- Name
- Dee Hoffman
- Company
- National Credit Restoration Alliance
- E-mail
- Contact Dee Hoffman (National Credit Restoration Alliance)
- Website
- http://www.national-credit-alliance.org
- Office Phone
- (866) 739-7460
- Cell Phone
- (214) 450-6678
- Alt. Phone
- (936) 647-2106
- Fax
- (832) 442-5711
- Address
- 903 Sandy Beach, Conroe, TX, 77304
- Description
- NCRA provides assistance to members whose FICO is damaged.
Our Member Services Department has averaged 15,000+ members a year since 1990 and improved our members FICO score an average of 127 points.
About NCRA and Dee E Hoffman
I am a licensed mortgage loan officer in the state of Texas who experienced first hand, the emotional and financial hardship a client faces when they are rejected for a home mortgage loan, or whom financial penalties were placed for FICO scores less than 680. I am a Strategic Partner with the National Foundation for Credit Excellence (NFCE) whose expertise is in the area of Legal and Ethical, Lawyer facilitated Credit Repair and Credit Restoration. In today's mortgage market, it is difficult for anyone to secure a mortgage with less than a 620 FICO score, and if they can find one, they may not quality for PMI at less than 620. Additionally, If they are less than a 680 they may have to pay up to an additional 2 points for the difference between their FICO and 680. (On a $200,000 loan that equates to an additional $4,000.00)
Since 1990 our Member Services, Lawyer facilitated process has served over 15,000 members each year and on average raised their FICO score +127 points, by permanently deleting numerous derogatory allegations which the credit bureaus had listed on their credit reports.
I find it extremely rewarding now to work with Realtors and Mortgage Brokers, who refer clients to me, so they now can qualify to purchase that home they have dreamed about. I realize the time, effort and energy each realtor and mortgage loan officer invests in their clients as they search for that home and try to secure a mortgage. No longer does the realtor have to turn away a client with less than a 600 FICO score.
Areas of Expertise: Credit Restoration
Our area of expertise is understanding the Fair Credit Reporting Act as outlined by the FTC and being fully compliant with the Credit Repair Organizations Act. Obviously being a Lawyer Facilitated process lends immense credibility, but most importantly, we deliver Results to those members who entrust their financial improvement in our hands. Our performance record during the past 18 years speaks volumes as does the fact that we have absolutely no blemishes on our record.
Additionally, as a membership based association, our members receive or have access to a number of other financial services, such as a currency connection card, an affordable alternative health plan, and wholesale pricing access for numerous retail items, as well as access to the national Law Club for legal assistance.
Contact me today to raise your credit score!
Testimonials
Please visit our website at www.national-credit-alliance.org to view numerous testimonial letters and copies of deleted items from actual credit reports. To Numerous to include in this section.
