- Name
- Nick Volz
- Company
- First Omni Mortgage Lending
- E-mail
- Contact Nick Volz (First Omni Mortgage Lending)
- Office Phone
- (800) 627-1925 x 5557
- Cell Phone
- (502) 314-9235
- Alt. Phone
- (502) 638-5557
- Fax
- (502) 638-5657
- Description
- Manager @ First Omni Mortgage Lending.
"Your Mortgage Guy!" For a free, no-obligation, same day quote, please give me a call today: 800-627-1925 ext. 5557
About Us:
TMG Real Estate and Financial Services LLC d.b.a. First Omni Mortgage Lending ("First Omni") is a national mortgage lender based in Louisville, Kentucky. The company commenced operations in October 2000 in Tulsa, Oklahoma. Initially as a broker only, the company matched borrowers with national lenders. In 2003, First Omni augmented its mortgage business capabilities with lending lines of credit to underwrite and package loans for sale. First Omni is licensed to conduct business in 28 states, in addition to a license pending approval or in process in Nevada.
In 2001, First Omni expanded its physical presence with operations and its headquarters in Louisville, Kentucky. Currently, First Omni has approximately 130 employees comprised of nearly 40 bankers and 30 support staff in Louisville and 50 bankers and 10 support staff in Tulsa.
First Omni Mortgage Lending provides consumers nationwide with quality loan products customized to meet the ever-changing needs of today's borrower. Our customers-first approach to lending, experienced personnel, and innovative technology provide a streamlined loan process from start to finish. Through our established relationships and sound corporate strategy, we remain a committed industry leader providing unparalleled products, pricing, and service to communities across the country.
First Omni is a member in industry and business organizations including:
- Better Business Bureau
- National Association of Home Builders
- Chambers of Commerce
- Associations of Realtors
- National Association of Mortgage Brokers
Areas of Expertise
Everything You Need for Your Home Purchase
Purchasing a home is an exciting and important time in your life. But without the right resources, you can end up with a home loan that doesn't meet your needs.
I can find you a great loan rate and educate you on what you need to know about a home purchase loan. Use the Loan Tools on my company's site to find all the information you need to understand the loan process. Browse through First Omni's articles, FAQs, calculators, and guides to get you up to speed on home loan information. If you're looking for a great interest rate from a lender who will work to meet your needs, give me a call today at 800/627-1925 x5557.
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First it's important to understand that some of the things you may have heard about home mortgage refinance are just myths. Two of the most common home mortgage refinance myths are the length of time you need to own your home and that you need to save at least one percent on your refinance mortgage rate in order to make your refinance mortgage loan worth it.
Many people believe they need to be in their home for at least twelve months before they can refinance. This is not always true. A home mortgage refinance done within twelve months of your home purchase will allow you to change your loan program and give you the opportunity for cash out if your require it. If you refinance your mortgage loan soon after purchasing your home you may also be able to eliminate your PMI (private mortgage insurance) requirement and you may be able to pay off a second mortgage.
Further when it comes to a home mortgage refinance, interest rate savings are not the only factor to consider. It is true that it's often in your best interest to refinance your mortgage rate only when you can save a minimum of one percent. Saving even more on a home mortgage refinance makes good financial sense. But that's not all you should consider.
For instance, if you have a second mortgage, are paying private mortgage insurance or are in need of cash, the refinance mortgage rate savings of one percent may not be the only determining factor as to whether a home mortgage refinance is currently in your best interest.
It's important to be knowledgeable of all the associated costs of a home mortgage refinance. You should know about any costs involved in getting out of your current mortgage before you sign up to refinance your mortgage loan. Such costs may include penalties for breaking you current loan (prepayment), origination fees, credit reports and legal fees. For more information on these terms see our Loan Lingo section.
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Our current licensing allows us to conduct business in the following states:
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Alabama
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Florida
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Maryland
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South Carolina
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Alaska
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Georgia
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Massachusetts
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Tennessee
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Arizona
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Hawaii
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Michigan
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Texas
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Arkansas
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Illinois
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Minnesota
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Virginia
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California
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Indiana
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Missouri
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Washington
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Connecticut
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Kansas
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Oklahoma
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Wisconsin
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Colorado
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Kentucky
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Oregon
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We are also licensed in North Carolina now!
Testimonials
I want you to know that Nick Volz was wonderful to work with. He made the process so easy. He represents your company well. Krystal M.D.
Wow! I cannot believe how quickly you were able to close my loan and how hard you worked to get me the loan that I never thought I could possibly qualify for. I thank you, my family thanks you, and I will send you future business. - Josh VA-
Nick you really did give me all the honest answers throughout the whole process. There were many companies out there that were promising a particular loan for me and they did not follow through. You stuck with me through the whole process and under promised and over delivered. I cannot say enough about yourself and First Omni Mortgage. You truly are the honest lender! Thank you- Jamie- KY
Nick Volz really knows how to take care of his customers. First Omni Mortgage has the lowest rates, closing cost, and best customer service I have ever received. I have used local banks before and have never had this quick of turn around on my loan. I was able to get into my new home in a week thanks to Nick and First Omni Mortgage. Great work and I am now a customer for life. - John FL-
Thanks Nick. Having a customer service background,professionalism and strong customer service are of the utmost importance to me when dealing with anyone. Debbie- GA
Your steller customer service skills are something you should be very proud of. There are many companies where that tends to not be appreciated these days. I hope your company appreciates you and your willingness to provide excellent service to your customers.- Julie KY
Thanks for everything man, you did good work! I appreciate all of your help and I am happy to be in this home; we love it. I will definately refer you to others that are planning to move. Thanks for everything. - Clayton NC
Customer service is excellent! - James and Cheryl Schrum-
Nick worked long hours over a period of nine months to get us just the right loan service that we needed for our situation!- Mark Wojcicki
I am impressed with the "Hustle" demonstated by Nick Volz and his crew in Louisville. I will consider First Omni Mortgage Lending as my 1st option in the future if I can have Nick Volz on my team. I will specifically recommend him when I recommend your company to others. Thanks again for all. - Kevin Hillard- KY
