Asset Brokering Services offers private noteholders the option of gaining access to their cash flow in the form of a discounted lump sum.  This service is available to those who carry first-position seller-financed mortgages, business notes, structured settlements, and lottery winnings.  This is a beneficial option for  noteholders who prefer to have upfront capital that can be used as an alternative funding source for a number of purposes.

Eliminating debt, paying for college tuition, making a down payment on a house, and acquiring investment capital for a business are just a few of the reasons a noteholder may have for obtaining a lump sum.  The choice of how to use one's funds is completely up to the individual requesting the lump sum.  Noteholders also have the option of accessing all or just a partial number of future payments they are entitled to. 

Discounts on notes depend greatly on the type of cash flow.  Of the various lump sum requests processed by Asset Brokering Services, business notes are traditionally the most heavily discounted form of paper.  The level of risk associated with a particular type of note is based on numerous factors.  When evaluating a funding request for a seller-financed note, the main factors examined are the amount of equity, seasoning, the interest rate, and payer's credit history.  The percentage of face value one receives for a mortgage note can vary because each situation is different.  Those who have used careful planning in providing seller-financing are at the greatest benefit.  A well-structured seller-financed mortgage will benefit the payer and payee and create a win-win situation if the payee decides to sell the note in the future.

As mentioned earlier, those who benefit the most use careful planning prior to the sale of the property.  A valuable resource covering the subject of Seller-Financing is available through a FREE download at the website below.  This link provides access to an e-book about the process of seller-financing and focuses on the elements of pre-sale planning, structuring the sale, and preventing default.  Also included are a number of sample real estate forms and letters.  To download your FREE copy, visit the following website and enter the access code provided below:

Access Code:  2947

As mentioned earlier, Asset Brokering Services handles fund requests for other cash flows including business notes, lottery winnings, and structured settlements/annuities.  Funding guidelines are as follows for each type of cash flow: