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group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
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Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Can a real estate agent really help me in buying and selling property? The answer is YES!
When you're ready to think about buying or selling your property, you need to ask yourself the following questions: Do you have the time, energy, sources of information, and contacts to do the job yourself? If you were one of the 'do-it-yourself' people, would the results be as good or better than they would be if you had professional assistance? Would it have gone smoother? Would it have given you more personal time? Would you have purchased for less, or sold for more, if a real estate agent was involved? Read the following information and learn how a real estate agent can help you understand everything you need to know about a real estate transaction.
The Buying Process
The process of buying a home or investment generally starts with determining your buying power; that is, your financial reserves plus your borrowing capacity. If you give a real estate agent some basic information about your available savings, income and current debt, they can refer you to lenders best qualified to help you. Most lenders -- banks and mortgage companies -- offer limited choices.
There are a myriad of negotiating factors, including, but not limited to price, financing, terms, date of possession, and often the inclusion or exclusion of repairs and furnishings or equipment. The purchase agreement should also provide a period of time for you to complete appropriate inspections and investigations of the property before you are bound to complete the purchase. Your agent can advise you as to which investigations and inspections are recommended or required.
With a negotiated agreement in hand, it is time to complete the evaluation of the property. Depending on the area and property, this could include inspections for termites, dry rot, asbestos, faulty structure, roof condition, septic tank and well tests, just to name a few. Your agent can assist you in finding qualified responsible professionals to do most of these investigations and provide you with written reports. You will also want to see a preliminary report on the title of the property. Title indicates ownership of property and can be mired in confusing status of past owners or rights of access. The title to most properties will have some limitations; for example, easements (access rights) for utilities. Your agent, title company or attorney can help you resolve issues that might cause problems at a later date.
As soon as you are reasonably sure the property is right for you, the process of obtaining financing begins. Your agent can help you in understanding different financing options and in identifying qualified lenders.
Closing or Settlement
Finally, there is the closing, or settlement, as it is known in different parts of the country. Every area has its own unique customs. In some areas, the title or escrow company will handle this process. In other parts of the country, an attorney does it all. Again, your real estate agent can guide you through this process and make sure everything flows together smoothly.
Selling Real Estate
This process generally begins with a determination of a reasonable asking price. Your real estate agent can give you up-to-date information on what is happening in the marketplace and the price, financing, terms, and condition of competing properties. These are key factors in getting your property sold at the best price, quickly and with minimum hassle.
When the property is marketed with the agent help, you do not have to allow strangers into your home. Agents will generally pre-screen and accompany qualified prospects through your property.
The negotiation process deals with much the same issues for both buyers and sellers, as noted above under the buying process. Your agent can help you objectively evaluate every buyer's proposal without compromising your marketing position. This initial agreement is only the beginning of a process of appraisals, inspections, and financing -- a lot of possible pitfalls. Your agent can help you write a legally binding, win-win agreement that will be more likely to make it through the process.
Monitoring, Renegotiating and Closing
Between the initial sales agreement and closing (or settlement), questions may arise. For example, unexpected repairs are required to obtain financing or a cloud in the title is discovered. The required paperwork alone is overwhelming for most sellers. Your agent is the best person to objectively help you resolve these issues and move the transaction to closing (or settlement).
How Do Real Estate Agents Get Paid?
Real estate agents or brokers are generally paid through the sales commission paid by the seller when a transaction closes. Agents have expenses and financial obligations just like you, so it will be to your mutual benefit if you choose a real estate agent and stick with that person. The agent will respect your loyalty and respond with a sincere commitment to you.
Michele was born in Oak Lawn, Illinois and graduated from Downers Grove North High School in 1984. Graduating from the University of Wisconsin, she received a BA in Business Communications in 1988.
Licensed to sell Real Estate in 1994, Michele enjoyed over 11 years as a RE/MAX agent. Michele currently lives in Naperville, Illinois with her husband John and their three boys. All the boys attend Naperville's Award Winning District 204 Schools.
Providing full service, I am committed to customer service and attention to detail for my clients. Leave your worries to me. I will guide you every step of the way.
Whether relocating across the country or down the street, I am committed to providing a smooth transition and hassle-free experience. Please use the provided links to discover more about the towns that are of interest to you. Find out why people fall in love with the Western Suburbs of Chicago. Visit my other websites, at www.naperville-homes-mls.com and www.wheaton-homes-mls.com .
I am grateful to each person for their feedback and contribution to my website.
We love our new home!
Thank you for your kindness, professionalism and most of all your patience! We never thought we would find the perfect house, but thanks to you, we did. It's obvious that you are an experienced agent and know the Naperville area very well. You took the time to find out what we were looking for and you were aggressive in showing us homes as soon as they were listed. We appreciated that you were so flexible and could show us homes at times that were convenient with our schedules. Thanks again-I'm sure we will enjoy our home for many years to come!
When we decided to sell our home and find something larger, we knew we needed a special realtor who could help us narrow down the search.
Choosing Michele Glavanovits as our realtor was one of our best decisions! Michele listened to our needs and wants and helped us find the perfect house! She was always very honest about the pros and cons of each house and never pushed us to make a sale.
We have recommended her to other friends who have used her and had the same quality service. We are so thankful to Michele for helping us find the perfect house to turn into our new home.
Sincerely, Don and Rosemary Gallaway
When my husband was transferred into the Chicago suburb area six years ago, we were looking for a realtor that knew the area well enough to give us a clear picture of where we should purchase our home. Michele Glavanovits answered all of our questions (and there were many) professionally and with great accuracy.
Pregnant at the time, she worked to accomodate my condition and helped me to tote around my 18 month old while we were searching. The order in which we looked at houses was very efficient, making the most of my precious time.
Six years later, we are still in the same house and very thankful for the great job Michele did in relocating us. Our oldest daughter has started in the school system here and we are extremely pleased with all the aspects of our location.
I would whole-heartedly recommend Michele to anyone interested in using a professional, caring realtor.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.