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Name: Mike Linton
Company: Mortgage 1st Realty
E-mail: Contact Mike Linton (Mortgage 1st Realty)
Website: http://www.ChicagoPropertyStore.com
Office Phone: (888) 667-9378 x 122
Alt. Phone: (847) 844-1575
Fax: (847) 844-3680
Description: Call Today To Receive A Free List Of Homes For Sale In The Chicagoland area. (847)844-9155 ext 122

About Us:

READ THIS BEFORE YOU LIST YOU CONDO!

The specific agent you choose---not just the company---makes all the difference in whether your condo sells or not and affects the net proceeds from the sale. Take a minute to read the following comparison between the Mike Linton Team and other agents and you will see all of the extra benefits you receive from the ChicagoPropertyStore.com system.

SOME AGENTS' AVAILABILITY

Once you have listed, they contact you occasionally. You can call and leave a message and get a return call when they are in between appointments or perhaps not until the next day.

MIKE LINTON TEAM AVAILABILITY

The professional staff and the Mike Linton Team, works strictly for our clients and is available for you seven days a week. They are familiar with your property and transaction and can answer questions or they can contact your agent immediately via his/her mobile phone.

BENEFIT TO YOU:

AVAILABILITY! YOU CAN ALWAYS REACH YOUR AGENT.

SOME AGENT'S SERVICE AFTER SHOWINGS

No calls or follow-up after each showing.

MIKE LINTON TEAM SERVICE AFTER SHOWINGS

Mike Linton provide you with a Client Care Manager who monitors each showing. They request feedback about your condo from the showing agent and mail a written report to you every two weeks. In addition, you receive market updates about our marketing efforts towards your condo. Copies of ads and flyers are sent to you on a regular basis.

BENEFIT TO YOU:

You are kept up-to-date on the marketing of your condo. You are not left in the dark but rather are a priority to the Mike Linton Team.

SOME AGENTS' STAFF

One agent tries to do everything to manage the sale of your condo or they enlist the help of a very limited staff.

MIKE LINTON TEAM STAFF

With 20 years experience, you get a solid real estate team working for you. Mike employs a team of assistants to help him run his real estate machine.

BENEFIT TO YOU:

A team of real estate professionals working for you for the price of one!

SOME AGENTS' ADVERTISING

NONE!

MIKE LINTON TEAM ADVERTISING

The Mike Linton advertises homes in a variety of publications nationwide and on the internet in several different sites. Your condo is also marketed with brochures, flyers, interoffice hot sheets, and more!

We also utilize the latest in multi-media marketing such as DVD,CD-rom and E-cards

Why Choose Mike Linton of Maranatha Mortgage?

With literally thousands of mortgage lenders on the internet:

How do you choose the lender that is best for you?
How do you choose a lender that will give you value and service year after year?

With our web site, maranathamortgage.com , we can provide you with a fast, easy and low cost loan experience. Just review the information below and we are sure you will be convinced that one lender stands out among all other

Speed
Maranatha Mortgage and Mike Linton can have an approval for most applications within minutes, and because of our superior processing department, we are ready to close most of our loans within days. No more waiting for 2-3 weeks to get your loan approved. In addition through our preferred lenders, we have reduced the need to verify income, bank account balances and property values. Our application process is short and simple. Most people can complete the on-line application in less than 25 minutes.

Aggressively Competitive Rates
We can offer you a loan at a lower rate than many traditional lenders. The reason is simple - we have streamlined the process so that the cost of originating your loan is lower. We can then pass that savings on to you, our customer for life.

No Junk Fee Advantage
Maranatha Mortgage provides "A Welcomed Difference In Lending." Most lenders only give you an estimate of your closing costs which consists of a long list of confusing fees that may actually be higher when you close your loan. We will provide you with an accurate estimate of all closing costs when you apply!

Maranatha Mortgage and Mike Linton look forward to assisting you with your home financing today. Apply now! or call Mike at (386) 788-9880

Key Benefits

You can minimize your cash out when buying investment properties by using 100% financing
You don't need to use traditional documentation to get your loan
You don't need the best credit either

How 100% Investment Property Loans Work

The loan is based on a person's equity and also factors in credit, although high credit is not required
An investment mortgage can come with flexible payment options
An investment mortgage can also provide cash out when a refinance is done

Who Can Use This

Investors who purchase single family residences and 1-4 unit properties
A rental property mortgage is available both for full documentation and lite documentation borrowers
Rental property mortgages also come in many different forms - minimum payment option ARMs, interest only, etc.

