Name
Scott Swinford
Company
Sagamore Home Mortgage
E-mail
Contact Scott Swinford (Sagamore Home Mortgage)
Website
http://www.nwiloanguy.com
Office Phone
(219) 695-0369
Fax
(219) 695-0370
Address
501 W. 84th Dr. Suite A, Merrillville, IN, 46410
Description
In this chaotic mortgage lending environment, you need someone who is on top of the issues. Good credit, bad credit or no credit, we have a program to help you achieve the dream of owning a home.

About Us:

I am a Mortgage Solution Specialist and hold an inactive Real Estate Salesperson License in the State of Indiana. The company that I work with, Sagamore Home Mortgage, offers the type of service and products that make me the preferred lender in Indiana.

 As a former host of a radio show on WIMS AM 1420 called "Your Credit, Your Life, Your Home", I had the opportunity to interview local and national experts in various fields including credit repair, appraisals, estate planning, tenant / landlord relations and many others. 

If you have any questions, please feel free to contact me at scott@nwiloanguy.com or call 219-695-0369.

 

Areas of Expertise

As a Mortgage Solution Specialist, I strive to help my clients use their home as more than just a place to live, but as an investment vehicle. My trusted referral partners and myself like to look at all aspects of their lives to make sure the clients are protected. It's not unusual for a client to get a referral to an estate planning attorney, financial planner, insurance agent, CPA or tax planner. My goal is to help my clients with the mortgage portion of their comprehensive financial plans (long and short term).

With that said, the "credit crunch" and new lending standards have caused those of us that intend to stay in the financial services sector to alter our business plans somewhat. Because we are now using risk-based lending models, the client's credit score is more important than ever. In fact, the majority of clients I see could save thousands of dollars a year on credit card and auto loan interest and insurance costs, not to mention better mortgage interest rates and the chance for a lower downpayment. With the loss of the FHA downpayment assistance programs, we are constantly looking for ways to help our clients get into a home with as little money out of pocket, allowing them to purchase necessities or even invest for better safety, security and rate of return. And if you are curious, YES, I can still do 100% financing.

I currently work with other mortgage lenders, as well as real estate agents, to help qualify their customers and get them into a home. I work with Rent to Own / Lease Option home sellers to help qualify their customers and get them on the right track to owning the homes they live in within the new couple years.

I guess you could say I strive to take a first-time home buyer from renter status through a customized credit improvement program if necessary, to preapproval with a lender and then hand them off to one of my select real estate agents. Once they have found a house, we find them the best financing options taking into consideration the stage of life they are in, any upcoming "life events", savings and retirement goals and special needs such as tax planning or wills & trusts. We continue to be available to assist our clients even after the sale and get a large amount of our business as referrals from our raving fan base of previous clients who we now consider friends.

Testimonials

Scott is an expert on various financial avenues in all aspects of the Mortgage Industry and selflessly offers his advice to everyone. - Kelly R.   Crown Point, IN

Scott is a great professional who is always striving to provide value to everyone he works with. Great guy always coming from contribution. - Rhonda D.   Crown Point, IN

I cannot begin to state how much of an asset Scott has been to me! He is the go to guy! Check him out, he will always be by your side. - Amy N.  Lafayette, IN

Scott is a very professional lender who is dedicated to his clients. He goes the distance to research and discuss any issues that occur. - Kathy S.  Valparaiso, IN

Scott brings high integrity to the marketplace. He is a engaging, knowledgeable professional and cares about his clients. Call him! - Ralph, W.  Florida

Super team leader. - Glenna T.   Crown Point, IN

Scott is a true Mortgage Professional who always delivers top notch service to his clients. - Mike S.   Savoy, IL

Scott is a person who stives to do the best job for his clients. I highly recommend Scott to assist you in getting the right mortgage for your situation. He is knowledgable in all aspects of the loan process. He will answer any questions you may have, and strive to get you to the closing table!! - Debbie H.  Merrillville, IN

Scott Swinford is a true professional who strives to exceed client expectations. If you are going to purchase Real Estate, I would highly recommend calling Scott. He will walk you through the process of attaining a home loan, and ensure that you are getting the best loan product possible, for your particular purchase. - Sherri V.   Valparaiso, IN