With nearly 25 years of experience in the industry, the mortgage professionals in 1st Colonial Community Bank’s Residential Lending Division have demonstrated substantial knowledge, creativity and skill, while earning the confidence and trust of thousands of homebuyers. Backed by the resources and stability of 1st Colonial Community Bank, we offer extensive options for mortgage loans. We are experienced mortgage loan officers andare prepared to serve you with the mortgage financing program that is most suitable for your individual needs, budget and financial situation.
Get to know Richard & Carol DeGrace
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Richard & Carol DeGrace Testimonials
Happy Home Buyer
I was introduced to Richard and Carol by my Realtor. Richard and Carol secured a loan for me at a rate below what I had anticipated. The process was seamless and easy. They also helped me in closing to the point at which I got some refund back from closing cost. I am fascinated by their honesty and truthfulness in my dealing with them. I will recommend to anybody who need loan for home purchase
Homeowner from Florida
Rich and Carol helped us with 3 loans in 3 states through the years. They were extremely helpful, responsive and fun to work with. I can't imagine a better mortgage team. I would highly recommend them to anyone looking for a home loan.