Areas of Expertise

FloridaCondoInvestor.com is a web based investment group. Their philosophy is to locate excellent buying opportunities throughout the state of Florida and help their members create positive cash flow.

Daytona Beach Shores, FL - December 1, 2006 - An investment network in Daytona Beach Shores has announced that they are launching a real estate investment program that focuses on building long term cash flow in the Florida Condo Market.

This program is not about flipping pre-construction condos. It's about teaching beginning and intermediate investors a safe way to invest with proper mortgage planning, asset protection and tax planning.

The reason this program has been developed is simply this, founders Mike and Peggy Linton of DiMucci Realty, active investors and real estate and mortgage experts with over 20 years experience are tired of seeing people who want to "invest in real estate" spend hundred, if not thousands of dollars on "Get rich in real estate" courses from late night infomercials. A lot of times these courses are rich on hype and poor in success and leave the would be investor feeling frustrated.

There is no cost to join the network; Just the opportunity to work with some of the best in the business. Investors will have access to a million dollar database of Attorney's, CPA's, Mortgage and Real Estate specialists on every deal.

Anyone who is interested in real estate investing and would like to join this network at no cost can sign up at www.FloridaCondoInvestor.com.

FloridaCondoInvestor.com is a web based investment group. Their philosophy is to locate excellent buying opportunities throughout the state of Florida and help their members create positive cash flow.

To contact Mike and Peggy Linton for more information:

DiMucci Realty Company
Mike and Peggy Linton / Realtors
3424 S. Atlantic Ave.
Daytona Beach Shores, FL 32118
(386)299-9275
http://www.floridacondoinvestor.com/

The web based investment network, FloridaCondoInvestor.com, has access to special financing for qualified condo investors. Since Condos are considered real property, condos qualify for homestead exemptions (owner occupied) in Florida. Condo developments are governed by covenants, conditions and restrictions. These dictate the owners' rights and the restrictions on those rights.

You become a member of the homeowners' association and pay dues. The dues cover management of the homeowners' association, hazard insurance for the complex and a certain amount of routine maintenance. Precisely what is covered varies.

The cost of the condo association dues will be included as part of your monthly housing payment when calculating how much house you can afford to buy.

The purchase agreement should include a contingency that the seller provide the buyer with condo documents, the articles of incorporation and the bylaws of the homeowners' association. This should include notification of any ongoing litigation and any special assessments.

You should receive a copy of the condo budget, which should be a sound, balanced budget with reserves to cover the cost of major repairs like roofing or elevators. You will also be told what the monthly maintenance fee is. You can also ask for the minutes of condo meetings for the past year. This will tell you if any major renovations or changes are being discussed, and give you some idea into the way the property is run.

Maranatha Mortgage Corporation (www.MaranathaMortgage.com) will consider most Condo projects with up to 70% - 100% concentration of "investor" units depending upon the project. Not all condo projects require a condo questionnaire to be completed.
There is no cost to join the FloridaCondoInvestor.com network; Just the opportunity to work with some of the best in the business. Investors will have access to a million dollar database of Attorney's, CPA's, Mortgage and Real Estate specialists on every deal.

Anyone who is interested in real estate investing and would like to join this network at no cost can sign up at www.FloridaCondoInvestor.com.

FloridaCondoInvestor.com is a web based investment group. Their philosophy is to locate excellent buying opportunities throughout the state of Florida and help their members create positive cash flow.

To contact Mike Linton for more information:

DiMucci Realty Company
Mike Linton / Realtor
3424 S. Atlantic Ave.
Daytona Beach Shores, FL 32118
(386)299-9275
http://www.floridacondoinvestor.com/

The FloridaCondoInvestor.com network (www.FloridaCondoInvestor.com), a web based investment group, announced today that the group will acquire Condo Hotel units throughout Florida in the upcoming year.
A condo hotel offers the opportunity to own an elegant and exquisitely furnished hotel group in some of the most desirable locations in the world. Since this is a purchase, the buyer not only gets a deed to the property, allowing the sale or transfer of the unit, but also tax and real estate appreciation benefits. When using the unit, the owner has access to all of the amenities of the hotel. When not in use, the unit can be a available to rent through the hotel's rental program.
The number of units available today from conversions has swelled recently, and the success of these projects has given new life to older hotels in Florida. The demand for new construction has been extremely strong as well.

