. This could lower the interest rate and/or extend the term of the loan resulting in lower payments. There are costs and fees associated with a modification that you will be responsible for. All property taxes must be current or you must be participating in an approved payment plan with your taxing authority to be eligible for a modification. Any additional liens or mortgagees must agree to be subordinate to the first mortgage. All requests are subject to your lender's approval. go to www.savethehouse.us for more information about this.
I am writing you to let you know how pleased we are with our loan officer, Matheno Howell Bey. From start to finish he never promised anything he did not deliver. He was just the best person my husband and I have ever worked with. He always promptly called us back, kept in constant contact with me through email and was quick, efficient, kind and courteous. I contacted him at a point when I felt I was absolutely drowning and he gave me hope and closed in less than 3 weeks.....In this day and age it is hard to find people with such integrity. You have a great asset in him. I will be forever greatful that it was he that got my initial contact and saw us through the process.
Please thank him again from the bottom of our hearts.
Rudy and Jodi Z.\
Results After First Dispute Cycle
Thank you! After finishing this first phase of mailings, I've received some rather impressive updates...my score jumped 81 points from 523 to 604. I look forward to continued success
Yes, I am a witness it WORKS!!
Thanks Lolita for encouraging me to sign up!! I didn't realize how much I needed this. I am a witness and it does work. My score went up 105 points in about 80 to 90 days! I made sure that I followed through with the letters I received back and did what I needed to do. I have since purchased a new car and my interest rate and payments are low.....I can't thank you enough. I will buy my first home soon!
Since I have started with VRTMG I have had nothing but good feelings about all the extra money I will make. This business allows you to have the most flexable schedule in the world!!!!!!!! I LOVE IT...
Above 700 Now!!
As a result of your Credit Restoration service, our FICO scores have improved enabling my wife and I to re-finance our two mortgages at a better rate. We have also been able to secure better rates and larger loans for our growing business.
Having a better understanding of our credit score has had a greater impact than we ever imagined!
I just wanted to say THANK YOU. I'm seeing a change in my credit report. I had a judgment on my credit report for a repossession and when I received my Experian credit report in the mail, it had been deleted from my file. I'm just so excited to know that it has been removed. I just want to THANK YOU once again. You don't know just how good I'm feeling right now.
Becoming a Distributor Gave Me Extra Income!
I want to take this time to say thank you for assisting me in getting my credit back to a positive standing. Thanks to United Credit, I can now become a distributor and get myself back on track. I know this will be a long process, but I'm glad there is a company who is genuinely concerned about their customers and their welfare. Thank you!
Perioia , IL
What a blessing!!!
I started my credit restoration in the begining of July with low 500's scores. Even though I had a total of 23 items that needed disputing, my process only took three cycles. That's a total of six months. Now I only have "ONE" item on each report and I know that it will be gone just as soon as I place the letters in the mail. My scores are also in the high 600's and one of them is 730. I am truly blessed to have come in contact with this company. Now I am a distributor and I'm trying to help everybody.
Not just a Distributor, but also a client!!
I just want to testify and say this process helps. In the first cycle, I had 5 negatives taken off of my credit report and I only got back reports from 2 of the 3 credit report agencies. I'm looking forward to getting the third back! Also, I found out they had wrong information about me i.e. wrong name(s), date of birth, and addresses. Everyone needs this and can help themselves if they do what this business tells you to do. It will work!
Customer Service is Unbeatable!
Thank you for the excellent service you provide over and over again... not only with me as a rep, but to the customers as well. I feel so glad and proud to be a part of this company. Your customer service is superb and consistent! Keep up the good work!
For all you have done for many in the past, and that which you continue to do for those who are yet to come--thank you! I am so grateful that I have been afforded the distinct opportunity to experience this awesome program.
It Really Works!!
I have just finished my credit restoration process with United Credit Education Services in July of 2007. I had 62+ negative items on my credit report. Do you know that over half of these items were deleted during the 3rd dispute cycle? I am so overjoyed! My score has increased by almost 100 points!! I have been telling everyone about this service including my husband who just signed up several months ago. We are off to a better start, and all thanks goes to the wonderful people who worked behind the scenes to make this possible.
Credit Scores Restored!
Thanks for the excellent service! My credit scores have been restored thanks to you.
August 27, 2007
Dear US Loss Mitigation,
I'd like to take this time to say thank you so much for everything you have done for us in order for us to keep our home. We tried an other company, American Loss Mitigation, and all they did was never contact us or we could never get ahold of them and in the end they said they did everything they could, with know results and they kept our money anyways.
But with US Loss Mitigation Services we were always kept informed on what was going on. The results were even better than we ever expected. We personally want to thank your staff for all of their hard work.
So thank you very much.
Jack and Lorretta Klump
July 20, 2007
I have worked with USLM for about a year now, and it has changed not only my life but the lives of people we are constantly helping. With your help and knowledge, our company has helped save dozens of homeowners from foreclosure. We are helping people keep their homes and get their lives back on track.
I know there are other companies that claim to do loss mitigation, but it my belief that experience and reliability are important. I trust USLM because I know you work hard to help others.
Date: July 15,2007
To: US Loss Mitigation
Subject: Thanks to your Loss Mitigation Specialist: Skylar L. Gobert
Dear US Loss Mitigation
It is with great pleasure to write you about your Specialist: Skylar I came to him for help with less than a month's time before my Home would be sold at the Courthouse steps. I was well pleased with the service Skylar provided. He illustrated: patience, sincerity, and a skillful experienced attitude, in addition he explained each step of the mitigation phases, which made the process run smoother and effective.
I was at a point of losing my Home and thought stopping the foreclosure was a hope. Skylar's calmness and confidence that your Services at USLM can make this a reality did exactly what your creed said;" Stop Foreclosure Now!"
He was there to help every step of the way. His integrity and directness was mirror to the organization goal, which is solely to assist homeowners, keep there home. God Bless your organization and the people whom believe in your passion not to prosper on others' misfortunes.
Sky, and Staff at USLM, I appreciate you and your sincere effort in my time of Hardship, you will never be forgotten. I pray to God for good health and prosperity toward you as well a continued long relationship with your company whom since 1985 are people helping people.
Thank you once again for all your kindness and help.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.