- Name
- Roger Howell
- Company
- Fairway Independent Mortgage Corporation
- E-mail
- Contact Roger Howell (Fairway Independent Mortgage Corporation)
- Website
- https://rogerhowell.com
- Office Phone
- (208) 955-1234 x 30
- Fax
- (208) 955-1250
- Address
- 1775 N. Hickory Lane, Ste. 1, Meridian, ID, 83646
- Description
- Nmls # 74935
Branch Lic. #2289
Areas of Expertise
- Conventional Fannie Mae and Freddie Mac Loans
- FHA Purchase, Refinance
- Idaho Housing and Finance Association Loans
- USDA "Rural Development" Loans
- Non Conforming Jumbo and "Portfolio" Loans
- The Home Ownership Accelerator: Pay off your home in half the time with no changes to your spending habits.
I currently only lend in Idaho, but if you have an out of state loan, I can refer you to someone good.
To get started 24/7, go to my secure online application at: www.rogerhowell.com
My Bio
I've been helping people in Idaho for over 10 years with their single most important financial comittment, their home finanacing!
I became fascinated with home financing over 10 years ago when I was buying and fixing up homes. My mortgage broker made it look easy and fun. Soon I was leaving my old career in restaurants behind and started as a new loan officer in Pocatello, Idaho. This was during the subprime boom, and there were pleanty of subprime borrowers in Pocatello that needed my help. Soon I was asked to open an office in Boise, and I jumped on the opportunity.
The new construction market was taking off at this time, so I became an expert in construction loans and rehab loans. During this time I also built and sold several homes in Canyon County.
The market meltdown of 2008 left many of us without the programs we were used to providing and many of my colleagues left the business when the easy times were finished. I knew that there will always be people who need my help, and that the big, dinosaur banks were not equipped to serve them. For this reason, I have stayed in the industry when others fled for easier work.
The market has changed so much in the last 4 years. I've become an expert in FHA, RD, VA and Idaho Housing loans. They have become the primary mortgages for people in Idaho. Almost all those specialty loans of yesterday have gone away. It is a lot harder to qualify and close a loan today. For that reason, you need an expert.
Today, the name of the game is to quickly qualify people for the loans that are available and close them quickly and with the least amount of stress possible.
My company, Trinity Home Mortgage, just became a retail branch of Fairway Independent Mortgage Corporation, a mortgage bank from Wisconsin. With this transition, we gained the ability to underwrite and fund our loans in house. This give us much more control of the process and as a result, we can do this faster and at a lower cost than the dinosaur banks. We still have the ability to broker the few remaining specialty loans such as reverse mortgage, commercial, and the Home Ownership Accelerator.
In 2012, I am very optimistic about the ability for the Idaho home buyer and Idaho home owner to get great financing to help them meet their financial goals.
I'm always available to discuss your mortgage needs, I can be reached at 208-861-7579 or to get started right now, go to my secure online website at https://www.rogerhowell.com