A major benefit to an owner of a Condo Hotel unit is stress-free ownership. When the unit owner wants to use the unit, they call the hotel and schedule a visit. During their stay, they enjoy all of the amenities and services of the hotel. When the unit is not being used, it can be rented through the hotel's rental program, with no worry about maintenance and upkeep.

The hotel is generally managed by a brand-name hotel operator. This operator not only manages the hotel's rental program, but also markets the units, takes reservations, operates the front desk, maintains the property, and provides the services hotel guests expect, such as housekeeping, food and beverage, spas and concierge.

Condo Hotel units are difficult to finance. FloridaCondoInvestor.com's prefererred lender, Maranatha Mortgage (www.MaranathaMortgage.com) has access to special financing for Condo Hotels.
The number of developments coming online has well outpaced the institutional lenders that have a desire to fund condo hotel purchases. These loans are considered "portfolio" in nature, and will in most cases be held and serviced by the lender who originated the loan, or a number of loans will be packaged together and sold to private investors. Since there is a lack of a true secondary market, many lenders do not actively seek to originate condo hotel paper.
It is particularly difficult to finance units less than 600 square feet that may or may not have a kitchen. This primarily affects the conversion market, as most of the units are true hotel rooms, and do not have the room for a kitchenette. The square footage number and kitchen requirement stems from the older "condominium" guidelines set by Fannie Mae, and many lenders have not updated their own guidelines to accurately reflect the unique characteristics of condo hotel properties. As a result, this is very much a niche loan product.

Aside from the real estate taxes, insurance and a mortgage payment (if there is one), there is a monthly assessment that covers maintenance of the unit and common areas, furniture replacement, utilities and a reserve fund.

Is it mandatory for the unit owner to be in the hotels rental program? Sometimes yes, sometimes no. Each development has different programs. In general, the rental program is voluntary, with a set amount of days per year the unit can be used.

The rental program is managed through a special reservation system that assigns "rotation points" to the units as they are occupied. This ensures that the units with the least amount of points are the next to be rented as long as they meet the guests' requirements.

When the unit is being occupied by the owner, his friends or family, the hotel's rental program does not assign any rotation points to it. Thus, you are encouraged to use your unit since the system will make up for the vacancy of the room upon your departure.

Typically, the revenue is split 50-50 between the owners and management after expenses and HOA dues.

If the unit owner decides to participate in the hotel's rental program, he will receive a portion of the revenues from his unit. However, it is at the discrection of the management company to share the revenue from any of the hotel's services (i.e. restaurants, spas, shops).

Anyone who is interested in real estate investing and would like to join this network at no cost can sign up at www.FloridaCondoInvestor.com. There is no cost to join the FloridaCondoInvestor.com network; Just the opportunity to work with some of the best in the business. Investors will have access to a million dollar database of Attorney's, CPA's, Mortgage and Real Estate specialists on every deal.
FloridaCondoInvestor.com is a web based investment group. Their philosophy is to locate excellent buying opportunities throughout the state of Florida and help their members create positive cash flow.

To contact Mike Linton for more information:

DiMucci Realty Company
Mike Linton / Realtor
3424 S. Atlantic Ave.
Daytona Beach Shores, FL 32118
(386)299-9275
www.FloridaCondoInvestor.com

Interesting Information

How Can A 1031 Exchange Work For Me?

The Section 1031 Exchange should be the tool of choice for real property owners who wish to defer taxes when property is sold. Professionals, such as attorneys, accountants, financial advisors, and real estate professionals should understand the benefits Code Section 1031 of the Internal Revenue Code will provide as a value-added service to their clients.

A 1031 exchange can defer the capital gain taxes that are due when you sell property that has increased in value or been depreciated for tax purposes. These federal and state capital gain taxes can be costly.
Section 1031 of the U.S. Internal Revenue Code allows investors to defer capital gains taxes on the exchange of like-kind properties. 1031, or tax-deferred, exchanges hold great advantages for real estate investors.

In a typical transaction, the property owner is taxed on any gain realized from the sale. However, through a Section 1031 Exchange, the tax on the gain is deferred until some future date. In the most common type of exchange, property is sold and the proceeds are used to purchase replacement property within certain timeframes.

