As an entrepreneur, I firmly believe my broad business background, combined with the finance and marketing experience allows for customized solutions for first time buyers that are getting started, as well as serving the most discriminating investor who does not concern oneself with finances, but rather cash flow and its impact on one's respective business and investments. During this ever changing marketplace, one cannot allow for shoddy financial advice from an inexperienced mortgage banker, broker, or direct lender. Even worse, today's environment will treat inexperienced agents worse than ever before, as the complexities of the market have changed with the continued advent of the internet. Can you afford to let your home sit on the market rotting away wondering why it will not sell, when today's market provides for excellent opportunities to purchase at great price points, driven by desperate sellers and/or builders?
Furthermore, I believe that in order to survive, you must constantly change, refine, and change again. Experience is the best teacher one can think of. In today's environment this more true than ever. Even if you've never experienced what is occurring today, you should at least learn from it. Partner up with anyone that knows more than you do in your field, or a related field. I have a few mentors that I've come to rely on in the last 20 years, and they are my absolutely saving grace when I am stumped! They push me to think, and I do the same to them even if they have more experience than I.