- Name
- Matthew Watts
- Company
- Icon Mortgage Lending
- E-mail
- Contact Matthew Watts (Icon Mortgage Lending)
- Website
- http://www.iconmortgagelending.com
- Office Phone
- (810) 953-4266 x 205
- Cell Phone
- (810) 919-8138
- Fax
- (810) 953-4210
- Address
- 3025 E. Hill Rd., Grand Blanc, MI, 48439
- Description
- Locally Owned and Operated on The Pointe of Grand Blanc. We are your source for Rural Development loans and the extra care for First Time Home Buyers.
Who Is Matt Watts and Who is Icon Mortgage Lending?
I separate myself from other loan officers by offering my clients a very simple and honest approach- I answer my phone when they call, I provide all the loan details up front, and I do not waste any of their time. Conversely, I require my borrowers to provide me all of their information up front and with full disclosure. This eliminates the problems that may arise down the road with a file.
95% of my business is Purchase Mortgages and the majority of those are First Time Home Buyers. I can't even tell you how many bogus "Good Faith Estimates" I see on a day to day basis. This is a great approach if you can sleep at night knowing you have lied to people who have turned to you for solid advice. I am, however, unable to do this. Instead I educate my buyers about pro-rated taxes, the possibility or having to pay the owner's title policy with certain REO purchases, and all of the other things that I notice other loan officers conveniently leave out.
Our company is a locally owned and operated business. We are located at the corner of Hill Rd and Saginaw St. at the Pointe of Grand Blanc complex. I know there are a lot oc mortgage companies that thrive on having a lot of loan officers and a big supporting staff. That works for some, but for us we have a small group of very serious individuals and that way we have better communication and don't overcomplicate things that don't need to be. It also keeps us moving as a well oiled machine because every member of our team takes what they do very serious. We like it that way, and it provides our clients, our realtors, and our lenders with the best service possible.
Our building:
"I Yam What I Yam, and that's all that I Yam"
First Time Home Buyers are my specialty. I like to have an honest conversation with them about what they can and can not afford in the home they are looking for. My lending expertise is in USDA Rural Development Guaranteed Financing.
I am a bit neurotic when it comes to knowing guidelines and keeping up on the latest- to the point where I have closed several RD loans that were previously denied by other loan officers. I feel this is a reflection of the picture a loan officer paints for the Underwriter to see- that first impression of an application. I take the time to do all of the leg work up front with my borrowers so the picture we show is the best it possibly can be. Realtors appreciate this because once I have put my approval stamp on something, there is no confusion on whether it will close or not.
This is Why, This is Why I'm Hot!
Matt-
Just wanted to say thank you for everything you've done. We are having a great time in the new house. Everyone is doing great and Maria loves her school. Thank you so much for getting this done for us. We love our house and think about you all the time. Damien beeps everytime he drives by your office. Hope you guys have a great holiday, I know we will!
-Damien & Jennifer Lynn
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Hello Again,
Just wanted to tell you guys thanks again for all your hard work. Eric, Emma, and I are very happy. We can't thank you enough. I wanted to send you some pics of the house to show you what a drastic change it was. Take care. You are both very good at what you do. :)
Thanks,
Rachel Leist
(For these clients- we did a Rural Development Rehab loan and provided them money for repairs to truly "make" their dream home.)