To qualify for a safe harbor tax deferral, proceeds should be held with a Qualified Intermediary between the sale and purchase. The QI is a 1031 exchange Intermediary or entity that can legally hold funds to facilitate a 1031 exchange. To be qualified, the 1031 exchange intermediary must not be relative or agent of the exchanging party. As an exception, a real estate agent may serve as a 1031 exchange intermediary if the current transaction is the only instance in which the agent has represented the exchanging party over the past two years.

The use of a Qualified 1031 Exchange Intermediary is essential to completing a successful 1031 exchange process. The QI performs several important functions in the 1031 exchange process including creating the exchange of properties, holding the 1031 exchange proceeds and preparing the legal documents.

Prior to closing of the relinquished property, the decision to exchange must be made. The exchange agreement must be in place and delivered to all parties before the relinquished property transfer of title.

The replacement property needs to be identified within 45 days of closing on the relinquished property and the replacement property needs to be purchased within 180 days of closing on the relinquished property or the date the taxpayer's tax return is due, whichever date is first.

In their 1031 exchange, many investors benefit from buying investment property as Tenants In Common (TIC) because it completes their exchange and can be closed in a timely manner due to pre-arranged financing.
Investors considering the sale of investment or income property should first consult their financial or tax advisor to determine if a tax-deferred exchange will benefit their long-term investment goals and retirement plans.

1031 exchanges ensure maximum return on investments to people of all financial backgrounds. Paying capital gains taxes or exempting oneself with a 1031 Exchange is the choice you face. Ultimately, the investor must decide whether to take advantage of a 1031 exchange or write a check to the IRS!

READ THIS BEFORE YOU LIST YOU CONDO!

The specific agent you choose---not just the company---makes all the difference in whether your condo sells or not and affects the net proceeds from the sale. Take a minute to read the following comparison between the Mike and Peggy Linton Team and other agents and you will see all of the extra benefits you receive from the DaytonaCondoStore.com system.

SOME AGENTS' AVAILABILITY

Once you have listed, they contact you occasionally. You can call and leave a message and get a return call when they are in between appointments or perhaps not until the next day.

MIKE AND PEGGY LINTON TEAM AVAILABILITY

The professional staff and the Mike and Peggy Linton Team, works strictly for our clients and is available for you seven days a week. They are familiar with your property and transaction and can answer questions or they can contact your agent immediately via his/her mobile phone.

BENEFIT TO YOU:

AVAILABILITY! YOU CAN ALWAYS REACH YOUR AGENT.

SOME AGENT'S SERVICE AFTER SHOWINGS

No calls or follow-up after each showing.

MIKE AND PEGGY LINTON TEAM SERVICE AFTER SHOWINGS

Mike and Peggy Lintonprovides you with a Client Care Manager who monitors each showing. They request feedback about your condo from the showing agent and mail a written report to you every two weeks. In addition, you receive market updates about our marketing efforts towards your condo. Copies of ads and flyers are sent to you on a regular basis.

BENEFIT TO YOU:

You are kept up-to-date on the marketing of your condo. You are not left in the dark but rather are a priority to the Mike and Peggy Linton Team.

SOME AGENTS' STAFF

One agent tries to do everything to manage the sale of your condo or they enlist the help of a very limited staff.

MIKE AND PEGGY LINTON TEAM STAFF

With a combined 36 years experience, you get a solid real estate team working for you. Peggy works the sales and Mike closes the transaction and does the marketing. Mike and Peggy also employ a team of assistants to help them run their real estate machine.

BENEFIT TO YOU:

A team of real estate professionals working for you for the price of one!

SOME AGENTS' ADVERTISING

NONE!

MIKE AND PEGGY LINTON TEAM ADVERTISING

The Mike and Peggy Lintonadvertises condos in a variety of publications nationwide and on the internet in several different sites. Your condo is also marketed with brochures, flyers, interoffice hot sheets, and more!

We also utilize the latest in multi-media marketing such as DVD,CD-rom and E-cards

BENEFIT TO YOU:

Your condo receives much more exposure and calls are responded to by professional salespeople whose goal is the same as yours---Getting Your Condo Sold!

