Tom  Ash (
Spam prevention is designed to foster networking for business, and charitable giving. If you know the movie "Pay It Forward", you will know the idea. If you don't know the movie, watch it!

Get to know Tom Ash

I'm a loan officer living and working in Sacramento, and have been in the mortgage industry since July of 1984.  Having seen the good and the bad times in the market, I'm prepared to weather the current credit crisis.  After taking some time to get over a physical ailment, I've come to appreciate the gifts that we are all given in this country.  To that end, I have started a free to join site called  The site is designed to foster networking for business, with charitable giving.  You join the site, choose a charity, and network with that charity.  Every time you close a transaction, you donate (pay it forward) to the charity.  The more you give, the more you can get - financially and emotionally.  Please help me show that Real Estate is still a great business, and that agents in America can truly help to shape the world.

Tom Ash's Blog Posts


  I've been focusing my efforts in the commercial lending world as the lending industry continues to change.  There are many financing options available, but, like the residential market, the commercial lending world is equally challenging.  My efforts have been focused on using financial instruments in order to enhance collateral, so that a lender will be more assured when providing financing.