Experience isn't Expensive....it's Priceless.
I have a passion for 'coaching' home buyers through the home loan process in order to help them define their goals, needs, and choose the best home loan possible. I also enjoy helping current home owners determine if refinancing is in their best interest. This is done by analyzing the bigger picture, defining short and long term financial goals, and reviewing the numbers to determine if and how much you will benefit. Unfortunately, lowering your interest rate does not always work to your advantage. Some people refer to this approach as mortgage planning. After working with me you will know that I work endlessly to make the approval and closing process seamless and stress free. I believe honesty, transparency, and open communication are the cornerstone to a trusting and enjoyable working relationship.
Prior to working as a direct mortgage lender, I sold web based print solutions to fortune 1,000 companies. Prior to that I was a professional golfer (PGA teaching pro and mini tour player) for 7 years before realizing I wasn't devloping into the next Jack Nicklaus or Tiger Wods. I am happily married, live in Winchester, CA, have two young boys, enjoy playing golf for fun, and serve weekly as the ushers director at my local church. I am originally from Minnesota so I enjoy taking in a game of ice hockey, routing on my Twins and Vikings, and listening to country music.
I look forward to working with you.
NMLS ID #315238
Caliber Home Loans - NMLS #15622