SOME AGENTS' TECHNOLOGY

The gent places your listing in the Multiple Listing Service computer and waits for someone to bring them a buyer.

MIKE AND PEGGY LINTON TEAM TECHNOLOGY

Mike and Peggy Linton advertise their innovative real estate system on the Internet so that your condo can be selected from an international market as well as locally through the Multiple Listing Service.

We also utilize the latest in multi-media marketing such as DVD, Cd-rom and E-Cards

BENEFIT TO Y O U:

Your condo gains maximum exposure to local, regional, national, and international buyers.

SOME AGENTS' PRICING OF YOUR CONDO

Some agents offer pricing for the condo that is too high in order to get your attention and your listing. The agent doesn't usually stand behind the price for very long, eventually relying on drastic price reductions in order to get the condo sold.

THE MIKE AND PEGGY LINTON TEAM CONCEPT OF PRICING OF YOUR CONDO

We assist you in pricing your condo correctly in the beginning. Buyers are precious and overpriced condos drive them to other prospects. Mike and Peggy Lintongives you market updates and , through buyer feedback, adjusts the price on your condo only if necessary. Because of Daytona Condo Sales Centers knowledge of local and national trends, we can advise you of when and when not to adjust the price.

BENEFIT TO YOU

You receive the highest price for your condo in the shortest time with the least amount of hassles.

SOME AGENTS' SALES ATTITUDE

Some agents hope other agents will sell the condo for them. They don't aggressively sell it themselves. They don't have enough buyers themselves and don't have the time to show the condo.

MIKE AND PEGGY LINTON TEAM AGGRESSIVE SALES ATTITUDE

Mike and Peggy Lintontakes your condo directly to the buyer through his dedication to proactive sales. Mike and Peggy Lintonproactive program also includes direct mail, multimedia advertising, and numerous internet sites.

The Mike and Peggy Linton Team also has a Buyer Instant Notification System whereby we match buyers to your listing via our computer programs. We search for listings meeting each buyer's specific criteria and then set showings for those properties. It is our goal to always show our listings first. We also call the real estate community to see if they have buyers looking for your type of condo. This allows a professional salesperson to effectively follow through with the inquiry about your condo.

BENEFIT TO YOU:

Your listings receive aggressive sales attention from an entire staff of professionals with one goal in mind-the sale of your condo.

SOME AGENTS' MARKETING PLAN

The agent may attempt a marketing program, but it is usually short-lived and from the hip. They have no real experience or expertise in marketing.

THE MIKE AND PEGGY LINTON TEAM AGGRESSIVE MARKETING PLAN

The entire team follows a detailed, aggressive marketing plan. Sales do not happen because of the "idea of the week." It takes detailed planning that is aggressively executed by a professional staff with one goal in mind---- the sale of your condo.

The team follows a yearly business plan, a weekly business plan, as well as a specific business plan just for the sale of your condo. At all times each member of the team knows exactly what is happening with each aspect of your transaction.

BENEFIT TO YOU:

We don't wait for things to happen---we make them happen. This type of detailed planning ensures the most money for your condo in the least amount of time. No hassles---No Kidding!

IMPORTANT PAGE

SOME AGENTS' NEGOTIATIONS SKILLS

Some agents just need to make a sale a sale so They can get paid. They do not negotiate I Your best interest-they negotiate in THEIR best interest, a sale.

NEGOTIATION SKILLS

The Mike and Peggy Lintonsells 100's of condos each year. Closing a transaction that is not in your best interest is not in our best interest. Mike and Peggy Lintonclients come back!

Mike and Peggy have been negotiating real estate contracts for over seventeen years. This experience and expertise will structure a contract in your best interest, unlike other agents who may learn on the sale of your condo.

There isn't anything in a real estate contract that we haven't seen or negotiated. We have the ability to solve problems and put together a contract for you that holds up through closing.

BENEFIT TO YOU:

You receive the highest price in the shortest time and a contract signed by all parties that goes through to closing.

SELLING YOUR CONDO IS A HUGH FINANCIAL DECISION.

We hope that this information will prove helpful when you select the agent that is responsible for this task. We hope you select us for this awesome responsibility. We promise to provide all of the aforementioned services and more in order to get your condo sold quickly, for the most money, and with the fewest hassles.

GIVE MIKE AND PEGGY A CALL AT (386)316-3850 TO LIST YOUR CONDO